David Kramer and Theodore Nittis are the co-founders of Gemini Risk Partners. A former practicing attorney, David uses his legal background to assist law firms of all sizes with insurance placement, policy structuring, and risk management. David is a frequent speaker at law firm industry conferences including various state bar associations, and several IP law firm associations. Prior to entering the insurance industry over 15 years ago, David practiced law at prominent law firms in Washington D.C. and Detroit. David completed his undergraduate degree at the University of Michigan and his Juris Doctorate from George Washington University. Theodore is a nationally known risk management and claims advocacy resource as well as a former professional liability insurance coverage litigator. He works closely with Gemini's larger law firm clients and is responsible for claims handling and risk management consulting. He received his undergraduate degree from Albion College and his JD from Wayne State University. Connect with David and Theo: Website: www.geminiriskpartners.com Phone: 248.530.2470 LinkedIn: https://www.linkedin.com/company/gemini-risk-partners-inc./ Connect with Jon Dwoskin: Website: http://jondwoskin.com/ Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/Thejondwoskinexperience/ LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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