The Property Academy Podcast
Episodes
"The scariest money moment I've ever had" ⎜ Ep. 1756
02 Jul 2024
Contributed by Lukas
In this episode, Ed and Andrew share the scariest money moments they've ever had. This includes when they struggled with money, when they struggl...
Rental market update – supply vs demand ⎜ Ep. 1755
01 Jul 2024
Contributed by Lukas
In this episode, we discuss the NZ rental market. This includes looking at both supply and demand so you can understand how long it'll take to fi...
NZ property market update: What's not being said? ⎜ Ep. 1754
30 Jun 2024
Contributed by Lukas
In this episode, we give you an update on the NZ property market. This includes the data that the media may have missed and what you need to know as ...
"We got hitched and bought 2 properties in 3 months" [Case Study Sunday] ⎜ Ep. 1753
29 Jun 2024
Contributed by Lukas
In this episode, we are joined for another Case Study Sunday by Nick. He shares the story of how he started investing in property and bought 2 invest...
Break leases – What if my tenant wants to leave early ⎜ Ep. 1752
28 Jun 2024
Contributed by Lukas
In this episode, we discuss break leases, and what property investors need to know. This includes what to do if your tenant wants to leave early, who...
Which interest rate should I choose? 6 months vs 1-year vs 2-years ⎜ Ep. 1751
27 Jun 2024
Contributed by Lukas
In this episode, we discuss which interest rate you should choose when you fix your interest rate. This includes looking at whether to go for the 6 mo...
New Policy: Build a granny flat without council approval ⎜ Ep. 1750
26 Jun 2024
Contributed by Lukas
In this episode, we discuss the coalition government's new policy of allowing people to build granny flats without consent. We go through when th...
2 year bright line test – How NOT to get caught out? ⎜ Ep. 1749
25 Jun 2024
Contributed by Lukas
In this episode, we are joined by John Cuthbertson from CA ANZ (the Chartered Accountants of Australia and New Zealand). He talks about the new brigh...
How to turn your home to a rental ⎜ Ep. 1748
24 Jun 2024
Contributed by Lukas
In this episode, we discuss how to turn your own, owner-occupier home into a rental property. We dig into how to structure your mortgage, whether you ...
Interest rate predictions: When will interest rates fall? ⎜ Ep. 1747
23 Jun 2024
Contributed by Lukas
In this episode, we discuss the interest rate predictions from several leading banks. We interviewed economists from ASB, ANZ and Westpac to get a fee...
"I lost $200k+ in a scam ... I made it back in property" – James Goren [Case Study Sunday] ⎜ Ep. 1746
22 Jun 2024
Contributed by Lukas
In this episode, we are joined by James Goren, a property investor and owner of The Renovation Team. James shares the story of how he started investi...
1 bedroom vs 2 vs 3 vs 4+ – what goes up in value faster? ⎜ Ep. 1745
21 Jun 2024
Contributed by Lukas
In this episode, we answer the question – "how many bedrooms should my investment property have?" This includes a fair comparison between...
Best and worst renovation ideas to add value to your home ⎜ Ep. 1744
20 Jun 2024
Contributed by Lukas
In this episode, we discuss the best and worst renovation ideas to add value to your home. We discuss adding bedrooms, renovating bathrooms, painting...
How to save money (the easy way) so you can invest ⎜ Ep. 1743
19 Jun 2024
Contributed by Lukas
In this episode, we discuss how you can save money the easy way so you can invest. This includes how to manage lifestyle inflation and where to find ...
The future of house prices ⎜ Ep.1742
18 Jun 2024
Contributed by Lukas
In this episode, we discuss the future of house prices. This includes what will happen to house prices in New Zealand over the long term. And whethe...
Best and worst places to buy a house in NZ ⎜ Ep. 1741
17 Jun 2024
Contributed by Lukas
In this episode, we discuss the best and worst places to buy a house and invest in New Zealand. We rank every council area in the country based on th...
Confirmed: DTIs coming in – What's really going to change? ⎜ Ep. 1740
16 Jun 2024
Contributed by Lukas
In this episode, we discuss the Reserve Bank's new mortgage lending rules – the DTIs. This includes what will happen when they come in, and how...
