The Property Academy Podcast
Episodes
How They Bought Two Houses at Once (and Didn't Freak Out)⎥Ep. 2229
18 Oct 2025
Contributed by Lukas
Buying one investment property can be scary, but buying two at the same time? That’s next-level. In this episode, Ed and Andrew speak with Alice fro...
How to Tell When a Property Deal Is About to Go Wrong⎥Ep. 2228
17 Oct 2025
Contributed by Lukas
Sometimes, even experienced investors walk away from a deal, and that’s exactly what happened to Andrew. In this episode, Ed and Andrew go behind th...
What to Do When Your Flatmate’s Partner Moves In (Without Asking)⎥Ep. 2227
16 Oct 2025
Contributed by Lukas
If your flatmate’s boyfriend or girlfriend keeps staying over, it might be costing you more than you think. In this episode, Ed and Andrew crunch th...
Property vs Shares – Which Builds Wealth Faster?⎥Ep. 2226
15 Oct 2025
Contributed by Lukas
Every investor faces the same question: Should I invest in property or shares? In this episode, Ed and Andrew sit down with Mark Lister, Investment Di...
What Over-65 Kiwis Spend Their Money On (and it's WILD)⎥Ep. 2225
14 Oct 2025
Contributed by Lukas
We talk a lot about how much you need in retirement. But here’s the real question: what do retirees actually spend their money on once they stop wor...
The Surprising Truth About Your Bank Accounts⎥Ep. 2224
13 Oct 2025
Contributed by Lukas
How do you set up your bank accounts as a property investor?In this episode, Ed and Andrew discuss how to structure your bank accounts properly as a p...
The Government Is Manipulating House Prices!?⎥Ep. 2223
12 Oct 2025
Contributed by Lukas
Is our Government really manipulating house prices?In this episode, Ed and Andrew discuss whether the New Zealand Government is quietly manipulating h...
How a Macca’s Supervisor With 110 Staff Became a Property Investor⎥Ep. 2222
11 Oct 2025
Contributed by Lukas
From flipping burgers to flipping houses (almost)... How did Alex’s McDonald’s career give him the numbers skill to invest in?In this episode, Ale...
The $1 Estate Plan That Could Cost You Everything⎥Ep. 2221
10 Oct 2025
Contributed by Lukas
Why can't you sell your house to your trust for just $1?In this episode, Ed and Andrew discuss why you can’t just sell your house to yourself (o...
Property vs Shares: Which is Actually Riskier?⎥Ep. 2220
09 Oct 2025
Contributed by Lukas
Most Kiwis ask the wrong question when it comes to investing – they focus on returns, not risk.In this episode, Ed and Andrew break down what “ris...
The Reserve Bank Just Shocked Everyone – Here’s How It Affects You⎥Ep. 2219
08 Oct 2025
Contributed by Lukas
The Reserve Bank just surprised everyone – cutting the Official Cash Rate (OCR) by 0.5%.In this episode, Ed and Andrew unpack what happened, why the...
7 Must Have Tools For Every Property Investor In NZ
07 Oct 2025
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how the "7 Must Have Tools F...
The 7 Tools Every Property Investor Needs in 2026⎥Ep.2218
07 Oct 2025
Contributed by Lukas
As a property investor, you likely have many questions: Can I afford an investment property? Which one should I buy? How do I set it up right? In this...
Why THIS Mindset Makes You Poorer⎥Ep. 2217
06 Oct 2025
Contributed by Lukas
Most Kiwis know about compounding returns, but few actually take advantage of them. Why? Because they’re stuck thinking in days or weeks, rather tha...
Did This Politician Finally Fix the Housing Crisis?⎥Ep. 2216
05 Oct 2025
Contributed by Lukas
One senior politician has openly said what few dare to – house prices in New Zealand should fall. But is he really fixing the housing crisis, or jus...
Why Slowing Down Still Builds Wealth (Case Study)⎥Ep. 2215
04 Oct 2025
Contributed by Lukas
In this episode, we sit down with Nick for a candid case study on building wealth through property while still making space for life. Nick has slowed ...
The Clue That Predicts Your Next Mortgage Rate Cut⎥Ep. 2214
03 Oct 2025
Contributed by Lukas
Most Kiwis watch the Official Cash Rate (OCR) to guess where interest rates are heading. But there’s another number that actually drives your mortga...
