The Property Academy Podcast
Episodes
What Do The 5 Healthy Homes Standards Really Mean + When Do They Come In? ⎮ Ep. 541
05 Mar 2021
Contributed by Lukas
In this episode, we detail the 5 Healthy Homes standards: draught stopping, insulation, heating, ventilation and drainage. We go through each, includi...
How Much Debt Should You Have in Your Portfolio? And How Will That Change Over Time?⎟Ep. 540
04 Mar 2021
Contributed by Lukas
In this episode, we discuss how property investors tend to decrease the amount of debt they hold against their portfolio over time. Generally, ...
How Can I Make Money From RMA Reform As a Property Investor? ⎮ Ep. 539
03 Mar 2021
Contributed by Lukas
In this episode, we discuss RMA reform and what it means for property investors around New Zealand. We detail Labour's current plans for RMA reform, a...
How Will Ongoing Lockdowns Impact Auckland's Property Market? ⎮ Ep. 538
02 Mar 2021
Contributed by Lukas
In this episode, we discuss how ongoing lockdowns could impact Auckland's property market. This was recorded during the second part of the lockdown of...
Will The Government Tax Property Investors More By Removing Interest Deductions? ⎮ Ep. 537
01 Mar 2021
Contributed by Lukas
In this episode, we discuss whether the government might tax property investors more by changing the rules around interest deductibility for investmen...
Our Top 10 Tools + Software + Content For Property Investors – Part 2 ⎮ Ep. 536
28 Feb 2021
Contributed by Lukas
In this episode, we discuss our favourite tools, software and content for property investors that haven't been created on the Opes Partners website.&n...
Our Top 10 Tools + Software + Content For Property Investors – Part 1 ⎮ Ep. 535
27 Feb 2021
Contributed by Lukas
In this episode, we discuss our top 10 tools and pieces of software for property investors that are specifically available on the Opes Partners websit...
Data Day: What's Going On In The Property Market, Right Now? ⎮ Ep. 534
26 Feb 2021
Contributed by Lukas
In this episode, we discuss the most recent data released by the Real Estate Institute of New Zealand for January 2021 and talk through the key driver...
Rapid Fire: 25 Property Investment Questions Answered In Under 12.5 Minutes ⎮ Ep. 533
25 Feb 2021
Contributed by Lukas
In this episode, we answer 25 of the top questions asked at our most recent property investment webinar. This includes everything from how to use the ...
Should I Invest In An Apartment As a 1st Step in Property Investment? ⎮ Ep. 532
24 Feb 2021
Contributed by Lukas
In this episode, we discuss whether you should invest in an apartment as your first step in property investment. This comes from a listener of the sho...
Should I Get a Relationship Property Agreement? + How To Set One Up ⎮ Ep. 531
23 Feb 2021
Contributed by Lukas
In this episode, we talk discuss whether you should get a relationship property agreement. This includes how to bring the subject up with your partner...
Which of the 3 Stages of Life In Property Are You In? ⎮ Ep. 530
22 Feb 2021
Contributed by Lukas
In this episode, we talk about the three stages of life that property investors tend to go through. This comes from a recent article that Andrew penne...
Which Company Has the Most Affordable Real Estate Agent's Fees?⎮ Ep. 529
21 Feb 2021
Contributed by Lukas
In this episode, we discuss which company's have the cheapest real estate fees if you are selling a property, whether that be an investment property o...
How To Recover + Rebuild Your Assets After Divorce ⎮ Ep. 528
20 Feb 2021
Contributed by Lukas
In this episode, we discuss how to rebuild your asset base after you go through a divorce or a separation. Any divorce or separation comes with...
8 New Tenancy Law Changes that Have Just Been Introduced ... What Property Investors Need to Know ⎮ Ep. 527
19 Feb 2021
Contributed by Lukas
In this episode, we discuss 8 new changes that have just been introduced to the Residential Tenancies Act, including exactly what they mean for proper...
Main Cities vs Small Towns – Which is Better For Property Investors? Webinar Recap ⎮ Ep. 526
18 Feb 2021
Contributed by Lukas
In this episode, we discuss whether main cities or small towns are better for property investors. Andrew and Ed go back and forth to offer three argum...
