This is Money Podcast
Episodes
Should British investors worry about the US election?
16 Oct 2020
Contributed by Lukas
While the world worries about coronavirus, there is another decade-defining event going on – the US election. Will Donald Trump win a second term a...
Is Boris's 95% mortgage idea a wise move?
10 Oct 2020
Contributed by Lukas
The cornerstone of the Prime Minister's Conservative Party speech this week was turning Generation Rent into Generation Buy with state-backed 95% mort...
Can we keep our lockdown savings habit?
02 Oct 2020
Contributed by Lukas
Lockdown Britain has produced a nation of savers, ONS figures showed this week, with people salting away almost 30% of their disposable income on aver...
Will the Winter Economy Plan save jobs and how does it work?
25 Sep 2020
Contributed by Lukas
There won't be another budget this year. Instead, we had the Winter Economy Plan unveiled this week as fears over a second wave of coronavirus infecti...
How to make an offer and avoid overpaying for a home
18 Sep 2020
Contributed by Lukas
Britain is in the grip of a mysterious property mini-boom. Talk of a property market more buoyant than it’s been in years, of viewings and offers...
Could you fall victim to lockdown fraud?
11 Sep 2020
Contributed by Lukas
As if 2020 wasn’t already proving to be a painful enough year, fraud has soared in lockdown. Fraud victims are now losing at least £11.5million ...
What's behind the UK property and US shares lockdown mini-booms?
04 Sep 2020
Contributed by Lukas
The property market in the UK and the stock market in the US appear to be pulling off gravity-defying feats. The coronavirus crisis is still here, wa...
Do you know how your pension is invested – and what will happen to the triple lock?
28 Aug 2020
Contributed by Lukas
A large chunk of workers are unaware that their pension savings are invested in the stock market. When asked in a recent survey what they think hap...
Online supermarket battle intensifies with forthcoming M&S and Ocado tie-up
21 Aug 2020
Contributed by Lukas
Since the start of lockdown in March, more Britons have ordered supermarket shopping online to be delivered to their door to dodge the crowds and beat...
Is the coronavirus recession as bad as it looks?
15 Aug 2020
Contributed by Lukas
We are in the worst recession in living memory for the UK with GDP plummeting by 22.1 per cent in the first six months of 2020. But strange as it m...
Can you invest for profit and your money to do good? We talk socially responsible investing
13 Aug 2020
Contributed by Lukas
Can you make a profit and get your money to do some good? The stereotypical image of the stock market and investing isn’t one of caring about t...
Are negative interest rates off the table?
07 Aug 2020
Contributed by Lukas
Interest rates may have been slashed to the bone in the wake of the coronavirus crisis but the threat of a dive into negative rates has remained. T...
Is this the end of summer holidays? The pain in Spain and what happens next
31 Jul 2020
Contributed by Lukas
After a great deal of fuss about air bridges and people being able to go on summer holiday, things suddenly changed last weekend. A swift about t...
How to start investing and grow your wealth
24 Jul 2020
Contributed by Lukas
Over the long-term investing in the stock market has proven to be the best way to beat inflation and grow your wealth. But how do you know when the t...
Will the Government tinker with capital gains tax to help pay the coronavirus bill?
17 Jul 2020
Contributed by Lukas
The Chancellor has ordered an urgent capital gains tax review which could hit many homeowners and investors, depending on the outcome. With Rishi S...
Will a stamp duty holiday and Rishi's rescue be enough?
10 Jul 2020
Contributed by Lukas
The showstopper was a big stamp duty cut, the important element was about keeping jobs afloat, and the rabbit out of the hat was a great British meal ...
The self-employed excluded from the coronavirus rescue
04 Jul 2020
Contributed by Lukas
The Chancellor’s coronavirus rescue plan for the British economy has been bold and big, but one important part of the workforce feels somewhat hard ...
Has lockdown left you with more money to save or struggling?
26 Jun 2020
Contributed by Lukas
In an unpredicted turn of events, the coronavirus lockdown has been good for some when it comes to their bank balances. People collectively tucked ...
Are banks triggering a mortgage credit crunch?
19 Jun 2020
Contributed by Lukas
Banks and building societies have been slashing their mortgage ranges for those with smaller deposits. The number of mortgages available for those ...
The rise of the lockdown investor - tips to hunt for better returns
12 Jun 2020
Contributed by Lukas
Stock markets crashing tend to put savers off investing in shares, but there has been a sizeable rise in new investors in Britain during lockdown, rep...
Are electric bikes and scooters the future of transport after coronavirus? (Or will it just be cars?)
05 Jun 2020
Contributed by Lukas
Since lockdown began in March, there has been a huge uptick in cycling and walking, as people got out and about while staying at home. But while ...
Are we all going on a summer holiday?
29 May 2020
Contributed by Lukas
It's nearly June, the sun is shining, and right about now people would usually be eagerly anticipating summer breaks they’ve booked, or planning whe...
Could your savings rate go negative?
23 May 2020
Contributed by Lukas
The threat of negative interest rates is looming large for savers. This week, a government bond auction saw UK gilts sold at a negative rate for th...