[Live Coaching] Can Amber invest and build a $100k+ passive income? ⎜ Ep. 1739
15 Jun 2024
Contributed by Lukas
In this episode, we have another Case Study Sunday. This time we are joined by Amber for a live coaching session. We run the numbers to see if we can...
Avoid these property investment nightmares – LIM reports ⎜ Ep. 1738
14 Jun 2024
Contributed by Lukas
In this episode, we discuss how to avoid these property investment nightmares. We specifically discuss what to look for in a LIM report – and how ...
How many properties can I buy in 10 years? ⎜ Ep. 1737
13 Jun 2024
Contributed by Lukas
In this episode, we discuss how many properties an investor can buy over 10 years. This is based on modelling from the Reserver bank that estimates h...
Fair dinkum: How to buy an investment property in Australia ⎜ Ep. 1736
12 Jun 2024
Contributed by Lukas
In this episode, we discuss how Kiwis can buy an investment property in Australia. This includes the types of properties people invest in over the di...
Bonus: What's the best property investing strategy in NZ [Ranked] - Webinar audio
11 Jun 2024
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'What's the best property in...
Is Wellington munted? [Public sector job cuts] ⎜ Ep. 1735
11 Jun 2024
Contributed by Lukas
In this episode, we discuss whether the public sector job cuts will ruin the Wellington property market. This includes what is going on in Wellington ...
How to rent your property faster (even in a tough market) ⎜ Ep. 1734
10 Jun 2024
Contributed by Lukas
In this episode, we discuss what property investors can do to rent their properties (even in a tough market). And we also mention our red carpet event...
The Budget 2024: Are the tax cuts a good idea? ⎜ Ep. 1733
09 Jun 2024
Contributed by Lukas
In this episode, we discuss the Budget 2024. This was Nicola Willis' first budget – we talk about whether it's a hit or a miss. That inclu...
"I had $100,000 of debt on 11 credit cards" – How Tracy paid it off ⎜ Ep. 1732
08 Jun 2024
Contributed by Lukas
In this episode, we discuss how Tracy Hemingway (the Debt Free Diva) had $100k of debt spread across 11 credit cards. She hustled and took every side ...
How much money you need to be top 10% of Kiwis ⎜ Ep. 1731
07 Jun 2024
Contributed by Lukas
In this episode, we discuss how much wealth the average Kiwi has. This includes how the average wealth goes up with age and what it takes to be in th...
Reserve Bank chief economist – will property profits continue? ⎜ Ep. 1730
06 Jun 2024
Contributed by Lukas
In this episode, we discuss the thoughts of Paul Conway – the Reserve Bank's chief economist. We play clips from our recent off-air interview ...
Too excited vs too nervous to invest – How to manage your emotions ⎜ Ep. 1729
05 Jun 2024
Contributed by Lukas
In this episode, we discuss how to manage your emotions and not get too excited, or too nervous to invest. This includes the pros and cons of both an...
How Ed McKnight bought 4 properties in 6 years [Case Study] ⎜ Ep. 1728
04 Jun 2024
Contributed by Lukas
In this episode, we discuss how Ed McKnight invested in 4 properties over 6 years. This includes what he bought and when. He also shares the highs an...
Interest only mortgages: Are they the only way to go? ⎜ Ep. 1727
03 Jun 2024
Contributed by Lukas
In this episode, we discuss interest only mortgages and whether they are the only way to go for an investment property. We clear up the common misper...
[Interest rates] OCR update: What's in the fine print? ⎜ Ep. 1726
02 Jun 2024
Contributed by Lukas
In this episode, we discuss the latest OCR update from the Reserve Bank. They've decided to leave the OCR at 5.5%. But what's hidden in the f...
Case Study Sunday – $150k passive income by 56 – How Adalynn and Mark plan to do it ⎜ Ep. 1725
01 Jun 2024
Contributed by Lukas
In this episode, we are joined by Adalynn and Mark for Case Study Sunday. They plan to retire at 56 with a passive income of $150,000. They share ho...