16%+ Gross Yields – But Does That Make Leasehold Properties a Good Investment? ⎮Ep. 525
17 Feb 2021
Contributed by Lukas
In this episode, we discuss whether leasehold properties are good investment. We go through a few examples where properties are able to achieve a gros...
Can I Get A Loan If My Property Has Un-consented Work + Deep Dive On Defective Titles⎪Ep. 524
16 Feb 2021
Contributed by Lukas
In this episode, we discuss whether you can still get a loan from a bank if the property you're hoping to buy has unconsented works on it. We a...
Is Pokeno A Good Investment? & Should I Invest in Pokeno? ⎮Ep. 523
15 Feb 2021
Contributed by Lukas
In this episode, we discuss whether the Waikato District suburb of Pokeno is worth investing in. We detail the background of Pokeno – its rise,...
Who Are The Top 7 Property Managers in NZ? Our Top Property Management Picks⎪Ep. 522
14 Feb 2021
Contributed by Lukas
In this episode, we discuss who the top 7 property managers are within New Zealand. This is based on the property managers who we know, like and trust...
Can You Buy NZ Property As a Foreigner? Who Can Buy and When⎪Ep. 521
13 Feb 2021
Contributed by Lukas
In this episode, we discuss Labour's 'foreign buyer ban,' which was originally introduced in 2018. The purpose was to stop foreigners from buying up N...
Investors Lost $85 Million With This Company – What Went Wrong With Blue Chip? | Ep. 520
12 Feb 2021
Contributed by Lukas
In this episode, we discuss one of the largest property investment company collapses in New Zealand history. Blue Chip folded in 2018 owing property i...
Investors Require 40% Deposits – But Who Will Be Impacted Most?⎜Ep. 519
11 Feb 2021
Contributed by Lukas
In this episode, we discuss how property investors now require 40% deposits if purchasing through BNZ and ASB. This episode was recorded just before t...
Can You Insure Against Meth Contamination? How To Protect Yourself Against the Big Risks | Ep. 518
10 Feb 2021
Contributed by Lukas
In this episode, we are joined for our final insurance-based episode by Simon Yarrell from Axico. Here, we discuss whether insurance companies will co...
Sweet-Talking the Bank ... Is It Ever Ok To Tell Fibs To Get Your Lending Approved?⎜Ep. 517
09 Feb 2021
Contributed by Lukas
In this episode, we discuss what some property investors in New Zealand will say to the bank in order to get their lending approved. Just to be...
How Parental Leave Impacts Your Property Investment Portfolio⎜Ep. 516
08 Feb 2021
Contributed by Lukas
In this episode, we discuss how parental leave impacts your property investment portfolio. We start with a discussion around mortgage serviceability a...
What's The Right Way To Increase The Rent On My Investment Property?⎜Ep. 515
07 Feb 2021
Contributed by Lukas
In this episode, we discuss how to increase the rent on your investment properties the right way. We walk through the steps you legally need to take, ...
Landlords Publish A "Bad Tenant" List ... Here's How They Broke The Law | Ep. 514
06 Feb 2021
Contributed by Lukas
In this episode, we discuss a recent article published in Stuff where landlords have published a "Bad tenants" list, which falls in breach of the Priv...
How Insurance Works For Townhouses and Body Corporates ... What Investor Need to Know | Ep. 513
05 Feb 2021
Contributed by Lukas
In this episode, Ed and Andrew are joined by Simon Yarrell from Axico to discuss how insurance works for townhouses and apartments. We discuss ...
Insurance Prices Up 3x in Some NZ Regions ... How the Insurance Industry Is Changing | Ep. 512
04 Feb 2021
Contributed by Lukas
In this episode, we are once again joined by Simon Yarrell from Axico to discuss how the insurance industry is changing in some parts of New Zealand.&...
The Top Insurances Property Investors Need ... & A Few You Don't | Ep. 511
03 Feb 2021
Contributed by Lukas
In this episode, we are joined by Simon Yarrell from Axico to discuss the insurance market in New Zealand. Here we go through the key types of insuran...
How Do Non-Bank Lenders Work? And Who Are They Right For? | Ep. 510
02 Feb 2021
Contributed by Lukas
In this episode, we discuss the mechanics of how non-bank lenders work. We go through who they are right for and how they can be a good fit for people...
