The Property Academy Podcast

How long do the good times & bad times last? Tony Alexander ⎥ Ep. 1853

07 Oct 2024

Contributed by Lukas

In this episode, we are again joined by economist, Tony Alexander. He shares how long you can expect the good and bad times to last through the proper...

What's the next Covid? – Tony Alexander ⎥ Ep. 1852

06 Oct 2024

Contributed by Lukas

In this episode, we discuss what the next big thing to rock the property market will be. We're joined by independent economist, Tony Alexander, t...

"I bought my first home at 23 ... Here's how I did it" [Case Study Sunday] ⎥ Ep. 1851

05 Oct 2024

Contributed by Lukas

In this episode, we are joined by Joshua Watson to discuss how he bought his first home at just 23 ... in 2024. Joshua shares what he bought, where h...

Tony Alexander: What's happening in the property market? ⎥ Ep. 1850

04 Oct 2024

Contributed by Lukas

In this episode, we are joined by Tony Alexander, an independent economist. He talks us through what's happening in the NZ property market and wh...

How much money you should have by age (net worth + income) ⎥ Ep. 1849

03 Oct 2024

Contributed by Lukas

In this episode, we discuss how much money you should have based on your age. This includes what your income and net worth should be based on the med...

Why is house insurance 30% more expensive?! ⎥ Ep. 1848

02 Oct 2024

Contributed by Lukas

In this episode, we discuss why house insurance is so damn expensive! Most house insurance is becoming up to 30% - 40% more expensive. This is becaus...

What's the minimum insurance I can get away with an investor? ⎥ Ep. 1847

01 Oct 2024

Contributed by Lukas

In this episode, we discuss the minimum amount of insurance you can get away with as a property investor. This includes the Risk Reducer plan that we...

Should I break my interest rate to get a cheaper rate? [Break fees] ⎥ Ep. 1846

30 Sep 2024

Contributed by Lukas

In this episode, we discuss whether you should break your fixed interest rate to lock in a lower rate. We discuss the break fees you'd have to pa...

What's a good cashflow for an investment property in 2024? ⎥ Ep. 1845

29 Sep 2024

Contributed by Lukas

In this episode, we discuss what a good cashflow looks like for an investment property in 2024. Lower interest rates are improving cashflows property ...

"I got cancer at 32 ... and beat it. Now we're mortgage free" [Case Study Sunday] ⎥ Ep. 1844

28 Sep 2024

Contributed by Lukas

In this episode, we are joined by Jason and Amber for another case study Sunday. Amber shares her brave story about how she got cancer in her 30'...

How to find the best places to buy a house (free data) ⎥ Ep. 1843

27 Sep 2024

Contributed by Lukas

In this episode, we discuss how to find the best areas to invest in. This includes how to use our new Area Analyser tool⁠⁠⁠⁠⁠⁠⁠ to get ...

How much money can I make investing in property? ⎥ Ep. 1842

26 Sep 2024

Contributed by Lukas

In this episode, we discuss how much money you can potentially make investing in property. That includes how much investors have made in the past, an...

NZ property market update – Are property prices up? ⎥ Ep. 1841

25 Sep 2024

Contributed by Lukas

In this episode, we give an update on the New Zealand property and housing market. This includes where house prices are rising and falling. And wheth...

[Review] Housies: $100 to buy a piece of property. Truth or scam? ⎥ Ep. 1840

24 Sep 2024

Contributed by Lukas

In this episode, we discuss Housies, a new app and website where you can buy a piece of property for as little as $100. We dig through the details to ...

How to diversify your property portfolio (the right way) ⎥ Ep. 1839

23 Sep 2024

Contributed by Lukas

In this episode, we discuss how to diversify your property portfolio, the right way. This includes how to get better returns while taking the same ris...

5 steps to spot a dodgy developer: here’s what to do ⎥ Ep. 1838

22 Sep 2024

Contributed by Lukas

In this episode, we discuss the 5 steps property investors can take to spot a dodgy property developer. This includes the 5 searches you can do onlin...

