Send us a question/idea/opinion direct via text message!The discussion kicks off this week on the topic of house prices, with the CoreLogic Index last week showing further falls. Sure, the drop was smaller than in recent months. But be careful of reaching the conclusion that the downturn might also be over. It probably isn’t, and the ultimate peak for mortgage rates could hold the key as to when property values find a floor.Indeed, the macro news last week also had a negative tone, such as filled jobs, dwelling consents, and business confidence. Weak hiring intentions could be a property market concern for next year, given the importance of the labour market to borrowers’ ability to keep servicing their debt. In Kelvin's weekly article he delves into the situation with investors and those of different portfolio sizes.The guys also discuss some listener feedback, especially the idea that casually switching to interest-only if a borrower gets into trouble isn’t as easy as it might seem.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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