Send us a question/idea/opinion direct via text message!After recapping the results from the CoreLogic House Price Index (HPI) release for January Nick and Kelvin get into a meatier discussion on the state of the labour market, with the unemployment rate falling to another record low 3.2%.Given so many headwinds facing the market, not least the tightening of credit, in part due to the recent CCCFA (Credit Contracts and Consumer Finance Act) changes, a lot of focus is on the future of the employment market and economy in general.This leads Nick to mention a recent interview from the NZ Everyday Investor podcast, hosted by Darcy Ungaro, featuring John Bolton from Squirrel Finance, which provided a lot of great detail on some of the impacts of the changes, including restriction of credit to the important small and medium enterprise business sector. Well worth a listen.This week's '5 things you need to know' is also available on oneroof.co.nz and look out for the latest CCCI report, tracking the change in construction costs at the end of 2021.Note, next week the podcast will be returning to the usual Monday afternoon release schedule.Check out all our regular CoreLogic research insights at https://www.corelogic.co.nz/research-news and get in touch on LinkedIn, twitter @NickGoodall_CL or @KDavidson_CL or send us an email on [email protected] or [email protected] up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.