GV's, How Much Attention Do You Pay To Them? + How Do You Find Out What A Property Is Worth? | Ep. 509
01 Feb 2021
Contributed by Lukas
In this episode, we discuss how to figure out what a property is worth ... and also how much attention you should be paying to the government valuatio...
Is 'Build To Rent' A Good Investment? + Will It Take Off In NZ? | Ep. 508
31 Jan 2021
Contributed by Lukas
In this episode, we discuss whether Build to Rent is a good investment and whether we think it will take off in New Zealand. Build to Rent is a way of...
7 Things We've Changed Our Minds On ... Aka 7 Times We Were Wrong | Ep. 507
30 Jan 2021
Contributed by Lukas
In this episode, we discuss 7 things that we have changed our minds on throughout our careers and since starting this show. These include: That ren...
9 Quick and Dirty Reno's You Can Do To Add-Value To an Investment Property | Ep. 506
29 Jan 2021
Contributed by Lukas
In this episode, we discuss 9 quick and dirty renovation projects you can use to increase the value of your investment and rental properties. These in...
Revealed: The Top 5 Property Accountants in NZ | Ep. 505
28 Jan 2021
Contributed by Lukas
In this episode, we discuss the Top 5 property accountants that we can hand-on-heart recommend to the investors we tend to work with. These include: ...
How AfterPay and LayBuy Can Impact Your Ability to Invest | Ep. 504
27 Jan 2021
Contributed by Lukas
In this episode, we discuss how AfterPay, LayBuy and other short-term 'buy now, pay later' providers can impact your property investment and home-buyi...
How Do I Know If It's a Dud Property That I Should Walk Away From? | Ep. 503
26 Jan 2021
Contributed by Lukas
In this episode, we discuss how to tell whether a property you currently own is a 'dud' property that you should move on from and sell ... or not.&nbs...
KiwiBuild ... It's Basically Like Winning 2nd Division Lotto | Ep. 502
25 Jan 2021
Contributed by Lukas
In this epiosde, we discuss KiwiBuild and the benefits of purchasing a KiwiBuild home through the ballot system. This is because first home buyers, in...
Practical Steps You Can Take To Not Be Emotional In Property Investment | Ep. 501
24 Jan 2021
Contributed by Lukas
In this episode, we discuss how not to be emotional within property investment. We often say that you need to treat property investment as a business ...
#500 – The End Game in Property Investment and The Property Academy Podcast | Ep. 500
23 Jan 2021
Contributed by Lukas
In this episode, we discuss the end game in property investment and house price growth. This includes playing clips from Jacinda Ardern's 7th December...
How Do I Negotiate Down My Interest Rate With The Bank? | Ep. 499
22 Jan 2021
Contributed by Lukas
In this episode, we discuss how to negotiate down your interest rate with the bank. This includes making sure that you are asking for a rate-discount,...
Serviceability – What's The Minimum Income I Need to Buy My Next Property? | Ep. 498
21 Jan 2021
Contributed by Lukas
In this episode, we discuss serviceability ... which answers the question "do I have enough income to get my mortgage approved through my bank? We go...
Data Day: The Top 5 Concerns Of Buyers Right Now + The Latest House Price Data | Ep. 497
20 Jan 2021
Contributed by Lukas
In this episode, we discuss the latest property market data released from the Real Estate Insititute of New Zealand. Some of the key takeaways include...
How to Win At Tenders + Auctions To Get a Good Deal. Part #3 | Ep. 496
19 Jan 2021
Contributed by Lukas
In this episode, we discuss how to be successful and win in Tender and Auction sales processes. This is the third part of our three-part series lookin...
How to Win In 'Price By Negotiation' + 'Deadline Sale' Processes. Part #2 | Ep. 495
18 Jan 2021
Contributed by Lukas
In this episode, we discuss how to be successful In price by negotiations and deadline sales processes as a buyer. This includes a discussion of age-o...
The 4 Ways To Buy and Sell Properties In NZ ... And How to Be Successful In Each – Part 1 | Ep. 494
17 Jan 2021
Contributed by Lukas
In this episode, we discuss the four main sales processes in New Zealand and when each one of them should be used. These include 'price by negotiation...
Where the Cheapest Rates Are In NZ ... And Why It Matters | Ep. 493
16 Jan 2021
Contributed by Lukas
In this episode, we discuss where the cheapest rates are in New Zealand as a percentage of the value of each property, along with why this matters.&nb...