"It took 10 years to buy our 1st investment property" [Case Study Sunday] ⎥ Ep. 1837

21 Sep 2024

Contributed by Lukas

In this episode, we are joined for another Case Study Sunday by Marcus Sonntag. Marcus shares how it took him 10 years to buy his first investment pro...

Warren Buffett, Jeff Bezos, and Nick Mowbray's best investment quotes - What property investors can learn ⎥ Ep. 1836

20 Sep 2024

Contributed by Lukas

In this episode, we discuss Warren Buffet, Jeff Bezos and Nick Mowbray's best investment quotes. That includes what property investors can learn ...

Future of NZ house prices with Kiwibank chief economist – Jarrod Kerr ⎥ Ep. 1835

19 Sep 2024

Contributed by Lukas

In this episode, we discuss the future of the NZ housing market and house prices with Kiwibank's chief economist, Jarrod Kerr. And as mentioned he...

Good tenant vs bad tenant: Warning signs to look out for ⎥ Ep. 1834

18 Sep 2024

Contributed by Lukas

In this episode, we discuss the difference between good and bad tenants. This includes the warning signs to look out for if you are self-manging your...

Bonus: How much money can I make from property? [How to actually run the numbers] - Webinar audio

17 Sep 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How much money can I make from ...

5 years of the Property Academy Podcast 🎉 [5th anniversary special] ⎥ Ep. 1833

17 Sep 2024

Contributed by Lukas

In this episode, we celebrate 5 years of the Property Academy Podcast. We look back at some of our most popular episodes and some of the highlights f...

How long will it take to sell my house? ⎥ Ep. 1832

16 Sep 2024

Contributed by Lukas

In this episode, we discuss how long it takes to sell a house in New Zealand. This includes the time it takes to get a property ready for sale, how l...

Investors vs first home buyers: are investors buying all the houses? ⎥ Ep. 1831

15 Sep 2024

Contributed by Lukas

In this episode, we compare investors and first-home buyers to see if investors are buying all the houses and stopping first-home buyers from getting ...

"32 years later, I'm a full time landlord" – [Case Study Sunday] ⎥ Ep. 1830

14 Sep 2024

Contributed by Lukas

In this episode, we are joined by Peter Lewis, the Vice President of the NZ Property Investors Federation. Peter shares how began investing in propert...

Properties in the future – What will we want in 2034? ⎥ Ep. 1829

13 Sep 2024

Contributed by Lukas

In this episode, Stuart Donovan from Motu joins us to discuss what properties New Zealanders will want in the future. Stuart talks about the move tow...

Q+A – Your property questions answered ⎥ Ep. 1828

12 Sep 2024

Contributed by Lukas

In this episode, we answer your questions about how to grow a property portfolio and get money from the bank. This is based off the questions asked at...

[Review] Mary Holm: Is her advice any good? ⎥ Ep. 1827

11 Sep 2024

Contributed by Lukas

In this episode, we discuss some advice recently given by financial journalist, Mary Holm. We go through a situation she brings up in her column. We ...

How long does it take to find a tenant – Vacancy rates revealed ⎥ Ep. 1826

10 Sep 2024

Contributed by Lukas

In this episode, we discuss how long it takes to find a tenant. This includes how much vacancy you can expect as a property investor and what our tea...

Can I still invest if the numbers look bad? ⎥ Ep. 1825

09 Sep 2024

Contributed by Lukas

In this episode, we discuss whether you can still invest in property even if the numbers look bad (in some respects). As an example, we look at Queen...

What does a good investment property look like? ⎥ Ep. 1824

08 Sep 2024

Contributed by Lukas

In this episode, we discuss what a good investment property looks like. This includes how a good investment property changes depending on your strate...

"I just live off the rent from my properties" – Case Study Sunday with Kerry Beveridge ⎥ Ep. 1823

07 Sep 2024

Contributed by Lukas

In this episode, we are joined by Kerry Beveridge for another Case Study Sunday. Kerry talks about how he is able to be a full time property investor....

When will it finally be easier to get a mortgage? ⎥ Ep. 1822

06 Sep 2024

Contributed by Lukas

In this episode, we discuss when it will finally be easier to get a mortgage. We look at the 5 different factors that impact how easy it is to get a ...