Why 2026 Could Be the Turning Point for Property Investors⎥Ep. 2213
02 Oct 2025
Contributed by Lukas
You’ve heard of a double-dip recession. But did you know property downturns in NZ often follow the same “W-shaped” pattern? In this episode, Ed ...
$46,000 Landlord Victory: How It Happened⎥Ep. 2212
01 Oct 2025
Contributed by Lukas
The Tenancy Tribunal is where landlords and tenants battle it out, and sometimes the results are jaw-dropping. In this episode, Ed and Andrew unpack t...
Revolving Credit: The Secret Weapon to Pay Off Your Mortgage Faster⎥Ep. 2211
30 Sep 2025
Contributed by Lukas
A revolving credit mortgage can be confusing. Is it an overdraft? A savings account? Or just another type of loan? In this episode, Ed and Andrew expl...
The Property You Didn’t Buy (And Still Think About)⎥Ep. 2210
29 Sep 2025
Contributed by Lukas
Every investor has felt that sinking feeling after a decision: "Did I just make a mistake?” In this episode, Ed and Andrew unpack investor remo...
Why 1.9 Million Kiwis Are Still Locked Out of Home Ownership?⎥Ep. 2209
28 Sep 2025
Contributed by Lukas
1.9 million Kiwis don’t own the home they live in – but the reasons why go far beyond “greedy landlords” or “high house prices.”In this ep...
From $3,000 After an Accident… To Over $650k in Equity⎥Ep. 2208
27 Sep 2025
Contributed by Lukas
At 23, Sam was recovering from a life-changing accident with just $3,000 to his name. Fast forward to today, and he’s built $800,000 in equity throu...
The Ridiculous Jobs That Pay $10,000 An Hour⎥Ep. 2207
26 Sep 2025
Contributed by Lukas
Not all work is created equal. Some tasks are worth $40 an hour… but others can build wealth at the equivalent of $10,000 an hour.In this episode, E...
Inside the Tenancy Tribunal: Are Landlords Getting Screwed?⎥Ep. 2206
25 Sep 2025
Contributed by Lukas
Many landlords believe the Tenancy Tribunal is stacked against them, but is that actually true? In this episode, Ed and Andrew examine the data, the l...
The Secret Psychology of the 1%⎥Ep. 2205
24 Sep 2025
Contributed by Lukas
Ever wondered what sets the wealthy apart? It’s not just luck – it’s mindset, strategy, and action. In this episode, Ed and Andrew unpack the 7 ...
Why Your Insurance Claim is Denied (and Who Gets Paid)⎥Ep. 2204
23 Sep 2025
Contributed by Lukas
When disaster strikes, you hope your insurer will come through. But do they actually pay out – and when do they say no?In this episode, Ed and Andre...
How Properties Turn Into Cashflow Machines Over Time⎥Ep. 2203
22 Sep 2025
Contributed by Lukas
Most properties don’t start cashflow positive. In fact, the first year is usually the least profitable. But your rental income rises over time while...
If I Were 40 With $0 Saved For Retirement. This Is What I'd Do...⎥Ep. 2202
21 Sep 2025
Contributed by Lukas
Many Kiwis hit 40 and suddenly realise… “I’ve got almost nothing saved for retirement. What do I do?” In this episode, Ed and Andrew break dow...
How A Decade-Long Search Finally Paid Off (It’s Not What You Think)⎥
20 Sep 2025
Contributed by Lukas
Marcus spent a decade searching for his first investment property. It hasn’t all been smooth sailing, but it’s changed how they see investing.In t...
The ONE Thing That Matters Most in Every Inspection Report⎥Ep. 2200
19 Sep 2025
Contributed by Lukas
If you own an investment property, your property manager will send you inspection reports. But here’s the catch – most landlords don’t actually ...
How to Get Up to $30k When the Builder Messes Up⎥Ep. 2199
18 Sep 2025
Contributed by Lukas
Imagine this: you buy a brand-new property, but the shower is leaking, the bathroom is getting damaged… and the developer’s gone bust. What do you...
Is Build-to-Rent the Silver Bullet for NZ’s Housing Crisis?⎥
17 Sep 2025
Contributed by Lukas
Build-to-rent (BTR) is taking off in New Zealand, with major players pumping hundreds of apartments into the rental market. But will this solve the ho...