How to buy a cheap house in an expensive suburb ⎜ Ep. 1724
31 May 2024
Contributed by Lukas
In this episode, we discuss how to buy a cheap house in an expensive suburb. This includes a look at Remuera (in Auckland), which has an average hous...
First Home Grant gone – "I'm $10k worse off" ⎜ Ep. 1723
30 May 2024
Contributed by Lukas
In this episode, we discuss National's decision to cut the First Home Grant. This was a subsidy geared towards first home buyers. We walk through...
How to flip houses to make money – Tama Singh case study ⎜ Ep. 1722
29 May 2024
Contributed by Lukas
In this episode, we are joined by Tama Singh, a Kiwi property flipper. Here, Tama shares his investment journey and how he started flipping propertie...
"This podcast made me lazy" – BRRRR vs Build and Hold strategy ⎜ Ep. 1721
28 May 2024
Contributed by Lukas
In this episode, we compare the Build and Hold and BRRRR property investing strategies. This includes who each strategy is right for and whether it&#...
Property investor's guide to valuations ⎜ Ep. 1720
27 May 2024
Contributed by Lukas
In this episode, we discuss what property investors need to know about valuations. This includes how to talk to a valuer, when to get a valuation and...
Property vs Shares – Is there a winner? ⎜ Ep. 1719
26 May 2024
Contributed by Lukas
In this episode, we discuss the differences between property and shares as an investment strategy. This includes the pros and cons of both so you can...
[Must Listen] Single-mum, 32 & almost mortgage-free – What do I do next? ⎜ Ep. 1718
25 May 2024
Contributed by Lukas
In this episode, we are joined by Ruby from Queenstown. This is an inspiring case study. At 32 Ruby is a single-mum. She's almost mortgage free a...
Renting to WINZ tenants – pros and cons ⎜ Ep. #1717
24 May 2024
Contributed by Lukas
In this episode, we discuss the pros and cons of renting your property to a beneficiary. This includes the perceived risks – and the programmes WI...
Wolfbrook's $8k cash back. Is it as good as it seems? ⎜ Ep. 1716
23 May 2024
Contributed by Lukas
In this episode, we discuss Wolfbrook's $8k cash back offer. We dig through the details so that you can find out if it's too good to be true....
Rapid fire – How to build a $100k passive income in 2024 ⎜ Ep. 1715
22 May 2024
Contributed by Lukas
In this episode, we do a rapid fire where we answer your questions from our most recent webinar. It's all about how to build a passive income thr...
What to invest in and when – Martin Hawes ⎜ Ep. 1714
21 May 2024
Contributed by Lukas
In this episode, we are once again by Martin Hawes – an author and investment expert. Here, Martin takes us through what you should invest in at e...
'The Block' winners share their renovation tricks – The Pearsons ⎜ Ep. 1713
20 May 2024
Contributed by Lukas
In this episode, we are joined by the Pearsons. They won the Block back in 2013. Here, they share their top renovation tips and tricks, what they'...
Revealed: New build vs existing – Which goes up in value faster? ⎜ Ep. 1712
19 May 2024
Contributed by Lukas
In this episode, we go through new data from CoreLogic and reveal which goes up in value faster – New Builds or existing properties? We've tri...
Case Study Sunday – How to build spec homes with Michael Wilson ⎜ Ep. 1711
18 May 2024
Contributed by Lukas
In this episode, we are joined by Michael Wilson to discuss his property investment strategy – building spec homes. This is a classic property inv...
Bonus - How to Build $100k Passive Income Plan Through Property - Webinar audio
17 May 2024
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Build $100k Passive Inco...
How to earn more money: Pay rise vs side hustle vs boarder ⎜ Ep. 1710
17 May 2024
Contributed by Lukas
In this episode, we discuss different ways to earn more money. This includes a comparison between getting a pay rise, starting a side hustle and gett...
Martin Hawes – 45 years of investing in 20 minutes ⎜ Ep. 1709
16 May 2024
Contributed by Lukas
In this episode, we are joined by Martin Hawes, one of New Zealand's most trusted financial commentators and authors. Here Martin shares the prin...