Tiny home saves couple $10,000+ – Here's how ⎥ Ep. 1821

05 Sep 2024

Contributed by Lukas

In this episode, we are joined by Michael and Hilde to discuss their property investment strategy. That includes how a tiny home is helping them save...

Banks with the best maternity leave policies ⎥ Ep. 1820

04 Sep 2024

Contributed by Lukas

In this episode, we discuss which banks have the best maternity leave policies. This is for any expectant mums and dads who still want to get a mortg...

Is now a good time to invest in property? ⎥ Ep. 1819

03 Sep 2024

Contributed by Lukas

In this episode, we discuss whether it's a good time to invest in property. We dig through the 4 main factors that determine whether it is a good ...

BNZ scraps higher interest rate for first home buyers ⎥ Ep. 1818

02 Sep 2024

Contributed by Lukas

In this episode, we discuss how BNZ has just scrapped their standard interest rates, that sometimes force first home buyers to pay more for their mort...

How long do I need to own my property to make money? ⎥ Ep. 1817

01 Sep 2024

Contributed by Lukas

In this episode, we discuss how long you need to hold your property for to make money through property. This includes the average years people own th...

Paying down debt vs investing – what's better? [Case Study Sunday] ⎥ Ep. 1816

31 Aug 2024

Contributed by Lukas

In this episode, we are joined by Dean Gordon for another case study Sunday. Dean featured on the podcast almost 4 years ago. Back then he was thinki...

How many investment properties can I buy in 15 years? ⎥ Ep. 1815

30 Aug 2024

Contributed by Lukas

In this episode, we re-cap our most recent webinar and discuss how many properties an investor can reasonably buy over 15 years. We go through 2 situ...

Interest rate fight: Which bank is the king of cuts? ⎥ Ep. 1814

29 Aug 2024

Contributed by Lukas

In this episode, we discuss which bank is the king when it comes to interest rate cuts. This is part of our launch of the Opes OneRoof Cut Counter. T...

6 months vs 1 year: How long should I fix my interest rate for? ⎥ Ep. 1813

28 Aug 2024

Contributed by Lukas

In this episode, we discuss how long you should fix your mortgage interest rate for. Is it better to go for 6 months, 1-year, 18-months or something ...

Retention cash: How to get free money from your bank ⎥ Ep. 1812

27 Aug 2024

Contributed by Lukas

In this episode, we talk about how to get free money from your bank. It's called retention cash. It's a type of cashback where your banks rew...

What tenants really want – Consumer NZ research revealed ⎥ Ep. 1811

26 Aug 2024

Contributed by Lukas

In this episode, we are joined by Gemma Rasmussen from Consumer NZ. Gemma shares the results from Consumer NZ's research about what tenants really...

How fast will house prices go up? [2024 and beyond] ⎥ Ep. 1810

25 Aug 2024

Contributed by Lukas

In this episode, we discuss how fast house prices may go up over the long term. This includes what property investors can reasonably expect when they...

"I bought 4 houses in 1 year. Here's how" – [Case Study Sunday] ⎥ Ep. 1809

24 Aug 2024

Contributed by Lukas

In this episode, we are joined by David, a property investor and listener of the show. David shares the story about how he bought 4 houses in a singl...

What makes more money? Bedroom vs bathroom renovation ⎥ Ep. 1808

23 Aug 2024

Contributed by Lukas

In this episode, we discuss what makes property investors more money – a bedroom or a bathroom renovation. We dig into the latest data from the ne...

How to make cheeky offers on properties to get a good price ⎥ Ep. 1807

22 Aug 2024

Contributed by Lukas

In this episode, we discuss how property investors and first home buyers can put in cheeky offers for properties. This includes how to get a low pric...

OCR down – interest rates slashed. How low will they go? ⎥ Ep. 1806

21 Aug 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's recent OCR cut. We talk about the impact on interest rates, how low they will go and what it all me...

Bonus: 5 houses in 5 years - How many houses can I actually buy before I retire? - Webinar audio

20 Aug 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at '5 houses in 5 years - How many ...

Private school vs invest in property – what's right for me? ⎥ Ep. 1805

20 Aug 2024

Contributed by Lukas

In this episode, we compare and contrast sending your kids to private school vs investing in property (and giving them the money). This includes diff...

