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The Ramsey Show

Don’t Give All Your Money to Banks and Wonder Why You’re Broke

02 Apr 2025

Transcription

Should you be concerned about potential financial fraud in a relationship?

17.938 - 48.953 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create actual, amazing relationships. Rachel Cruz, number one best-selling author, host of The Rachel Cruz Show, and Smart Money Happy Hour co-host. My daughter is my co-host today. Open phones at 888-825-5225. Cody is in Boston. Hey, Cody, what's up?

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50.233 - 54.676 Cody

Hi, Mr. Ramsey and Mrs. Cruz. Thanks for having me on. Sure. I hope the cruise went well.

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55.136 - 56.577 Dave Ramsey

It did. It was fabulous.

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56.597 - 57.357 Cody

Great. It was good.

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57.417 - 57.998 Dave Ramsey

We missed you.

59.619 - 85.032 Cody

Hopefully next year. So I have a question. I'm planning on proposing to my girlfriend here coming up soon. Um, but back in November she told me that her father had transferred all of her parents investments to her so that her sister could get a larger financial aid package. I basically said to not tell me anything more because I think this might be fraud.

85.952 - 103.158 Cody

Um, she said her dad talked to someone and he said it was all fine. And then a month ago I went to ask for hand to her parents. They said yes, but her dad kind of led me into saying that I would be willing to sign a prenup and he doesn't know that I know about the asset transfer.

104.058 - 128.554 Cody

Then last weekend I brought up the situation saying that I wasn't comfortable combining finances and signing marriage papers with these assets and putting my name under them. Again, she tells me their dad said it's above board, but I felt like it was maybe fraud. I told her that if she went to a lawyer and basically had him call me and said that it was a call above board, I'd be fine with it.

130.075 - 136.779 Cody

But I just kind of wanted to get your opinion on this. Is it fraud or am I just kind of being paranoid about this?

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