A Property Buyers Key Steps

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Aussie Real Estate Podcast 8 min 3 speakers 8 chapters transcribed 2 months ago
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What is the main topic discussed in this episode?

ANZ Home Loans Station Announcer 0:02
It's The Real Estate Podcast brought to you by Ray White, the largest real estate and property group in Australasia.
Craig (Host) 0:09
And welcome to another episode of The Real Estate Podcast. Well, 2022 is here and hopefully this is going to offer you some opportunities financially in the property market. We know it's a hot market, which translates to competitive market and a competitive market translates to paying more for what you want unfortunately and anyone who thinks that they can short the process would be enacting an houdini trick and we would welcome them onto the podcast because we're all going to be interested to know how they did that But there is a process everyone has to follow. But where you can be a lot more organized when it comes to buying a property is to know all of the ins and outs of streamlining the process.
Craig (Host) 0:57
And that's where a buyer's agent might be where you look to.

How can a buyer's agent streamline my property purchase process?

Craig (Host) 1:01
So joining us right now is Rich Harvey from Property Buyer. Rich, welcome to the Real Estate Podcast. I know it's the first time that we've spoken. It's great to have you on.
Rich Harvey 1:12
Thank you so much, Craig. Pleasure to be on board.
Craig (Host) 1:14
And like anything in life, you know, people always try and short the process, don't they? And being a property buyer, I would imagine that sometimes you might be called in to do a mopping up exercise, you know, like the buyers weren't organized and They've then decided, let's recalibrate all of this. And then you are swung into action.
Rich Harvey 1:40
That's right. Look, sometimes we're called in at the last minute to try and do mop-up operations where people have really done a botched job of a negotiation or an assessment of a property. And other times we're called in right at the beginning. But I think the important thing, Craig, for any buyer out there is to just use the old adage of be prepared. You know, buying a property is not like buying a loaf of bread or a pair of shoes. It's the most important financial asset you are ever going to buy in your lifetime.

Why is being prepared and getting pre-approval the first step in buying property?

Rich Harvey 2:06
And most people don't do it very often, probably every seven to 15 years on average. So it certainly pays to get good advice and to get the right sort of help in that process.
Craig (Host) 2:17
You know, I was talking to somebody the other day on the podcast and we made this analogy and that is that it seems like for whatever reason at the moment, there can be more time spent at looking at buying a car than, you know, looking at a property.
Rich Harvey 2:34
You're absolutely right. A lot of people spend more time planning their annual holidays than they do buying their own property. And I think if any buyer puts the right amount of time into it, they're going to get a better result than just leaving it to chance. I mean, the things that a buyer should typically do when they're thinking about buying a property is firstly get pre-approved. That's the first thing. Before you go shopping for a property, Know your budget, talk to your broker. And I recommend using a broker because they can do all the running around to all the banks to get the best deal.

How should I create a property wishlist with deal-breakers and desirables?

Rich Harvey 3:01
And then you know what you've got to play with. And then the second thing you've got to do is actually write down your wishlist. And you've got to write down your most essential criteria and your desirable criteria. So write down the things that are a deal breaker and the things that aren't a deal breaker. Because a lot of people just jump onto real estate domain or domain and then start searching and think, well, that's a nice one. Let's go and have a look.
Craig (Host) 3:22
Yeah, the impulsive, let's go and check this property out. It's almost a social thing to do for many people. I've been at the odd dinner party where someone is giving a bit of a breakdown on some of the houses that they have seen across a weekend. So we do need to be more strategic and smart about how we engage with a new property.

What does a suburb profile report show and why does it matter to buyers?

Craig (Host) 3:45
So what's the first step buyers should do?
Rich Harvey 3:48
So first step is get your finance, organise what we call the property brief. And then what I do for our clients is we prepare what's called a suburb profile report. We give them some information on properties that have recently transacted literally in the last two to three months.

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