Sudden money – What NOT to do when you suddenly get money ⎥ Ep. 1804

19 Aug 2024

Contributed by Lukas

In this episode, we discuss Sudden Money, and how to make your money last when you suddenly get a lump sum of cash. This isn't just useful for Lo...

Where to buy a house under $500k – the places with the highest chance ⎥ Ep. 1803

18 Aug 2024

Contributed by Lukas

In this episode, we discuss the areas in NZ with the highest chance of buying a house for $500k or less. This includes which areas have houses for le...

"I started with cows then moved to property" – Leighton Roberts [Case Study Sunday] ⎥ Ep. 1802

17 Aug 2024

Contributed by Lukas

In this episode, we are joined by Leighton Roberts from Sharesies to discuss how he started investing. He takes us through how he started investing i...

Did the shorter Bright Line = more listings? ⎥ Ep. 1801

16 Aug 2024

Contributed by Lukas

In this episode, we discuss whether more investors are selling their properties since the bright line test changed. We dig through the numbers to see...

Top 1% of NZers – What it takes to get to the top 1% ⎥ Ep. 1800

15 Aug 2024

Contributed by Lukas

In this episode, we discuss what it takes to get into the top 1% of New Zealanders when it comes to wealth. This includes how much you'd have to i...

A Māori approach to property investing ⎥ Ep. 1799

14 Aug 2024

Contributed by Lukas

In this episode, we are joined by Kerri-Anne Hancock to discuss a Māori approach to property investing. We look at the reasons why Māori invest, an...

Reverse mortgages – What's good and what's bad? ⎥ 1798

13 Aug 2024

Contributed by Lukas

In this episode, we discuss reverse mortgages. This includes the pros and the cons (what's good and what's bad). We analyse the details of He...

"Find me a tenant. Fast" – How WINZ can help ⎥ Ep. 1797

12 Aug 2024

Contributed by Lukas

In this episode, we discuss how the Ministry of Social Development's housing broker service. To walk us through the details, we are joined by Kir...

"1% drop in interest rates = 10% rise in house prices" ⎥ Ep. 1796

11 Aug 2024

Contributed by Lukas

In this episode, we discuss whether a 1% drop in interest rates leads to a 10% increase in house prices. More companies claim that house prices will ...

"Your podcast made me lazy" – Is it ok to be a lazy property investor? [Case Study Sunday] ⎥ Ep. 1795

10 Aug 2024

Contributed by Lukas

In this episode, we are joined by Nick Metzger for a Case Study Sunday. Nick walks us through his property investment journey ... including admitting...

Do houses near new motorways go up in value faster? ⎥ Ep. 1794

09 Aug 2024

Contributed by Lukas

In this episode, we discuss whether houses near new infrastructure go up in value faster. This includes whether new motorways, train lines and stadiu...

Don't do it! – 7 signs you should NOT invest in property ⎥ Ep. 1793

08 Aug 2024

Contributed by Lukas

In this episode, we discuss the 7 signs that you should not invest in property. And we also mention our upcoming webinar '⁠5 houses in 5 years:...

‘How to upset a good tenant’: Avoid these property manager pitfalls ⎥ Ep. 1792

07 Aug 2024

Contributed by Lukas

In this episode, we discuss the property manager pit falls to avoid. This includes how to make sure you look after good tenants ... so that they don&...

Du Val in receivership after police raid – What went wrong? ⎥ Ep. 1791

06 Aug 2024

Contributed by Lukas

In this episode, we discuss the latest news around Du Val and Kenyon Clarke. We go past the headlines to understand what's happening, whether Du ...

The 'No Mortgage Mindset' – Get your attitude right to pay your mortgage off faster ⎥ Ep. 1790

05 Aug 2024

Contributed by Lukas

In this episode, we discuss how to get into the 'No Mortgage Mindset'. This is the mindset you need to get into if you actually want to pay yo...

