Send us a textIn Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:- I can’t give up my bougie membership- I don’t feel as financially free as I should doWe celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸If you’d like to share your money win, head to the community in the Financielle app or email [email protected] your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.Sign up and combine your pensions here 🐝Chapters:00:00 Introduction and Initial Thoughts on Bougie Spending00:26 Welcome to The Vault00:48 Fun Facts and Personal Stories02:23 Controversial Opinions on Spending While in Debt03:26 Discussing Debt-Free Journeys and Spending Habits07:54 Dilemma: Bougie Membership and Debt11:40 Financial App Promotion12:18 Evaluating the Worth of Bougie Expenses15:18 Designer Labels and Financial Perspectives17:33 Designer Gifts Only17:54 Balenciaga Trainers Story19:03 Emergency Fund Success21:44 Planning for Financial Freedom23:49 Building and Growing Wealth27:31 Financial Health and Fitness30:33 Final Thoughts and Wrap-UpThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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