At What Point Can I Start Taking Profits From My Portfolio? | Ep. 492
15 Jan 2021
Contributed by Lukas
In this episode, we discuss at what point you should take profits from your property portfolio. This is both in terms at what point in terms of your f...
Here's How to Manage Your Property Investment Bank Accounts | Ep. 491
14 Jan 2021
Contributed by Lukas
In this episode, we discuss how to manage your property investment bank accounts so that you don't go into unarranged overdraft or miss an important m...
How Will Prefabricated Factory-Made Homes Disrupt the Property Market? | Ep. 490
13 Jan 2021
Contributed by Lukas
In this episode, we discuss prefabricated homes and how they could potentially impact the property market. We reveal the fact that pre-fabricat...
Are You Concerned About The Quality Of Some of the Developments Being Thrown Up? | Ep. 489
12 Jan 2021
Contributed by Lukas
In this episode, we discuss the things in new developments that is concerning Andrew today, along with whether we are likely to see another leaky home...
How Will Rising Sea Levels and Climate Change Impact Property Investment? | Ep. 488
11 Jan 2021
Contributed by Lukas
In this episode, we discuss how climate change and rising sea levels impact property investment. We answer questions like "what will happen if you inv...
The Top 5 Property Lawyers In NZ – Who You Need to Know | Ep. 487
10 Jan 2021
Contributed by Lukas
In this episode, we discuss who our top 5 property lawyers are in the country. These are the property lawyers who we know, like and trust ... and can ...
Should I Rent My Property To Friends & Family? The Honest Truth | Ep. 486
09 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you should rent your property out to friends and family. Our feeling is that this is a big ... no. The reasons are...
What Is The Exact Financial Point Where I Should Get Started In Property? | Ep. 485
08 Jan 2021
Contributed by Lukas
In this episode, we discuss the exact financial point where you should consider getting started in property investment. In our view, you should get st...
How Do I Add An Extra Bedroom To a Property To Increase Its Yield? | Ep. 484
07 Jan 2021
Contributed by Lukas
In this episode, we discuss the three ways you can add an extra bedroom to a property ... either to increase its rental yield, or to increase the valu...
Will I Have To Pay a Break Fee If I Sell My Property? ... The Cost Most Investors Miss | Ep. 483
06 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you will have to pay a break fee when selling your property ... this is a cost that many investors will miss when ...
How Do I Set Up A Successful Joint Venture Partnership To Invest With Others? | Ep. 482
05 Jan 2021
Contributed by Lukas
In this episode, we discuss how to set up a successful joint venture partnership so that you can invest with other people. Investing with other people...
Best of the Best: Top Performing Suburbs in 2020 – Highest Growth and Yields | Ep. 481
04 Jan 2021
Contributed by Lukas
In this episode, we discuss the top performing suburbs within New Zealand for 2020. This is based on the Best of the Best report from Core Logic, whic...
7 Things 'Uncle Lester' Will Say at the Family BBQ + Comebacks and Responses | Ep. 480
03 Jan 2021
Contributed by Lukas
In this episode, we discuss 7 things we think property-sceptic family members (aka. Uncle Lester) will say at the family BBQ over the summer holidays....
Should I Buy a Holiday Home? And Is It An Investment? | Ep. 479
02 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you should buy a holiday home and what it means for your investment portfolio. We go through the numbers and how b...
Top 10 Property Investment Books To Read Over the Summer Break | Ep. 478
01 Jan 2021
Contributed by Lukas
In this episode, we discuss our top 10 property investment books to read over the summer holidays to prepare for 2021. These are: Property 101, by ...
21 Ideas For New Years Goals You Can Set Yourself For 2021 | Ep. 477
31 Dec 2020
Contributed by Lukas
In this episode, we discuss 21 different goals you could potentially set yourself in 2021. This includes everything from goals for first-time investor...
"I Grew Up Poor ... But I Did Not Have Poor Dreams" ... 7 People Who Inspired Us in 2020 | Ep. 476
30 Dec 2020
Contributed by Lukas
In this episode, we discuss the 7 people who inspired us most in 2020. This includes people who listened to the show, turned up to our property invest...
