Most people think rate cuts will save them—but the truth is, we’re already out of runway.Rich sits down with Kenny Simpson, capital markets expert and founder of KBS Lending, to break down what’s really happening in the economy heading into 2026. From record-high credit card debt to collapsing liquidity and mass layoffs, Kenny shares why most Americans are one unexpected bill away from disaster—and how savvy investors are quietly positioning for the biggest buying window in years.They cover:What’s really driving the Fed’s rate cuts and when to expect the next oneWhy the job market has been the only thing holding the economy togetherHow car repossessions and consumer credit reveal a brewing crisisWhy 2026 could trigger both a refi boom and a wealth resetThe smartest plays for investors during a high-rate, low-liquidity economyIf you’re serious about building wealth while everyone else is tightening their belts, this episode will show you exactly how to play the coming reset.Let’s go. Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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