What to Do When Your Tenant Stops Paying (Step-by-Step Guide) ⎥ Ep. 2197
16 Sep 2025
Contributed by Lukas
When a tenant stops paying rent, it can feel like a nightmare.In this episode, Ed and Andrew walk you through exactly what to do (and when) so you can...
How to get a Mortgage for a DIY Home Build ⎥ Ep. 2196
15 Sep 2025
Contributed by Lukas
Building your own home sounds like a dream, but getting the bank on board is often the hardest part. In this episode, Ed and Andrew break down exactly...
The Riskiest Region To Buy a House in NZ ⎥ Ep. 2195
14 Sep 2025
Contributed by Lukas
Not all property markets are created equal. Some regions are booming… while others are ticking time bombs. In this episode, Ed and Andrew hunt for t...
How This Investor Bought 2.5 Rental Properties (and Saved for Her OE) ⎥ Ep. 2194
13 Sep 2025
Contributed by Lukas
Josie’s property journey has had its fair share of twists. From saving her first house deposit while on her OE to buying her first rental in Christc...
The Truth About NZ's New Foreign Buyer Rules ⎥ Ep. 2193
12 Sep 2025
Contributed by Lukas
The Foreign Buyer Ban has been one of New Zealand’s most controversial housing policies. The National-led government has changed the rules.In this e...
Loan Sharks: How They’re Preying on Kiwis⎥Ep. 2192
11 Sep 2025
Contributed by Lukas
Loan sharks are still operating in New Zealand – charging desperate families up to 800% interest for small loans to cover basics like food, rent, an...
Furniture Packages: Scam or Smart Buy?⎥Ep. 2191
10 Sep 2025
Contributed by Lukas
Developers often pitch furniture packages as a quick and easy way to get your new property rental-ready. But are they really worth the $35,000 price t...
Why Some Tenants Hate Landlords (and They’re Not Completely Wrong)⎥Ep. 2190
09 Sep 2025
Contributed by Lukas
Some tenants say landlords are greedy, careless, or even exploitative. And while many investors are fair and responsible, there are real horror storie...
Is The Media Is Rigged Against Property Investors?⎥Ep. 2189
08 Sep 2025
Contributed by Lukas
“House prices crash!” “Full-blown meltdown!” The headlines scream disaster, but is the media really telling the truth … or just playing with...
The Best (and Worst) Countries to Invest in Property⎥Ep. 2188
07 Sep 2025
Contributed by Lukas
Not all countries are created equal when it comes to property investment. In this episode, Ed and Andrew put different markets head-to-head — scorin...
We Bought 3 Investment Properties - Here’s How Much Money We Made⎥Ep. 2187
06 Sep 2025
Contributed by Lukas
Karen and her husband have built a 3-property portfolio … but was every purchase a winner? In this episode, Ed and Andrew unpack their journey, the ...
How to Look for a House (Step-by-Step Guide – <20 Mins)⎥Ep. 2186
05 Sep 2025
Contributed by Lukas
Most first-home buyers start by scrolling listings on Trade Me and guessing what they can afford. But that’s often misleading – because sellers (a...
Brutal Money Advice That ACTUALLY Helps⎥Ep. 2185
04 Sep 2025
Contributed by Lukas
Sometimes the truth hurts – but it’s what you need to hear if you want to build real wealth. In this episode, Ed and Andrew share 8 pieces of brut...
What If I lose Everything? And Have to Start Again?⎥Ep. 2184
03 Sep 2025
Contributed by Lukas
It’s the nightmare scenario every investor worries about: the market crashes, your property value halves, you lose your job … and you’re left wi...
118% Increase in Council Rates - What the Hell Happened?⎥Ep. 2183
02 Sep 2025
Contributed by Lukas
One investor in Rolleston just saw their council rates nearly double overnight – going from $2,351 to $5,117 a year. That’s a 118% jump. What on e...
The Government Won't Pay Me NZ Super – Here's Why⎥Ep. 2182
01 Sep 2025
Contributed by Lukas
Most Kiwis assume that once they hit 65, they’ll automatically qualify for NZ Super. But that’s not always the case. In fact, thousands of people ...