Are Baby Boomers about to kill the property market? ⎜ Ep. 1708
15 May 2024
Contributed by Lukas
In this episode, we discuss the demographic changes happening in New Zealand and whether Baby Boomers are about to kill the housing market. This incl...
Buy a house with $0 cash – The No Cash Needed method ⎜ Ep. 1707
14 May 2024
Contributed by Lukas
In this episode, we discuss the No Cash Needed Method. This is where you can buy a house with $0 of cash. We walk through a case study of where Ed b...
Our honest advice for getting financial freedom ⎜ Ep. 1706
13 May 2024
Contributed by Lukas
In this episode, we discuss our honest advice for achieving financial freedom. This includes how to create a plan, set goals, and find out if you'...
What's a good yield? Updated Figures [2024] ⎜ Ep. 1705
12 May 2024
Contributed by Lukas
In this episode, we discuss what a good gross yield is for property investors in 2024. We look at data from TradeMe and OneRoof to figure out what yie...
Case Study Sunday – "I own 4 properties at 38" ... How Dave did it ⎜ Ep. 1704
11 May 2024
Contributed by Lukas
In this episode, we are joined by Dave from Hamilton. At just 38 years old, Dave already owns 4 properties. He talks us through how he did it, the st...
"I lost $10k from one bad decision" ⎜ Ep. 1703
10 May 2024
Contributed by Lukas
In this episode, we discuss how this investor lost $10k from a single bad decision. We share how this investor tried to find the perfect tenant possi...
Where is my money going? Ed + Andrew read their bank statements ⎜ Ep. 1702
09 May 2024
Contributed by Lukas
In this episode, we discuss where our money is going. This includes what we spend money on and what we can cut back on. We read out our credit card a...
Are all Kainga Ora tenants gang members? ⎜ Ep. 1701
08 May 2024
Contributed by Lukas
In this episode, we discuss who Kainga Ora tenants are and share their real stories. This includes how Kainga Ora properties impact surrounding prope...
Easier to get a mortgage? New rules coming soon (CCCFA) ⎜ Ep. 1700
07 May 2024
Contributed by Lukas
In this episode, we discuss the new CCCFA mortgage rules that have just been announced by the National government. We go through what the rules mean, ...
Cheaper to build + renovate property? What the government's building changes mean ⎜ Ep. 1699
06 May 2024
Contributed by Lukas
In this episode, we are joined by Kyle Brookland from Informed Inspections – a property inspection company. Kyle discusses the new building change...
Revealed: When will I die? Actual numbers revealed ⎜ Ep. 1698
05 May 2024
Contributed by Lukas
In this episode, we discuss how long we will live, and when we'll die. This is based on numbers from Stats NZ that estimate how long we'll li...
Case Study Sunday – "My Financial Adviser Fooled Me" – Livii ⎜ Ep. 1697
04 May 2024
Contributed by Lukas
In this episode, we have another Case Study Sunday. Today we are joined by Livii, a property investor from Wanaka. Livii shares her story, starting w...
How to make money in your 20s vs 30s vs 40s vs 50s ⎜ Ep. 1696
03 May 2024
Contributed by Lukas
In this episode, we discuss how to manage your money mindset across your lifetime. This includes the mindset you should have in your 20s vs your 30s,...
Moving overseas as a property investor? – Don't forget these 4 things ⎜ Ep. 1695
02 May 2024
Contributed by Lukas
In this episode, we discuss the 4 things you need to think about as a Kiwi property investor if you're moving overseas. This includes what to thi...
Xero vs Excel vs Hnry – Top 3 best accounting software for property investors ⎜ Ep. 1694
01 May 2024
Contributed by Lukas
In this episode, we compare the top 3 best accounting systems and software for property investors. This includes comparing Xero with Excel vs Hnry. ...
House sold for $1 – do one-dollar reserve auctions work? ⎜ Ep. 1693
30 Apr 2024
Contributed by Lukas
In this episode, we discuss the house that sold for just a single dollar. This includes a discussion of $1 reserve auctions and whether they really wo...
Should I Pay Down Debt vs Invest – Live Case Study ⎜ Ep. 1692
29 Apr 2024
Contributed by Lukas
In this episode, we discuss a case study of whether this couple should pay down debt or invest. We dig through their numbers, consider their goals an...
