The holiday hotspot battle

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The NZ Property Market Podcast 57 min 4 speakers 8 chapters transcribed
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What insights do mortgage advisors share about the summer property market?

Dan Breed 0:00
I think if you asked the three of us, is it a good time to be buying? I think we'd all probably say yes.
Nick Goodall 0:11
Kia ora and welcome to a special guest edition of the New Zealand Property Market Podcast brought to you by Cotality. I'm Nick Goodall, Head of Research for Cotality and today we're going to set the holiday scene by speaking to a couple of loan market mortgage advisors from around the country about their local markets where many Kiwi will be holidaying over the summer and may consider buying a property in these idyllic locations. So let's get into it and meet our advisors. We've got three to talk to today from Mangowai representing the unbeatable north. We've got Mark Lahini. Kia ora Mark, how you going mate?
Mark Lahini 0:40
Kia ora Nick, thanks for having us on and looking forward to talking about the beautiful Northland.
Nick Goodall 0:49
Yeah mate, love to hear it, love to hear it. Thanks for coming on. Next from Tauranga, representing the beautiful Bay of Plenty, we've got Dan Breed. Dan, how are you mate? Have you made it to the cricket at all this week or planning to get down this weekend?
Dan Breed 1:02
Sunday I think is going to be the day. I think that's the day we're going to wipe the West Indies down. Yeah, we're good in the bay, doing really well. It's going to be hard to fight Mark because I'm from Kaitaia originally, so the mighty north is pretty powerful.
Nick Goodall 1:14
Oh, north represent all around. I love to hear it. Love to hear it. Not that I'm going to be biased at all in this, guys, I promise, I promise. And coming to us from Queenstown, representing that picture postcode south, we've got Stuart Mitchell. Stuart, how are things in the adventure capital of the world?
Stuart Mitchell 1:29
Well, today's not beautiful. It's absolutely peeing it down, which we've had that for probably the last couple of months, to be fair. But apart from that, everything's great and looking forward to competing against these two other areas to see which one comes out on top. I've not actually heard of them both, these areas, until today. So it's going to be a bit of a surprise for me.
Nick Goodall 1:51
You're just in your beautiful own little world down there and don't look beyond.
Stuart Mitchell 1:54
Yeah, we are.
Nick Goodall 1:55
Fair enough. Fair enough. Well, I hope that the weather's been bad for a couple of months, but it's going to make up for it, say, for Christmas and those next couple of months of summer, mate. But look, just want to say thanks to you all for coming on the pod. Obviously very late in the year, just before we all knock off for Christmas. I appreciate that. And I do look forward to a bit of lighthearted provincial banter alongside some real data as well. And no doubt a few insightful gems for holidaymakers out there who are looking to head away and no doubt come to your guys' beautiful areas. So as many of you, you yourselves would have experienced, and I'm sure our listeners have felt, this year has been one of conflicting forces on the market.
Nick Goodall 2:32
Lower interest rates, of course, have provided that backdrop for more money in people's pockets. and a flow through to an improving economy, but it's taken a lot longer than anyone had hoped as the weak job market and cautious business management sort of prolonged what I call a stuttering market. However, as we found out just the other day actually, there are good signs that the economy is on the improve. And I think that'll mean a more active property market through both the summer and then into 2026. But before we get into too much data, and I should note, we'll be referencing the Koteli best of the best report throughout the pod today. I want to hear maybe the best pitch from you guys first to get a vibe for your area.
Nick Goodall 3:13
So, you know, what makes your town so great? So let's go with Dan first. You know, why do you live in Tauranga, mate?

How do local markets in Mangawhai, Tauranga, and Queenstown compare?

Nick Goodall 3:18
What's the big appeal there?
Dan Breed 3:20
I mean, what's not appealing, to be fair. You've got a massive beautiful sunny beach. You've got Rotorua, one of the best mountain bike parks, all of 40 minutes drive away. It's free. You've got plenty of shoreline. You've got fishing. You've got diving. You've got a great sea view, great food.

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