The Property Academy Podcast
Episodes
How I Went From $20 In My Bank Account To 7 Properties (Case Study)⎥Ep. 2131
12 Jul 2025
Contributed by Lukas
When Warren landed in New Zealand, he had just $20 in his bank account. Fast forward to today, and he owns a portfolio of seven investment properties....
Revealed: The Properties I Really Invested In⎥Ep. 2130
11 Jul 2025
Contributed by Lukas
Most property educators say they invest … but do they really?In this episode, Ed and Andrew lay it all bare – the actual properties they’ve purc...
Do This Before You Invest: The 'Can I Invest Test'⎥Ep. 2129
10 Jul 2025
Contributed by Lukas
Not sure if you’re really ready to invest in property?In this episode, we share the ‘Can I Invest Test’ – a simple way to test-drive the cashf...
Best Way to Invest in Shares? (Sharesies vs Hatch vs Kernel vs ...)⎥Ep. 2128
09 Jul 2025
Contributed by Lukas
Not all share investing platforms are created equal. In this episode, we compare five of the most popular investing platforms used by Kiwis – Shares...
13 Property Investment Strategies Explained (in 60 Seconds or Less!)⎥Ep. 2127
08 Jul 2025
Contributed by Lukas
Think there’s only one way to invest in property? Think again.In this episode, we run through 13 different property investment strategies that Kiwis...
The Truth About Opes Partners - What Clients REALLY Think⎥Ep. 2126
07 Jul 2025
Contributed by Lukas
If you’ve listened to this podcast for a while, you’ve heard us talk about Opes Partners. But what do our clients actually think? In this episode,...
Property Investing Is Risky When You Don't Use THIS⎥Ep. 2125
06 Jul 2025
Contributed by Lukas
You’ve probably heard that property is a “safe investment.”But here’s the truth: property investing is risky … especially when you don’t p...
I Made $100,000 From This One Property Deal (Case Study)⎥Ep. 2124
05 Jul 2025
Contributed by Lukas
Strahan McIntosh didn’t set out to become a property investor. But after teaming up with his brother, surviving cowboy tradies, and getting caught i...
Growth vs. Yield: 5 Questions that Decide Which to Invest In⎥Ep. 2123
04 Jul 2025
Contributed by Lukas
Every property investor eventually asks this question: “Should I buy for capital growth or yield?” In this episode, we walk through 5 critical qu...
The Real Reason You Don't Feel Rich: The Compounding Click⎥Ep. 2122
03 Jul 2025
Contributed by Lukas
Ever feel like you’re doing all the right things financially … but still don’t feel rich?That’s more common than you think – and there’s a...
Are Property Deal Networks Legit or Too Good to Be True?⎥Ep. 2121
02 Jul 2025
Contributed by Lukas
You’ve seen the posts on Instagram — “I’ve got a property deal with $100k in profit waiting for you.” But is that real … or just marketing...
[Must Listen] 3 Huge Risks You Face as a Property Investor ⎥ Ep. 2120
01 Jul 2025
Contributed by Lukas
Most investors only think about one kind of risk: “Will I lose my money?” But there are two other crucial types of risk every investor needs to un...
Top 5 Worst Tenant Horror Stories (NZ)⎥Ep. 2119
30 Jun 2025
Contributed by Lukas
From racist tenants to used condoms on the floor … this episode shares the worst of the worst rental nightmares from Kiwi landlords.In today’s epi...
The Property Market Is Changing (But Not How You Think)⎥Ep. 2118
29 Jun 2025
Contributed by Lukas
The housing market feels flat. Property prices seem to be going nowhere. But look a little closer, and you’ll see a different story.In this episode,...
I Made $660,000 from Property Investing Here's How⎥Ep. 2117
28 Jun 2025
Contributed by Lukas
Lynne and Darren aren’t your typical investors. No kids. Six motorbikes. And a plan to travel the South Island in a motorhome. But they’ve also bu...
Bitcoin vs Property Which is the BETTER Investment for 2025? (with Darcy Ungaro)⎥Ep. 2116
27 Jun 2025
Contributed by Lukas
Bitcoin’s price is up 84,000x since 2011 – turning $100 into over $11 million. But does that make it a smart investment today?In this episode, we’...