Revealed: Do houses with more land go up in value faster? ⎜ Ep. 1691
28 Apr 2024
Contributed by Lukas
In this episode, we discuss whether properties with more land get more capital growth and go up in value faster. This is based on a new data from Cor...
Case Study Sunday – We 2.5x our income by moving to Australia – Tamati and Liana ⎜ Ep. 1690
27 Apr 2024
Contributed by Lukas
In this episode, we are joined by Tamati and Liana to talk about their property investment journey. They share how they 2.5x their incomes by moving ...
6 years of changes in 6 months – Do you realise how much is going on? ⎜ Ep. 1689
26 Apr 2024
Contributed by Lukas
In this episode, we discuss the big changes that are happening in the property market. This includes tax changes, tenancy law changes, lending change...
Buyers market vs sellers market – what's the difference? ⎜ Ep. 1688
25 Apr 2024
Contributed by Lukas
In this episode, we discuss the differences between buyers and sellers markets. This includes how to tell whether it is currently a buyers or a selle...
New inflation data – The good and bad news ⎜ Ep. 1687
24 Apr 2024
Contributed by Lukas
In this episode, we discuss the latest inflation data. Inflation has fallen to 4%. That's good. but domestic inflation is still high. What does i...
Buying vs investing in property – what's the difference? ⎜ Ep. 1686
23 Apr 2024
Contributed by Lukas
In this episode, we discuss the differences between buying a property vs investing in property. We share how – as a property investor – you nee...
Buying and selling off-market – is it a good idea? ⎜ Ep. 1685
22 Apr 2024
Contributed by Lukas
In this episode, we discuss buying and selling properties off-market. This includes the pros and cons for both sellers and buyers. This is to give yo...
The Property Clock: how to time the market (the right way) ⎜ Ep. 1684
21 Apr 2024
Contributed by Lukas
In this episode, we discuss the property clock. This is a classic model investors use to understand the property cycles and what might happen next in...
Case Study Sunday – "$50k passive income in 7 years" with Hannah Presswood ⎜ Ep. 1683
20 Apr 2024
Contributed by Lukas
In this episode, we are joined by Hannah Presswood for another Case Study Sunday. Hannah shares the story of how she started investing in property .....
Interest rates vs house prices – should I wait for interest rates to come down before I invest in property? ⎜ Ep. 1682
19 Apr 2024
Contributed by Lukas
In this episode, we compare interest rates and house prices. We specifically look at the numbers to see whether you should wait for interest rates to...
How to set the right rent for your investment property ⎜ Ep. 1681
18 Apr 2024
Contributed by Lukas
In this episode, we discuss the Right Rent system. This comes from Ed and Andrew's book – Wealth Plan. It includes the exact process that you ...
Government announces 'Pet Bonds' – what property investors need to know ⎜ Ep. 1680
17 Apr 2024
Contributed by Lukas
In this episode, we discuss the government's most recent change to the tenancy laws. This includes details about the policy of pet bonds. Soon, ...
Bonus: New Tax Rules For Kiwi Property Investors [2024] - Webinar audio
16 Apr 2024
Contributed by Lukas
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'New Tax Rules For Kiwi Property...
Should property investors lower their rent? The morals of property ⎜ Ep. 1679
16 Apr 2024
Contributed by Lukas
In this episode, we discuss whether property investors have a moral obligation to lower their rents when the tax rules change. National's tax cut...
The accidental capital gains tax (Tainting). Where investors go wrong ⎜ Ep. 1678
15 Apr 2024
Contributed by Lukas
In this episode, we discuss tainting and when property investors accidentally need to pay tax on their capital gains. This is particularly important ...
Property developers – how to get your projects off the ground ⎜ Ep. 1677
14 Apr 2024
Contributed by Lukas
In this episode, we discuss how property developers can get their projects off the ground. This includes which buyers to target, how to get pre-sales...
Case Study Sunday – Joe buys NZ houses from the USA ⎜ Ep. 1676
13 Apr 2024
Contributed by Lukas
In this episode, we are joined by Joe, a German who lives in the USA, who is currently investing in NZ property. Joe walks us through why he made the ...