First Homes More Affordable Now Than In 2005 New Data Says | Ep 475
29 Dec 2020
Contributed by Lukas
In this episode, we discuss new data released as part of the Stuff housing affordability dashboard. Within this we show that although the median New Z...
How Old Is Too Old? ... How To Expand Your Portfolio In Retirement | Ep. 474
28 Dec 2020
Contributed by Lukas
In this episode, we discuss how old is too old to invest in property ... and how to expand your property portfolio in retirement. T...
The Exact 4 Step Process We Use To Find Investment Quality Developers + Development Projects | Ep. 473
27 Dec 2020
Contributed by Lukas
In this episode, we discuss the exact 4 step process we use to find investment quality developers and development projects for investors. This include...
Is It A Good Idea To Negotiate Early Access to Properties? ... Risks and Rewards | Ep. 472
26 Dec 2020
Contributed by Lukas
In this episode, we discuss whether it's a good idea to negotiate early access to investment properties that you are purchasing. Andrew talks us throu...
What Is a Body Corporate ... And How Do They Work? | Ep. 471
25 Dec 2020
Contributed by Lukas
In this episode, we discuss body corporates, along with how they work ... and what to do if you think body corporate fees are too expensive. A body c...
All I Want For Christmas Is ... What We Hope Santa Slipped Under the Tree | Ep. 470
24 Dec 2020
Contributed by Lukas
In this episode, we discuss what we hope Santa has slipped under the tree for us both. Ed hopes that Santa will bring more houses to the market ... an...
Ghost of Christmas Past ... Property Cycles + Did Our Previous Predictions Come True? | Ep. 469
23 Dec 2020
Contributed by Lukas
In this episode, we discuss the predictions that were made in our 10th episode of the Property Academy Podcast, along with whether they came true or n...
Help! It's Xmas + I Can't Find a Tenant ... How To Get Through a Vacant Period | Ep. 468
22 Dec 2020
Contributed by Lukas
In this episode, we discuss what to do as a property investor if you are going a period of 'vacancy', where you don't have a tenant paying you rent.&n...
New Data: There Aren't Enough Listings To Go Around ... Your Latest Market Update | Ep. 467
21 Dec 2020
Contributed by Lukas
In this episode, we detail the latest data from the Real Estate Institute of New Zealand and realestate.co.nz. The main takeaway is that there aren't ...
Investors Require 40% Deposits With ANZ – What It Means + What Investors Need to Know | Ep. 466
20 Dec 2020
Contributed by Lukas
In this episode, we discuss ANZ's recent move to now require 40% deposits for investment properties. This is a major change in credit policy, that mak...
Core Concept: What Is Price Elasticity of Demand And Supply? | Ep. 465
19 Dec 2020
Contributed by Lukas
In this episode, we discuss price elasticity of demand and supply ... what they are ... and what they mean for property investors in New Zealand. ...
How and When to Break Up With Your Mortgage Broker | Ep. 464
18 Dec 2020
Contributed by Lukas
In this episode, we discuss the right and wrong way to break up with your mortgage broker, if you feel you aren't getting the advice that you want and...
The Economics of Being a Developer ... Do They Make a Lot of Money? | Ep. 463
17 Dec 2020
Contributed by Lukas
In this episode, we are once again joined by James Parker from Stonewood Canterbury to discuss the economics of being a developer, and the costs that ...
Bonus Webinar: Predictions and Forecasts for 2021 – How to Be Successful In the New Year
16 Dec 2020
Contributed by Lukas
This is a special bonus piece of content, which is the audio from our recent webinar where Ed and Andrew discuss predictions and forecasts for the new...
Is It Easy to Be a Developer? Top Challenges Facing Developers Right Now | Ep. 462
16 Dec 2020
Contributed by Lukas
In this episode, we are joined by James Parker from Stonewood Canterbury to discuss the top problems residential property developers are currently fac...
Common Problems With New Builds ... A Developer's Perspective | Ep. 461
15 Dec 2020
Contributed by Lukas
In this episode, we are joined by James Parker from Stonewood Canterbury to discuss the common problems that occur with new build investments. ...
How to Negotiate With a Developer ... Here's What They Really Care About | Ep. 460
14 Dec 2020
Contributed by Lukas
In this episode, we discuss how to negotiate with a property developer ... and how to figure out what they really care about. We go over how a develo...