Our Top 9 Unhinged Financial Mistakes (NZ)⎥Ep. 2115
26 Jun 2025
Contributed by Lukas
Ever looked back at a financial decision and thought: What was I thinking?In this episode, we count down the 9 most unhinged money mistakes made by re...
What's The BIGGEST Misconception About Ideal Tenants?⎥Ep. 2114
25 Jun 2025
Contributed by Lukas
When you imagine the perfect tenant, who comes to mind? A young professional couple? No pets, no kids, high income, long-term renters? That’s what m...
Why It’s Taking Longer to Find Tenants – and What You Can Do About It⎥Ep. 2113
24 Jun 2025
Contributed by Lukas
In this episode, we dig into what’s really going on in the rental market. Is it just your imagination, or is it genuinely taking longer to find tena...
The Worst Way to Predict House Prices – and Everyone Does It⎥Ep. 2112
23 Jun 2025
Contributed by Lukas
Think you can guess where house prices (NZ) are headed based on what happened last year? Think again.In this episode, we reveal why using last year’...
Can Average Kiwis Still Afford To Invest In Property?⎥Ep. 2111
22 Jun 2025
Contributed by Lukas
Most Kiwis assume you need $100k+ in cash to buy a rental. But that’s not necessarily true.In this episode, we ask: “Can the average New Zealander...
How Debbie and Brett Rebuilt Their Portfolio After Hitting a Wall⎥Ep. 2110
21 Jun 2025
Contributed by Lukas
In this episode, we discuss how Debbie and Brett rebuilt their entire property investment strategy after hitting a major roadblock.After losing financ...
The Weird Money Stuff You Don't Know (But Really Should)⎥Ep. 2109
20 Jun 2025
Contributed by Lukas
You’ve been learning about property investment your whole life … even if you didn’t know it.In this episode, we reveal 5 real-world investing le...
Monopoly Already Taught You These 5 Real Life Investing Lessons⎥Ep. 2108
19 Jun 2025
Contributed by Lukas
You’ve been learning about property investment your whole life … even if you didn’t know it.In this episode, we reveal 5 real-world investing le...
What's the BEST Way to Sell Your Property?⎥Ep. 2107
18 Jun 2025
Contributed by Lukas
What’s the best way to sell your property in today’s market?Auction? Deadline sale? Price by negotiation? There are pros and cons to each – and ...
Are We Really at the Bottom of the Housing Market?⎥Ep. 2106
17 Jun 2025
Contributed by Lukas
In this episode, we dig into the data to figure out whether the housing market has really bottomed out – or if there’s more pain to come.You’ll ...
Do I Really Need a Family Trust? Or Is It Just Another Cost?⎥Ep. 2105
16 Jun 2025
Contributed by Lukas
Thinking about setting up a family trust but unsure if it’s worth it in 2025?In this episode, we dig into the real reasons Kiwis set up trusts – a...
I Own 43 Properties But I Wish I Learned This Sooner⎥Ep. 2104
16 Jun 2025
Contributed by Lukas
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mi...
I Own 43 Properties But I Wish I Learned This Sooner⎥Ep. 2104
15 Jun 2025
Contributed by Lukas
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mi...
I Renovated a House While 8 Months Pregnant!⎥Ep. 2103
14 Jun 2025
Contributed by Lukas
Tiffany’s the behind-the-scenes superstar here at Opes – and in this episode, she finally steps up to the mic.She shares the story of how she boug...
What Happens to My Mortgage If I Die?⎥Ep. 2102
13 Jun 2025
Contributed by Lukas
Nobody likes to think about it … but what happens to your mortgage if you die? Will your kids inherit the debt? Will the bank come knocking?In this ...
Auckland CV's Drop 9% – What Property Owners Must Know⎥Ep. 2101
12 Jun 2025
Contributed by Lukas
Auckland’s new council valuations are out – and the average CV has dropped by 9%. But what does that actually mean for your property, your rates, ...
