Menu
Sign In Pricing Add Podcast
Podcast Image

The Ramsey Show

You Won't Win With Money If You're Not Aligned With A Plan

20 May 2025

Description

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 ⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠ Rachel Cruze and Jade Warshaw answer your questions and discuss: "How do I teach my daughter good money skills?" "My wife doesn't want us to invest in the stock market, how do I convince her to do this?" "My fiancée won a medical malpractice lawsuit and will get $1.3 million, how should we use this money?" "Would it be a financial mistake to move to an expensive area in order to train in a prestigious program?" "My fiancée is concerned about the terms in our prenup, how do we work through this?". Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ ❤️‍🩹 Get trusted insurance coverage that fits your budget. 🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

5.348 - 8.905 Dr. John Deloney

brought to you by the EveryDollar app. Start budgeting for free today.

0

13.849 - 31.204 Rachel Cruze

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I am Rachel Cruz hosting this hour with my good friend and best-selling author, Jade Warshaw, and we are here to answer your questions.

0

31.304 - 47.336 Rachel Cruze

So give us a call at 888-825-5225, and we'll be talking about your life, your money, relationships, career, anything and everything. All right, first up, starting us off, we have Joseph in Boston. Hey, Joseph, welcome to the show.

0

47.356 - 50.437 Dr. John Deloney

Thank you so much. Thanks for taking my call.

0

50.737 - 51.797 Rachel Cruze

Absolutely. How can we help?

53.318 - 65.083 Dr. John Deloney

Well, so my wife and I, future Baby Step Millionaires, started on these about a couple months ago. And we also had our first daughter about five months ago.

65.123 - 66.124 Rachel Cruze

Congratulations.

67.386 - 93.935 Dr. John Deloney

Thank you so much. Thanks be to God. It was waiting quite a while. Oh, that's great. So my question is, I kind of came to a revelation in the discussion with my sister the other day about how all of us siblings are kind of not very good with money, haven't been historically just disciplined with money. And it's weird because we both had very frugal TPA, CFO parents.

94.753 - 115.775 Dr. John Deloney

And so it kind of tells me that just being good with money isn't enough to kind of impart that. I love my parents. I'm not blaming them for everything. But just something about our childhood, we just didn't get that knowledge kind of instilled enough in that discipline, in that prudence with money. And I'm just kind of wondering, I kind of want to break the cycle.

Comments

There are no comments yet.

Please log in to write the first comment.