The #1 Wealth Killer No One Talks About (But Should)⎥Ep. 2181
31 Aug 2025
Contributed by Lukas
Most investors think the biggest risk is choosing the wrong strategy. But the real danger isn’t what you invest in … it’s how you behave.In this...
We Built Our Own House – Here's How⎥Ep. 2180
30 Aug 2025
Contributed by Lukas
Dan and Marie from Wellington took on a challenge most Kiwis wouldn’t dare – they built not one, but two of their own homes. In this episode, they...
The Ultimate Property Dilemma: Cut My Losses or Hold On? ⎥Ep. 2179
29 Aug 2025
Contributed by Lukas
What would you do if your investment property dropped nearly $200,000 in value? In this episode, Ed and Andrew tackle one of the toughest calls an inv...
What If NZ Introduced a Capital Gains Tax on Property? ⎥Ep. 2178
28 Aug 2025
Contributed by Lukas
Would a capital gains tax crush the housing market? Or would it barely make a dent? In this episode, Ed and Andrew explore the evidence from other cou...
'If Your House Floods, You're On Your Own' - The Worst Policy Proposal Yet?⎥Ep. 2177
27 Aug 2025
Contributed by Lukas
What happens if your home is destroyed in a flood, but the land underneath it is no longer safe to live on? Until now, governments and councils have s...
Is This The End of Cheap Interest Rates?⎥Ep. 2176
26 Aug 2025
Contributed by Lukas
For years, investors got used to borrowing at low rates. But with interest costs climbing, many are now asking: is this the end of cheap money?In this...
5 Property Investment Tools You NEED to Use (Updated)⎥Ep. 2175
25 Aug 2025
Contributed by Lukas
Property investing just got easier. In this episode, we reveal the five game-changing tools inside Opes+ that can help you grow and manage your portfo...
The 5 Numbers That Impact Property Prices⎥Ep. 2174
24 Aug 2025
Contributed by Lukas
Everyone has a theory about what makes house prices rise or fall. But in reality, there are only five numbers that really move the market. In this epi...
I Bought 3 Houses By 37 – Here's How (Case Study)⎥Ep. 2173
23 Aug 2025
Contributed by Lukas
What happens when you buy at the “top of the market” … and things don’t go to plan? In this episode, we share Sam’s journey of building a 3-...
How Much Money Do You ACTUALLY Need to Talk to a Financial Adviser?⎥Ep. 2172
22 Aug 2025
Contributed by Lukas
Many Kiwis think financial advisers are only for the wealthy. But the truth is, you often don’t need as much money as you think to get started. In t...
The Roger Federer Effect – The Investing Lessons Tennis Can Teach You⎥Ep. 2171
21 Aug 2025
Contributed by Lukas
What can one of the greatest tennis players of all time teach us about investing? More than you might think. In this episode, Ed and Andrew break down...
Could Interest Rates Hit 4.5% (or LOWER)?⎥Ep. 2170
20 Aug 2025
Contributed by Lukas
The Reserve Bank has just cut the OCR again, and interest rates are falling. But how low could they really go — and what does that mean for house pr...
How to Turn Your Houses into Income (For Life)⎥Ep. 2169
19 Aug 2025
Contributed by Lukas
Many Kiwi investors reach a point where they’re asset-rich but cash-poor.They're sitting on millions in property wealth but not sure how to turn...
How I Actually Set My Goals (The Full Process)⎥Ep. 2168
18 Aug 2025
Contributed by Lukas
In this episode, we break down the exact process I use to set goals – the same method that’s helped me stick to my targets and stay focused over t...
How Many Properties Do You Need To Retire at 55?⎥Ep. 2167
17 Aug 2025
Contributed by Lukas
In this episode, we crunch the numbers to answer a deceptively simple question — how many properties do you need to retire by 55? The answer might s...
I Saved $25k By Walking Away From This Property Deal⎥Ep. 2166
16 Aug 2025
Contributed by Lukas
Will and Dawn’s first home journey didn’t go quite as planned — but it ended up saving them $25,000.In this episode, they reveal how they secure...
The Hidden Costs of Retirement Villages – What They Really Cost⎥Ep. 2165
15 Aug 2025
Contributed by Lukas
Retirement villages can look like a comfortable option for your parents (or even yourself one day) — but the financial reality can be very different...