3 new changes = easier to get a mortgage ⎥ Ep. 1789

04 Aug 2024

Contributed by Lukas

In this episode, we discuss 3 changes that are making it easier for Kiwis to get a mortgage. This is welcome news to both first home buyers and prope...

[Live Coaching] "Flipping vs buy and hold. What do we do next?" – Case Study Sunday ⎥ Ep. 1788

03 Aug 2024

Contributed by Lukas

In this episode, we are joined by Mark to discuss his property portfolio. He and his wife own their own home. But they feel hamstrung by their mortga...

Challenge: How passive can I make my property portfolio? ⎥ Ep. 1787

02 Aug 2024

Contributed by Lukas

In this episode, we discuss how passive you can make your property portfolio. This includes a breakdown of what you can automate and how many hours t...

Property and the Ex – Confessions from a divorce coach ⎥ Ep. 1786

01 Aug 2024

Contributed by Lukas

In this episode, we are joined by Bridgette Jackson to discuss what happens to property when you get divorced. Bridgette is a certified divorce coach...

Revealed: 21% rates rise in this council. The areas that get hit hardest ⎥ Ep. 1785

31 Jul 2024

Contributed by Lukas

In this episode, we discuss where rates are increasing most in New Zealand. This includes how fast rates are going up, and how to deal with those hig...

Best ways to invest $100k, $200k & $500k ⎥ Ep. 1784

30 Jul 2024

Contributed by Lukas

In this episode, we discuss the best ways to invest $100k, $200k and $500k. We look at the best ways to use your money depending on how much you have...

Your questions answered: How to pay off your mortgage fast ⎥ Ep. 1783

29 Jul 2024

Contributed by Lukas

In this episode, we answer the main questions asked at our recent webinar, all about how to pay off your mortgage in 5-7 years. This includes a look ...

5 unethical real estate agent sales tactics ⎥ Ep. 1782

28 Jul 2024

Contributed by Lukas

In this episode, we discuss how you can avoid these 5 unethical real estate agent sales tactics. This includes underquoting the price, trying to sell...

"I wanted to become a millionaire. And I did" – Sharon Cullwick [Case Study Sunday] ⎥ Ep. 1781

27 Jul 2024

Contributed by Lukas

In this episode, we are joined for Case Study Sunday by Sharon Cullwick. Sharon has been involved in the property investor associations for the last ...

4 ways to save money on your insurance ⎥ Ep. 1780

26 Jul 2024

Contributed by Lukas

In this episode, we discuss 4 ways you can save money on your insurance. This includes changing your excess, cancelling certain policies, reducing yo...

How to pay off your mortgage in 7-10 years ⎥ Ep. 1779

25 Jul 2024

Contributed by Lukas

In this episode, we discuss how to pay off your mortgage in 7-10 years. This summarises all of the best ideas from our most recent webinar, all in 15 ...

Interest rates slashed – how low will they go? ⎥ Ep. 1778

24 Jul 2024

Contributed by Lukas

In this episode, we discuss what property investors need to know about falling interest rates. All the major banks have cut their 1-year interest rat...

"Here's how I forecast the property market" – with Gareth Kiernan ⎜ Ep. 1777

23 Jul 2024

Contributed by Lukas

In this episode, we are joined by Gareth Kiernan from Infometrics. He talks us through how he forecasts the property market and how property investor...

Can you negotiate real estate commissions? The discounts you can get ⎜ Ep. 1776

22 Jul 2024

Contributed by Lukas

In this episode, we discuss whether you can negotiate a real estate agent's commission. We discuss how many people ask for a discount, the reacti...

[New] How to time the property market ⎜ Ep. 1775

21 Jul 2024

Contributed by Lukas

In this episode, we discuss how you can time the property market with our new Property Clock. We've created a new interactive version so you can ...

"I don't know what to do next?" – Josie [Case Study Sunday] ⎜ Ep. 1774

20 Jul 2024

Contributed by Lukas

In this episode, we are joined by Josie Cederman to talk about her next steps in property investment. Josie walks us through how many properties she ...

How much more money can I make if I become self-employed? ⎜ Ep. 1773

19 Jul 2024

Contributed by Lukas

In this episode, we discuss how much more money you can make if you become self-employed and quit your job. We give examples of people who have quit t...