How long does a property cycle last? Auckland vs rest of NZ ⎜ Ep. 1675
12 Apr 2024
Contributed by Lukas
In this episode, we discuss how long a property cycles lasts in New Zealand. We compare property cycles in our major centres vs the regions and share...
Property maintenance - how much does it cost? ⎜ Ep. 1674
11 Apr 2024
Contributed by Lukas
In this episode, we discuss how much investors should spend on property maintenance per year. We go through a couple of examples to show you how much...
How to get the money to flip properties – Basecorp ⎜ Ep. 1673
10 Apr 2024
Contributed by Lukas
In this episode, we discuss how Kiwis can get the money to flip properties. For this we are joined by John Moody, Chief Financial Officer at Basecorp...
How much more expensive are New Builds vs existing homes? ⎜ Ep. 1672
09 Apr 2024
Contributed by Lukas
In this episode, we discuss how much more expensive New Builds are compared to existing properties. This is based off new data released from CoreLogi...
Jargon Buster: Freehold vs cross lease vs unit title vs leasehold ⎜ Ep. 1671
08 Apr 2024
Contributed by Lukas
In this episode, we discuss different ways of owning land in New Zealand. We cut through the jargon to let you know what terms like freehold, cross l...
How to buy a house with 10% deposit – and what's the catch? ⎜ Ep. 1670
07 Apr 2024
Contributed by Lukas
In this episode, we discuss whether it's possible to buy a property with a 10% deposit. We talk about who can get access to this low deposit lend...
Case Study Sunday – How Helena and Harish are handling high interest rates ⎜ Ep. 1669
06 Apr 2024
Contributed by Lukas
In this episode, we are joined by Helena and Harish to discuss their property investment journey. This includes how they are handling today's high...
Can I negotiate a cheaper house price in Winter? ⎜ Ep. 1668
05 Apr 2024
Contributed by Lukas
In this episode, we discuss how the weather impacts the property market. This includes all of the seasonal impacts on the property market. We look a...
How much vacancy will I have? How often won't I have a tenant? ⎜ Ep. 1667
04 Apr 2024
Contributed by Lukas
In this episode, we discuss how much vacancy property investors should expect. This includes how often you won't have a tenant and therefore how ...
Tiny Homes – Do they stack up as a good investment? ⎜ Ep. 1666
02 Apr 2024
Contributed by Lukas
In this episode, we discuss tiny homes and whether they stack up as a good investment. This includes how much tiny homes cost, what the interest rate...
Is Adrian Orr The Worst Reserve Bank Governor Ever? ⎜ Ep. 1665
02 Apr 2024
Contributed by Lukas
In this episode, we are joined by Matthew Gilligan from Gilligan Rowe and Associates to discuss the legacy of Adrian Orr. This includes whether Adria...
Protect Yourself from Property Disaster with Trusts – Matthew Gilligan ⎜ Ep. 1664
01 Apr 2024
Contributed by Lukas
In this episode, we are joined by Matthew Gilligan from Gilligan Rowe and Associates. Matthew discusses how to protect yourself from property investme...
How to buy the house your tenants want [Free tool] ⎜ Ep. 1663
31 Mar 2024
Contributed by Lukas
In this episode, we discuss how to buy the house your tenants want. This includes giving you our new Opes Tenant Tool. You can use this to figure out...
Case Study Sunday – Tauranga couple invests for the future (Kate and Sean) ⎜ Ep. 1662
30 Mar 2024
Contributed by Lukas
in this episode, we are joined by Kate and Sean to talk about their property investment journey. We talk about what it's all for, and what they w...
Airbnb review: Should I turn my investment property into an Airbnb? ⎜ Ep. 1661
29 Mar 2024
Contributed by Lukas
In this episode, we discuss whether you should turn your investment property into an Airbnb. We run the numbers on one of Ed's properties to see ...
3x your retirement income [Case study] ⎜ Ep. 1660
28 Mar 2024
Contributed by Lukas
In this episode, we discuss a case study of a property investor who is already retired. He owns a $1 million property without a mortgage, but he only...