When you look at your budget, does it spark joy? If you aren’t already living on a budget, the most important thing you can do for you and your family right now is to make one. Or if it’s been a while since you looked at your numbers, now is the time to adjust. In this episode of The Rachel Cruze Show, you’ll learn: Three ways to refresh your budget How Alex and Todd paid off $16K of debt in just nine months How to organize the messiest rooms in your house Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: — Zander Insurance Resources (everything mentioned in this episode): Zander Insurance EveryDollar Learn about the 7 Baby Steps here 14-Day Money Finder Total Money Makeover Financial Peace University Give Other People Hope Womansday.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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