How Much Should I Actually Invest Per Month?⎥Ep. 2100
11 Jun 2025
Contributed by Lukas
In this episode, we discuss how much Kiwis really need to invest each month. We explore:3 simple rules of thumb for figuring out your target investmen...
How to get better investment returns than the market⎥Ep. 2099
10 Jun 2025
Contributed by Lukas
Ever wondered how some investors seem to get above average returns, while others just track the market?In this episode, we reveal how to potentially b...
Retire before 55 on $100k passive income
10 Jun 2025
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Retire before 55 on ...
The real reason the Real Estate Agent won't tell you the house price⎥Ep. 2098
09 Jun 2025
Contributed by Lukas
In this episode, we discuss: why real estate agents often won’t tell you the price upfront … and what you can do about it.It’s one of the bigges...
Landlords - LISTEN To This Before 1st July⎥Ep. 2097
08 Jun 2025
Contributed by Lukas
There’s a major rule change coming … and if you miss it, a simple cat door could cost you $7,200.In this episode, we reveal the big shift in the H...
I built a secure retirement plan in my 60s – here's how⎥Ep. 2096
07 Jun 2025
Contributed by Lukas
In this episode, we discuss how Mark – a 63-year-old Tauranga pizza shop owner – built a secure retirement plan later in life, even after making s...
From 5% to 40% – The history and future of house deposits⎥Ep. 2095
06 Jun 2025
Contributed by Lukas
In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand. You’ll hear how...
The biggest house price crashes in history⎥Ep. 2094
05 Jun 2025
Contributed by Lukas
In this episode, we discuss the 7 worst property crashes in history – and how far prices really fell. You'll learn:• What triggered each collapse ...
What it'd take for us to take a long-term interest rate ⎥ Ep. 2093
04 Jun 2025
Contributed by Lukas
In this episode, we discuss what it would actually take for us (Ed and Andrew) to fix our interest rates for the long term.You’ll learn:Why we usual...
The EARLIER You Invest, The RICHER You Get⎥Ep. 2092
03 Jun 2025
Contributed by Lukas
In this episode, we discuss why investing in property early can supercharge your wealth.You’ll learn:How much money you could have made if you bou...
We tested if selling your house at auction ACTUALLY makes you more money⎥Ep. 2091
02 Jun 2025
Contributed by Lukas
In this episode, we discuss whether auctions really get sellers a better price … or if it’s all just hype from real estate agents.We reveal:What t...
The best way to find investment properties in 2025⎥Ep. 2090
01 Jun 2025
Contributed by Lukas
In this episode, we discuss the best way to find investment properties in 2025 — without endlessly scrolling through Trade Me listings.You’ll lear...
"How I bought 4 properties in less than a year"⎥Ep. 2089
31 May 2025
Contributed by Lukas
In this episode, we share the story of Tommy — a Kiwi investor who bought four properties in just 10 months … all while working overseas in China....
Are New Homes REALLY built to last?⎥Ep. 2088
30 May 2025
Contributed by Lukas
In this episode, we discuss whether today’s New Builds are really as good as some people say. You’ll learn:The red flags to watch out for when ins...
New Kiwisaver changes: $96,000 extra for retirement!⎥Ep. 2087
29 May 2025
Contributed by Lukas
In this episode, we discuss the government’s latest KiwiSaver changes … and how they could leave some Kiwis up to $96,000 better off by retirement...
OCR goes down: Why this interest rate cut is different⎥Ep. 2086
28 May 2025
Contributed by Lukas
In this episode, we discuss the Reserve Bank’s latest decision to cut the OCR — and why this interest rate drop is different from the rest.You’l...
11 floor plan fails that make buyers say “Nope”⎥Ep. 2085
27 May 2025
Contributed by Lukas
In this episode, we discuss the most common floorplan mistakes that make tenants and buyers walk away — even if the property looks great on paper.Yo...
How much do Property Accountants ACTUALLY cost?⎥Epo. 2084
26 May 2025
Contributed by Lukas
In this episode, we discuss how much property accountants really cost — and what you’re actually paying for at each price point.You’ll learn:T...