"Why can't we be friends?" – Dishing the dirt on the property industry ⎜ Ep. 1772

18 Jul 2024

Contributed by Lukas

In this episode, we dish the dirt on the property investment industry. We talk about times when investors have double-crossed each other and why you ...

Lower inflation = lower interest rates? What's coming ⎜ Ep. 1771

17 Jul 2024

Contributed by Lukas

In this episode, we discuss the latest OCR announcement and Westpac's lower interest rates. We discuss the swap rates and a few predictions for w...

Bonus: How to pay off your mortgage in 5-7 years - Webinar audio

16 Jul 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to pay off your mortgage in...

Don't rent to your mum – do this instead ⎜ Ep. 1770

16 Jul 2024

Contributed by Lukas

In this episode, we discuss why property investors shouldn't rent to their parents, family or friends. This includes talking about what can go wr...

How many millionaires are there in NZ? ⎜ Ep. 1769

15 Jul 2024

Contributed by Lukas

In this episode, we discuss how many millionaires there are in New Zealand. This includes the shocking statistic that 24% of New Zealand households a...

National's new housing plan – "We'll flood the market with housing" ⎜ Ep. 1768

14 Jul 2024

Contributed by Lukas

In this episode, we discuss National's new housing plan, where Chris Bishop aims to flood the market with housing. This includes when the changes...

"If they're making money doing it. Why can't I?" [Case Study Sunday] ⎜ Ep. 1767

13 Jul 2024

Contributed by Lukas

In this episode, we are joined by Abe Taucher who is subdividing his 2nd property. After seeing people subdivide properties and make money at work, A...

Term deposits review – Are they trash or tried 'n' true? ⎜ Ep. 1766

12 Jul 2024

Contributed by Lukas

In this episode, we discuss term deposits. We specifically look at whether they are trash or tried and true. This includes looking at real interest ra...

How many properties don't sell? The chance you sell your property ⎜ Ep. 1765

11 Jul 2024

Contributed by Lukas

In this episode, we discuss how many properties don't sell when they are listed on the market. This includes the chance that you sell your proper...

Houses selling 22% under CV – How low or high can properties go? ⎜ Ep. 1764

10 Jul 2024

Contributed by Lukas

In this episode, we discuss how much properties are selling above or below CV. This includes the area where houses are selling 22% below CV. And other...

What makes a property a good deal? ⎜ Ep. 1763

09 Jul 2024

Contributed by Lukas

In this episode, we discuss what makes a property a good deal (or not). We show what sort of property you should look for depending on the property st...

Why net worth skyrockets after $100K ⎜ Ep. 1762

08 Jul 2024

Contributed by Lukas

In this episode, we discuss why your net worth will skyrocket after you hit $100k. And as you make more money it becomes easier and easier to grow you...

Reserve Bank: Debt to Income Ratios "no immediate impact" ⎜ Ep. 1761

07 Jul 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's view on the Debt to Income ratios. We share clips from a pre-recorded interview with Kate La Quesn...

"We slept in bunk beds to save money" – Michael Veasey [Case Study Sunday] ⎜ Ep. 1760

06 Jul 2024

Contributed by Lukas

In this episode, we are joined by Michael Veasey for another Case Study Sunday. Michael shares how he and his friend Jake built a house together and ...

7 money habits keeping you poor ⎜ Ep. 1759

05 Jul 2024

Contributed by Lukas

In this episode, we discuss the 7 money habits that could be keeping you poor. Don't worry. We've been through all these 7 habits (and are st...

DIY property management – Don't make these mistakes ⎜ Ep. 1758

04 Jul 2024

Contributed by Lukas

In this episode, we discuss how to manage your own property. This includes how to find good tenants, what to look for, and the mistakes not to make. ...

Resimac gone: Non-bank lender shuts up shop ⎜ Ep. 1757

03 Jul 2024

Contributed by Lukas

In this episode, we discuss how Resimac, a non-bank lender is shutting up shop in New Zealand. After losing money, the non-bank lender has decided to...