10 Ways to Rent Your Property Faster⎥Ep. 2164
14 Aug 2025
Contributed by Lukas
Vacancies are one of the biggest fears for property investors right now. They cost you money and cause unnecessary stress. In this episode, we reveal ...
How Property Investors Can Vote Twice (Legally!) in Local Elections⎥Ep. 2163
13 Aug 2025
Contributed by Lukas
In this episode, we break down how some Kiwi property investors can legally vote more than once in local council elections — and why it’s not as s...
Revealed: Are Ed and Andrew Misleading?⎥Ep. 2162
12 Aug 2025
Contributed by Lukas
In this brutally honest episode, Ed and Andrew tackle a difficult but essential question: Have we misled people into investing in property?After recei...
How to Live Boujee on a Budget⎥Ep. 2161
11 Aug 2025
Contributed by Lukas
You don’t have to sacrifice the finer things in life just because you’re saving for your next investment. In this episode, Ed, Andrew, and Sabby t...
Before You Invest In Property, Please Listen To This Podcast⎥Ep .2160
10 Aug 2025
Contributed by Lukas
Thinking about becoming a property investor? Before you take the plunge, you need to hear this.This episode is your brutally honest reality check. Mos...
I Bought 4 NZ Properties from the UK Here's How⎥Ep. 2159
09 Aug 2025
Contributed by Lukas
Chris built a 4-property portfolio without using any of his own cash. He started investing while living in the UK – and now owns four houses across ...
33% of New Builds Fail Their Final Inspection (and here’s why)⎥Ep. 2158
08 Aug 2025
Contributed by Lukas
Is New Zealand quietly heading toward another leaky home crisis?Right now, over one-third of new homes are failing their final council inspection – ...
The Real Reason Your Council Rates Are Skyrocketing⎥Ep. 2157
07 Aug 2025
Contributed by Lukas
Council rates are surging across the country – but what’s really driving the increase? In this episode, we break down the hidden forces that are m...
Why Property Investing is Surprisingly Good for the NZ Economy⎥Ep. 2156
06 Aug 2025
Contributed by Lukas
Some experts claim that investing in shares grows the economy, while investing in property doesn’t. But is that really true?In this episode, Ed and ...
Use 1 house to buy 5 more
05 Aug 2025
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Use 1 house to buy 5...
The Best Area To Buy For Every Budget ($100K - $1M)⎥Ep. 2155
05 Aug 2025
Contributed by Lukas
If you’ve got a budget in mind but don’t know where to invest, this episode is your roadmap.We break down the best locations to buy property in Ne...
Where Can I Find Cashflow Positive Properties? (NZ)⎥Ep. 2154
04 Aug 2025
Contributed by Lukas
It’s getting easier to find cashflow positive properties in New Zealand – but only in certain places.In this episode, we reveal brand new data sho...
Airbnb Is Riskier Than You Think⎥Ep. 2153
03 Aug 2025
Contributed by Lukas
Airbnb can look like a cash cow … but beneath the glossy headlines, there are risks many investors don’t realise.In this episode, we break down th...
How This Investor is Finding 20% Gross Yield Properties for Just $360,000⎥Ep. 2152
02 Aug 2025
Contributed by Lukas
In this episode, we sit down with 26-year-old Josh – a young investor who’s seen both sides of the property game.From buying his first home at jus...
Earn 3x More Wealth With This Simple Tip⎥Ep. 2151
01 Aug 2025
Contributed by Lukas
What if the key to building 3x more wealth wasn’t about earning more … but getting help? In this episode, we reveal the surprising reason people b...
Am I Too OLD to Invest in Property?⎥Ep. 2150
31 Jul 2025
Contributed by Lukas
This is one of the most common questions we get from older Kiwis: “Is it too late for me to invest?” In this episode, we break down what it takes ...
10-Year Interest-Only Loans: NZ's Game-Changing Move for Property Investors⎥Ep. 2149
30 Jul 2025
Contributed by Lukas
In this episode, we reveal the banks now offering 10-year interest-only mortgages – and why this could be a game-changer for property investors.Whil...
Divorce Horror Stories: How to Protect Your Wealth⎥Ep. 2148
29 Jul 2025
Contributed by Lukas
Divorce isn’t just emotionally devastating – it can kill your finances. In this episode, we reveal five real-life divorce horror stories and the c...