Never buy a property in NZ without checking THIS⎥Ep. 2083
25 May 2025
Contributed by Lukas
In this episode, we discuss the 6 most important things to check before buying a property — so you don’t end up with a dud.You’ll learn:How much...
The $50,000 mistake: How one tradie poisoned this Kiwi’s home⎥Ep. 2082
24 May 2025
Contributed by Lukas
In this episode, we share Nick’s story — a Kiwi tradie who bought a do-up in Auckland… and ended up with a toxic home, a rogue removalist, and a...
How much can tenants damage a house … and still get their bond back?⎥Ep. 2081
23 May 2025
Contributed by Lukas
In this episode, we discuss what actually counts as “fair wear and tear” — and how much damage a tenant can do before they’re forced to pay.Yo...
Who can legally sell property in NZ? (The 5 levels explained)⎥Ep. 2080
22 May 2025
Contributed by Lukas
In this episode, we discuss who’s legally allowed to sell property in New Zealand — and the 5 different levels of people involved in the real esta...
How often do tenants NOT pay their rent?⎥Ep. 2079
21 May 2025
Contributed by Lukas
In this episode, we discuss how often tenants fall behind on rent – and whether rent arrears are as scary as many property investors fear.You’ll l...
How Fast Are Interest Rates REALLY Falling?⎥Ep. 2078
20 May 2025
Contributed by Lukas
In this episode, we discuss how fast interest rates are actually falling — and what that means for your mortgage.You’ll learn:Why Trump’s tariff...
I lived on NZ Super for a week. Here's what happened⎥Ep. 2077
19 May 2025
Contributed by Lukas
In this episode, we discuss what happened when we challenged ourselves to live off the New Zealand Superannuation for a full week — and spoiler: it ...
Is property investing still worth it in 2025?⎥Ep. 2076
18 May 2025
Contributed by Lukas
In this episode, we discuss whether property investing still stacks up in 2025 — or if the golden age is over (and never coming back).You’ll learn...
From landscaper to accountant: How I started investing at 23⎥Ep. 2075
17 May 2025
Contributed by Lukas
In this episode, we discuss how Oliver — a 23-year-old investor — bought his first home in Tauranga, went from landscaper to accountant, and used ...
Do this every time you get paid (Economist’s Routine)⎥Ep. 2074
16 May 2025
Contributed by Lukas
In this episode, we discuss what to do every time you get paid — and how to create a simple system that helps you grow wealth without overthinking i...
Why time IN the market beats timing the market⎥Ep. 2073
15 May 2025
Contributed by Lukas
In this episode, we discuss whether that old saying — “time in the market beats timing the market” — actually holds up. (Spoiler: it does. And...
How fast can you buy 5 investment properties? (Realistic timelines explained)⎥Ep. 2072
14 May 2025
Contributed by Lukas
In this episode, we answer the question: How quickly can you build a property portfolio?You’ll hear:The rule of thumb for how long each property mig...
We investigate NZ's housing oversupply crisis⎥Ep. 2071
13 May 2025
Contributed by Lukas
In this episode, we discuss whether New Zealand really has a housing oversupply — or if we’re just misreading the data.You’ll learn:The differen...
House price data: Which to use & when (For the nerds)⎥Ep. 2070
12 May 2025
Contributed by Lukas
In this episode, we discuss the 3 main types of house price data — and reveal when to use each one (and which to avoid like the plague).You’ll lea...
The 7 worst properties to buy in 2025⎥Ep. 2069
11 May 2025
Contributed by Lukas
In this episode, we discuss the 7 worst types of properties you could buy in 2025 — and how to spot a “bargain” that could actually cost you hun...
How this couple went from $160K to $400K income (and you can too!)⎥Ep. 2068
10 May 2025
Contributed by Lukas
In this episode, we discuss how Tamati and Liana doubled their income, moved overseas, and are now building a 10-property portfolio — all while jugg...
Are You Playing to Win… or Just Playing Not to Lose? (The Wealth Mindset Matrix)⎥Ep. 2067
09 May 2025
Contributed by Lukas
In this episode, we discuss the four wealth mindsets — and challenge you to figure out whether you’re building your financial future… or just pl...