How many state pensions have been underpaid? With Steve Webb
15 May 2020
Contributed by Lukas
A This is Money investigation has revealed a string of women who have been underpaid their state pension, but are they just the tip of an iceberg? ...
Santander's 123 chop and how do we pay for the coronavirus crash?
11 May 2020
Contributed by Lukas
The latest Santander 123 account rate cut, trying to turn a profit on mortgage holidays, how we pay for the coronavirus crisis and furlough scheme an...
Is the Fomo rally the real deal, or will shares fall again?
01 May 2020
Contributed by Lukas
It’s been called the Fomo rally, as shares picked themselves up off the floor after a diabolical March and bear markets turned bullish. The FTSE ...
Meaning Business: Craig Wilson on the Ventilator Challenge and Williams Advanced Engineering
29 Apr 2020
Contributed by Lukas
Meaning Business is a new podcast series, where Simon Lambert speaks to people from the world of business, who are doing interesting, innovative and m...
Is investing instead of saving worth the risk?
24 Apr 2020
Contributed by Lukas
Should you save cash and accept low interest rates, or invest and take the risk that you could lose money? This is the perennial dilemma for those ...
How bad will recession be and what will recovery look like?
19 Apr 2020
Contributed by Lukas
The economic destruction of the coronavirus crash was laid bare in reports from the Office of Budget Responsibility and IMF this week. Lockdown has...
The looking for good news episode
10 Apr 2020
Contributed by Lukas
It can be tough to find good news at the moment but on this special Easter podcast we go looking for some. And amid the coronavirus gloom, there ar...
Is furloughing workers the best way to save jobs in the coronavirus crisis?
03 Apr 2020
Contributed by Lukas
Every year Collins Dictionary chooses its word of the year and just three months into 2020, it feels like coronavirus might be a shoe-in for the title...
Will coronavirus sink the property market?
27 Mar 2020
Contributed by Lukas
Britain is on lockdown and so is the property market. The Government has told people not to move home while the coronavirus lockdown is on, and the...
Will helicopter money save us from the coronavirus crisis?
20 Mar 2020
Contributed by Lukas
Britain has been told to stay at home, pubs have been ordered to shut and you’re not even allowed to go to the gym instead. The coronavirus crisi...
The Budget, the base rate cut and the stock market crash
13 Mar 2020
Contributed by Lukas
Well, what a week. We've had a Budget, a 0.5 per cent base rate cut and stock markets going haywire thanks to coronavirus and oil price crashes. Wh...
Does Nationwide's savings lottery show there's still life in the cash Isa?
06 Mar 2020
Contributed by Lukas
Every year, between March and April, there used to be a cash Isa season. Banks and building societies clambered over each other in the race to top the...
Making the Money Work: Shappi Khorsandi on getting comedy to pay the bills?
03 Mar 2020
Contributed by Lukas
On this episode of Making the Money Work podcast, comedian Shappi Khorsandi joins Andi Peters and Simon Lambert to discuss how she built a career in ...
Bull markets don't die of old age, but do they die of coronavirus?
28 Feb 2020
Contributed by Lukas
Bull markets don't die of old age, we've been told countless times in recent years, but do they die of coronavirus? That is the question that rattl...
NS&I and Marcus Bank cut rates - what's the point of saving?
21 Feb 2020
Contributed by Lukas
This week, savings have been in the spotlight with National Savings and Investments cutting rates on a number of its offerings, including popular Prem...
Making the Money Work: How to make being a comedian, writer and podcaster pay with Tessa Coates and Stevie Martin
18 Feb 2020
Contributed by Lukas
From hosting their podcast Nobody Panic, to being in comedy trio Massive Dad, writing scripts and articles, and putting on Edinburgh shows, Stevie and...
Will the new Chancellor give pension tax relief the chop? This is Money podcast
14 Feb 2020
Contributed by Lukas
This week started with rumours of a pension tax relief cut and mansion tax, saw the Chancellor fall on his sword, and ended with people none the wiser...
Are you ready for an electric car? From range anxiety, to Tesla’s boom, and how to buy at 40% off
07 Feb 2020
Contributed by Lukas
Would you swap your car for an electric one? If the government gets it way, soon many more of us will have to. The proposed ban on selling new petr...
Making the Money Work: Alastair Humphreys on how to fund a life of adventure:
04 Feb 2020
Contributed by Lukas
How do you decide to become an adventurer? For Alastair Humphreys, the decision in his twenties stemmed from his love of a challenge, the outdoors and...
It's Brexit Day, so what happens next?
31 Jan 2020
Contributed by Lukas
It’s Brexit Day – and whether you voted leave or remain, are celebrating, or commiserating, we wish you a happy one. After 11pm on Friday 31 Ja...
Are tax returns too taxing - and could you not know you need to do one?
24 Jan 2020
Contributed by Lukas
Are tax returns too taxing, why did new overdraft rules backfire, are challenger banks biting and what are the cars that hold their value best? We an...