Buy an Investment Property With a 10% Deposit? You Can If You Meet This Criteria | Ep. 459
13 Dec 2020
Contributed by Lukas
In this episode, we discuss the BNZ's announcement that they are now willing to lend up to 90% for investors purchasing turn-key builds from a develop...
5 Strategies If You Don't Have the Money to Invest Just Yet | Ep. 458
12 Dec 2020
Contributed by Lukas
In this episode, we discuss the 5 strategies you can use if you don't have the money to invest in property just yet. This is based on an article that ...
Big Cities v.s. Regions ... Which Get Better Capital Growth? The Data Speaks| Ep. 457
11 Dec 2020
Contributed by Lukas
In this epiosde, we discuss whether cities or the smaller regions tend to get better capital growth over the long term. This is a contentious issue, w...
Should I Use Multiple Real Estate Agents to Sell My Property? | Ep. 456
10 Dec 2020
Contributed by Lukas
In this episode, we are joined for a final time by Slade Hocking, who is a buy and flip-focussed property investor, and a real estate agent. Here we d...
Case Study: This Investor Made $600k+ From a Private Buy and Flip Deal | Ep. 455
09 Dec 2020
Contributed by Lukas
In this episode, we are joined by property investor and real estate agent, Slade Hocking. Here, Slade walks us through how he made over $600,000 on a ...
Story Time: How This Buy + Flip Investor Got Their Start | Ep. 454
08 Dec 2020
Contributed by Lukas
In this episode, we are joined by property investor and real estate agent, Slade Hocking, who specialises in renovation projects in the Canterbury mar...
How Do I Get The Best Price For Your Property In A Crazy Market? | Ep. 453
07 Dec 2020
Contributed by Lukas
In this episode, we discuss how to get the best price for your property when it's a crazy market. The key takeaway is that you need to understand what...
Case Study: Which Mortgage Should I Pay Off First To Save Money? | Ep. 452
06 Dec 2020
Contributed by Lukas
In this episode, we discuss which mortgage you should pay off first if you want to save money on interest costs. This is based on a situation that was...
How to Save Money In Your Due Diligence By Structuring It The Right Way | Ep. 451
05 Dec 2020
Contributed by Lukas
In this episode, we discuss how to structure your due diligence to avoid spending money you don't need to ... and also wh you pay throughout due dilig...
5 Reasons Why It's Not The Time To "Wait And See" | Ep. 450
04 Dec 2020
Contributed by Lukas
In this episode, we discuss whether now is the right time to wait and see how the market goes. We detail 5 reasons why it's not the time to put your h...
How Have Australian House Prices Gone Under a Capital Gains Tax? | Ep. 449
03 Dec 2020
Contributed by Lukas
In this episode, we discuss how Australian house prices have fared under several property taxes. We discuss the details of land taxes, vacant resident...
NZ House Prices vs The World's .... Are We In Our Own Property Bubble? | Ep. 448
02 Dec 2020
Contributed by Lukas
In this episode, we discuss whether New Zealand is in its own property bubble ... and compare NZ house price increases v.s. the world. Througho...
Debt to Income Ratios – What Do They Mean For NZ Investors? | Ep. 447
01 Dec 2020
Contributed by Lukas
In this episode, we discuss debt to income ratios, including where they have been implemented overseas and how they've been implemented in other count...
Bankrupt Property Educators From 2005-2010 ... Whatever Happened to Them? | Ep. 446
30 Nov 2020
Contributed by Lukas
In this episode, we discuss property educators such as Dean Leftus, who went bankrupt between 2007-2012. These educators positioned themselves as prop...
The Real Problem With Property Investment Coaches & The Property Industry | Ep. 445
29 Nov 2020
Contributed by Lukas
In this episode, we discuss the main problem we often see with property investment coaches and the property investment industry... they think one anot...
What If I Can't Settle On My New Build Because The LVRs Changed? | Ep. 444
28 Nov 2020
Contributed by Lukas
In this episode, we discuss what you can do if you are contracted to settle on a new build ... but you can't settle because you no longer meet the ban...
Practicalities of Getting a Flat Mate To Help You Pay Your Mortgage More Quickly | Ep. 443
27 Nov 2020
Contributed by Lukas
In this episode, we discuss the practicalities of getting a flatmate to help you pay off your mortgage more quickly. This includes digging into tax an...