Cash-Flow vs. Capital Gains: Which is BETTER?⎥Ep. 2066
08 May 2025
Contributed by Lukas
In this episode, we discuss the age-old question: should you invest for cashflow or capital gains — and which one will actually make you more money ...
The hidden danger of listening to money experts⎥Ep. 2065
07 May 2025
Contributed by Lukas
In this episode, we discuss how even well-meaning money experts can lead you astray — often without realising it — and what red flags to watch for...
Airbnb vs Mid-Term Rentals vs Long-Term Rentals: The TRUTH⎥Ep. 2064
06 May 2025
Contributed by Lukas
In this episode, we discuss which rental strategy gives you the best return — Airbnb, mid-term, or long-term rentals — and reveal the numbers most...
How much should property management cost? (Hidden Fees EXPOSED)⎥Ep. 2063
05 May 2025
Contributed by Lukas
In this episode, we discuss what property managers should really charge — and the hidden fees that could be quietly draining your rental income.You’...
Should I Buy A House In 2025 Or Wait Until 2026?⎥Ep. 2062
04 May 2025
Contributed by Lukas
In this episode, we discuss whether now is the right time to buy a property — or if you’re better off waiting until 2026.You’ll learn:Why delayi...
"I Don't Know What To Do!" (Live Property Coaching)⎥Ep. 2061
03 May 2025
Contributed by Lukas
In this episode, we are joined by Daniel for another Case Study Sunday. Daniel — a first-home buyer turned landlord — isn't sure what to do wi...
The dark side of property developers EXPOSED (This should be illegal)⎥Ep. 2060
02 May 2025
Contributed by Lukas
In this episode, we discuss the massive legal loophole that lets property developers market their builds as investments — without being qualified to...
The TRUTH about Homes.co.nz listings⎥Ep. 2059
01 May 2025
Contributed by Lukas
In this episode, we discuss why you can’t always trust the numbers you see on Homes.co.nz — and what it means for your investment decisions.You’...
8 unethical (but legal) things landlords do explained⎥Ep. 2058
30 Apr 2025
Contributed by Lukas
In this episode, we discuss 8 things some landlords do that might be legal — but definitely aren’t ethical.You’ll hear:Real examples of landlord...
Are you secretly RICH without even knowing?⎥Ep. 2057
29 Apr 2025
Contributed by Lukas
In this episode, we discuss why you might be wealthier than you think — even if it doesn’t feel like it.You’ll learn:Why high income doesn’t a...
How big should your emergency fund actually be?⎥Ep. 2056
28 Apr 2025
Contributed by Lukas
In this episode, we discuss how big your emergency fund really needs to be — and how to set it up so you’re covered when life throws a curveball.Y...
Love & Money: Investing as a couple with an Age Gap | Ep. 2055
27 Apr 2025
Contributed by Lukas
In this episode, we discuss how couples with an age gap can plan for retirement — and what it takes to make sure your money lasts for both of you.Yo...
How an 18-year-old can start investing in property (Live Coaching) | Ep. 2054
27 Apr 2025
Contributed by Lukas
In this episode, we discuss how an 18-year-old can get started in property investment — and lay the foundation for building serious wealth over time...
What's the best New Build? Off the plans vs already built | Ep. 2053
25 Apr 2025
Contributed by Lukas
In this episode, we discuss whether it’s better to buy a New Build off the plans or go for one that’s already built — and which option could mak...
What Life on The Pension Is REALLY Like ⎥ Ep. 2052
24 Apr 2025
Contributed by Lukas
In this episode, we discuss the harsh reality of living on NZ Super — especially if you’re still renting or paying off a mortgage at 70.For this, ...
"I accidentally became a property investor – What do I do next?" ⎥ Ep. 2051
23 Apr 2025
Contributed by Lukas
In this episode, we discuss what to do if you’ve accidentally found yourself as a property investor.You’ll learn:How to decide whether to keep or ...
