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The Ramsey Show

Money Stress Isn’t Always About Money

18 Apr 2025

Description

πŸ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan πŸ“± Watch the full episode for free in the Ramsey Network app. While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday! Rachel Cruze & John Delony answer your questions and discuss: β€˜My parents are threatening to kick me out?’ 'My girlfriend moved in but doesn't have a job’ β€˜I took my brother's job after he got fired.’ β€˜Why am I jealous of other people's income?' β€˜Living paycheck-to-paycheck making $300K’ β€˜I can't afford rent, what can I do?’ Next Steps: βœ… Help us make the show better by taking this short survey! πŸ“ž Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.Β  πŸ’΅ Start your free budget today. Download the EveryDollar app! πŸ›’ Get your copy of Build a Business You Love today 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: πŸ›’ Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp πŸ“±Go to Boost Mobile to switch today! πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial πŸ’Έ To find out more about student loan refinancing, check out Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸŽ₯ Get your tickets for The Chosen Season 5! πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: πŸ’Έ The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’° George Kamel πŸͺ‘ Front Row Seat with Ken Coleman πŸ“ˆ EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

0.256 - 19.396 Dave Ramsey

Hey guys, this is Dave Ramsey from the Ramsey Show podcast. If you're sick of money stress and tired of living paycheck to paycheck, we're here to help. Check out our latest episode streaming now on Amazon Music. Brought to you by the EveryDollar app. Start budgeting for free today.

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25.695 - 46.483 Rachel Cruze

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I am Rachel Cruz, hosting this hour with my good friend and best-selling author, Dr. John Deloney. And we are answering your questions about life, money, relationships, career, anything. and everything.

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46.583 - 58.555 Rachel Cruze

So give us a call at 888-825-5225. All right, we're going to go to the phones and is it Torin from Boston? Hey, welcome to the show.

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60.357 - 61.879 Torin (Caller, Boston)

Hey guys, thank you guys for taking my call.

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62.139 - 64.081 Rachel Cruze

Absolutely. Is it Torin? Did I get that right?

65.202 - 66.223 Torin (Caller, Boston)

Yep, that's perfect.

66.404 - 67.425 Rachel Cruze

Awesome. What's up?

69.338 - 87.069 Torin (Caller, Boston)

Uh, so I'm an 18 year old and I'm a senior in high school this year. And I wanted pretty much advice on what to tell my parents about college. I've been watching you guys for a while now. And, uh, I know the biggest thing was, you know, don't go into debt. Don't take out loans. If you can try and cashflow it. So I figured I would want to go to a cheaper school. I was in Massachusetts.

87.149 - 106.935 Torin (Caller, Boston)

So it's a community college is free. So I figured I would go there and I could transfer to a state school where, uh, it's an a hundred percent acceptance rate after out of the community college I want to go to. And, um, My parents were very against this idea. They wanted me to go play a sport in college and go to a private university. They told me, like, that doesn't matter.

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