📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "How do I get out of $520K in mortgages that my deceased father took out in my name?" "My wife told me she wants a divorce. Should we stop paying off debt?" "How specific should a budget be?" "Should I pay off my HELOC in Baby Step 1 or 6?" "I can't get life insurance due to a heart transplant so should I invest more instead?" "I've been stuck on Baby Step 1 for three years. How do I stabilize my finances?" "My husband and I disagree on how to pay for our beach house. What should we do?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today 🏠 Get organized and prepared to buy or sell a home. 💰Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 💵 Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Full Episode
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From Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Camel, joined by my good friend and Ramsey personality, Jade Warshaw. We're taking your calls at 888-825-5225. That's the only way to get on this show. I mean, I guess you could email in, but good luck. The pile is high.
Take a bribe.
Jade is apparently taking bribes. You can Venmo Jade to get your question to the front of the line. We kid, but it's not a terrible idea. Amanda's going to kick us off in Calgary. What's going on, Amanda? How can we help today? Hi. Hi, guys. How are you doing today? Doing great.
Good. Yeah, I'm calling to see. My father passed away last July, and when I was backpacking about 15 years ago, we created a power of attorney to kind of protect me when I was traveling, as I had one experience where all my stuff got stolen. What I didn't know was that over the last 15 years, he had taken out about $520,000 worth of high-interest mortgages. In your name? In my name. Wow.
That feels like fraud to me.
Yeah. So, yeah, I'm just kind of at first it was one of those things where I just didn't know if I should go to to the courts for that because I was defensive and protecting my father. But since now it's been almost a year and it's not really been cleaned up at all. And I'm kind of not sure what to do financially.
Oh, gosh. So have you you have reported it or not yet? I haven't.
No.
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