The $24,000 bedroom that wasn't a bedroom⎥Ep. 2050
22 Apr 2025
Contributed by Lukas
In this episode, we discuss the “bedroom bluff” — a sneaky trick where sellers advertise more bedrooms than a property really has.You’ll learn...
The Airbnb tax trap no one talks about⎥Ep. 2049
21 Apr 2025
Contributed by Lukas
In this episode, we discuss the hidden Airbnb tax trap that could cost property investors over $150,000 — and how to avoid falling into it.You’ll ...
Is this new rule the solution to NZ's housing crisis?⎥Ep. 2048
20 Apr 2025
Contributed by Lukas
In this episode, we discuss whether the government’s RMA reforms could be the policy that kills the housing crisis — or creates a whole new one.Yo...
How I went from $5/hr to $8.5 million in property⎥Ep. 2047
19 Apr 2025
Contributed by Lukas
In this episode, we discuss how one investor (Raj) went from earning just $5 an hour to building a property portfolio worth $8.5 million.You’ll hear...
Should I FIRE my property manager?⎥Ep. 2046
18 Apr 2025
Contributed by Lukas
In this episode, we discuss how to fire your property manager — without the awkward conversations or unnecessary drama.You’ll learn:The exact proc...
Home and Income properties: smart investment or financial trap?⎥Ep. 2045
17 Apr 2025
Contributed by Lukas
In this episode, we discuss whether home-and-income properties are a smart way to boost your cashflow — or a financial trap in disguise.You’ll lea...
The hidden advantage of investing in a flat market⎥Ep. 2044
16 Apr 2025
Contributed by Lukas
In this episode, we discuss why investing during a flat property market might be one of the smartest moves you can make — even if it doesn’t feel ...
Foreign buyers: The housing market's last hope? ⎥Ep. 2043
15 Apr 2025
Contributed by Lukas
In this episode, we discuss whether foreign buyers could soon be let back into the New Zealand housing market — and what that might mean for house p...
How to stop bleeding cashflow on your properties [Case Study]⎥Ep. 2042
14 Apr 2025
Contributed by Lukas
In this episode, we discuss how to stop the cashflow bleeding on your investment properties — and what to do if you think you’ve made a mistake.Yo...
How Trump's tariffs could LOWER your mortgage rates⎥Ep. 2041
13 Apr 2025
Contributed by Lukas
In this episode, we discuss how Donald Trump’s proposed tariffs could actually lead to lower mortgage interest rates here in New Zealand.You’ll le...
"I saved $100,000 by 21 and bought my FIRST HOME" [Must Listen]⎥Ep. 2040
12 Apr 2025
Contributed by Lukas
In this episode, we discuss how one young Kiwi (Phoebe) saved over $100,000 by the age of 21 and bought her first home while earning just $65,000 a ye...
NZ’s $184 billion insurance crisis explained⎥Ep. 2039
12 Apr 2025
Contributed by Lukas
In this episode, we discuss New Zealand’s massive insurance problem — and how it could leave homeowners seriously out of pocket when disaster stri...
Inside the shocking true stories of abandoned properties⎥Ep. 2038
10 Apr 2025
Contributed by Lukas
In this episode, we discuss the shocking reality of what happens when tenants disappear without warning — and the nightmare some landlords are left ...
OCR cut: How Trump's tariffs will make your mortgage cheaper ⎥ Ep. 2037
09 Apr 2025
Contributed by Lukas
In this episode, we break down the Reserve Bank’s latest move to cut the Official Cash Rate (OCR) – now sitting at 3.5%.You’ll learn:Why the Res...
"I lost $107k on property. Should I sell or push on?"
08 Apr 2025
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at what if you invested in property but ...
New: Granny flats just got WAY easier (and Cheaper)⎥Ep. 2036
08 Apr 2025
Contributed by Lukas
In this episode, we discuss the government’s just-announced changes that make it easier and cheaper to build a granny flat or minor dwelling on your...
Best apps to manage your money (Personal finance app comparison)⎥Ep. 2035
07 Apr 2025
Contributed by Lukas
In this episode, we discuss the top personal finance apps in New Zealand.Over two weeks, we tested three of the most popular tools: PocketSmith, Sortm...