Should I Get a Pre-Nup? (Relationship Property Agreements Explained NZ)⎥Ep. 2147
28 Jul 2025
Contributed by Lukas
Most Kiwis think a trust will protect their assets in a break-up.But that’s not always true. In fact, without a relationship property agreement (a p...
The Ultimate Guide To Mortgages In New Zealand⎥Ep. 2146
27 Jul 2025
Contributed by Lukas
Getting a mortgage isn’t just about picking the bank with the best rate. There are key decisions and financial tests you need to understand before t...
"How I Saved $45k By 18 Years Old – And Bought My First House"⎥Ep. 2145
26 Jul 2025
Contributed by Lukas
Most 18-year-olds are worried about uni, flatting or getting their licence … not about mortgage rates and tenant cashflow.But Kaylee is different. A...
7 Creative Ways to Save Money on Your Wedding⎥Ep. 2144
25 Jul 2025
Contributed by Lukas
Weddings are beautiful … but they can also cost a fortune. So in this episode, Ed shares the exact tactics he and his fiancée are using to keep cos...
Is a Vision Board Worth It? (We Test It Out)⎥Ep. 2143
24 Jul 2025
Contributed by Lukas
Some people swear by vision boards. Others think they’re woo-woo nonsense. So in this episode, we put them to the test.You’ll hear what’s on Ed ...
What's The BEST Way To Estimate House Prices In New Zealand⎥Ep. 2142
23 Jul 2025
Contributed by Lukas
Online property estimators promise to tell you what your house is worth. But which one is actually accurate? And how close are the estimates to realit...
How High Can House Prices Go? (vs Incomes)⎥Ep. 2141
22 Jul 2025
Contributed by Lukas
In this episode, we ask a big question — what’s the real limit on house prices? Because many Kiwis wonder: If incomes don’t rise much … how ca...
How to Fund a Mini-Retirement With Property (4 Strategies Explained)⎥Ep. 2140
21 Jul 2025
Contributed by Lukas
Not everyone wants to wait until 65 to enjoy life. For some Kiwis, financial freedom isn’t about retirement — it’s about creating options earlie...
If You Are 40 & Own A House In NZ, You Need To Hear THIS⎥Ep. 2139
20 Jul 2025
Contributed by Lukas
You’re in your 40s – your income’s peaking, your expenses are soaring, and everyone wants a piece of you. It’s easy to think “I’ll deal wi...
How This Couple Bought 3 Houses Before 30⎥Ep. 2138
19 Jul 2025
Contributed by Lukas
In this episode, we meet Nefe and Dan – a young Kiwi couple who hit their goal of owning three properties by the time they turned 30.They didn’t w...
5 Signs You Need to FIRE Your Mortgage Broker⎥Ep. 2137
18 Jul 2025
Contributed by Lukas
Not all mortgage brokers are created equal. And if yours isn’t doing their job properly … it could be holding your investment journey back.In this...
What is a Good Yield for a Property in 2025?⎥Ep. 2136
17 Jul 2025
Contributed by Lukas
How do you know if your property’s yield is actually good? Most investors have no clue if they’re doing better than average.In this episode, we re...
The Myth of “I’ll Invest Someday”⎥Ep. 2135
16 Jul 2025
Contributed by Lukas
So many Kiwis delay investing – waiting for the perfect moment, the right mindset, or just more time. But “someday” often turns into “never”...
Why the Great Wealth Transfer Isn't What You Think It Is⎥Ep. 2134
15 Jul 2025
Contributed by Lukas
We’ve all heard about the so-called “Great Wealth Transfer” — $1.6 trillion expected to pass from Baby Boomers to the next generation. But doe...
New Data: Are Rental Appraisals REALLY Accurate?⎥Ep. 2133
14 Jul 2025
Contributed by Lukas
When you get a rental appraisal, can you trust it? Or is it just a guess that’s designed to help someone make a sale?In this episode, we reveal neve...
Is This The End Of NZ Super?⎥Ep. 2132
13 Jul 2025
Contributed by Lukas
Most Kiwis assume NZ Super will always be there. But is that really true? Could the age change? Could the entire system be scrapped?In this episode, w...