Making the Money Work: Boxer Anthony Ogogo on what happened after the London Olympics
21 Jan 2020
Contributed by Lukas
In this second Making the Money Work episode, Andi Peters and Simon Lambert talk to Olympic bronze medal winner and former professional boxer Anthony ...
Has Santander signalled the end of current accounts with benefits?
17 Jan 2020
Contributed by Lukas
Santander is to cut the rate of interest customers can earn with its 123 current account. It will mean one of Britain's most popular accounts will ha...
Is this the plan that will finally help savers?
10 Jan 2020
Contributed by Lukas
Savers had a resoundingly duff deal over the decade that just ended, as they paid the price for the borrowing binge that proceeded it. Understand...
Making the Money Work: Kiko Matthews on how you fund rowing the Atlantic
07 Jan 2020
Contributed by Lukas
This bonus podcast episode is from This is Money's new special series Making the Money Work, in partnership with the Financial Services Compensation ...
The biggest financial stories of 2019
20 Dec 2019
Contributed by Lukas
Does Woodford trump Brexit and the election, were you more concerned about the wealth gap, or do all those pale into insignificance next to the challe...
Does the Boris bounce have legs? What the election means for your finances
13 Dec 2019
Contributed by Lukas
The stock market and the pound bounced as Boris Johnson claimed his 80 seat majority in a better-than-expected election win. But will the honeymoon pe...
Are the rich really getting richer and poor becoming poorer?
06 Dec 2019
Contributed by Lukas
The combined wealth of British households is up 13 per cent between 2016 and 2018 - with the average standing at £286,600. But it's not all about ...
What does the election mean for your finances?
29 Nov 2019
Contributed by Lukas
Will this election really prove to be about Brexit? That issue was predicted to define the vote, but while each party’s Brexit stance will be a...
How does Labour plan to raise taxes and spend?
22 Nov 2019
Contributed by Lukas
Labour's election manifesto has been revealed and it involves a huge £82.9billion spending spree – to be funded by a similar tax rise. It outlin...
What would you spend a lottery win on? It could be you (but it probably won't)
17 Nov 2019
Contributed by Lukas
It could be you. It probably won't, of course, but maybe, just maybe, it could be. That's the attraction of Britain's lottery for its millions of...
Motoring special: Buying electric cars and are insurers gaming drivers?
08 Nov 2019
Contributed by Lukas
What’s the best new or used electric car on the market, would buying your insurance on the day you need it drive up the price, and does London’s d...
How to burglar proof your home with thefts soaring in the winter months
01 Nov 2019
Contributed by Lukas
Insurance claims for burglary rise by a third in the winter months and sometimes it can be down to households not doing basic checks. This week, ...
Does loyalty pay? As Nationwide axes its savings rewards and Tesco brings in paid-for Clubcards, we take a look
25 Oct 2019
Contributed by Lukas
What's the difference between loyalty and inertia? Do we get too little reward for the former and show too much of the latter when it comes to shoppin...
Will investors benefit from Woodford being axed and what happens next?
18 Oct 2019
Contributed by Lukas
Neil Woodford's Equity Income Fund, which has locked in investors' money since June, will never reopen – the star fund manager has seen his empire t...
Does buying a property at auction really get you a good deal?
11 Oct 2019
Contributed by Lukas
If you want a good deal, an undervalued gem, or a fixer-upper to make money on - buy a home at auction. That's the common theory, but does it actua...
It's crunch time for Brexit, but should you protect your finances or try to profit?
04 Oct 2019
Contributed by Lukas
It’s crunch time for Brexit and things could go one of three ways. Theoretically, a no-deal Brexit shouldn’t be able to happen and the Prime Mi...
How much do you need to save into a pension?
27 Sep 2019
Contributed by Lukas
We are regularly told that we aren’t saving enough into a pension, but how much is enough? A recent report suggested that while auto enrolment ...
Is a tough property market the best time to buy a home?
20 Sep 2019
Contributed by Lukas
The best time to get a good deal on buying something is when other people don’t want to. That should theoretically make now a decent time to try ...
Should we rip up capital gains tax rules? And how to save 40% off a new car
13 Sep 2019
Contributed by Lukas
Entrepreneurs and investors pay less tax on their profits to reflect the risk they take. That’s the principle that lies behind capital gains ta...
Was that as good as it gets for savers this time round?
06 Sep 2019
Contributed by Lukas
Savers have been dealt a series of blows over the summer and the latest came this week with an NS&I cut, so was that as good as it gets this time ...
Those born in the 1980s are financially worse off than the generation before: are they really facing a state pension age of 75?
30 Aug 2019
Contributed by Lukas
This week, This is Money takes a look at a raft of inter-generation financial divide stories that have popped up in August. This includes why those...
Can consumer power help the planet? Green investing, eco-travel, electric cars and your own back yard
23 Aug 2019
Contributed by Lukas
It's fair to say environmental issues have moved to the forefront of the agenda in recent times – a large chunk of households in Britain are becomin...
Is there a recession looming, will the pound keep falling and what next for interest rates?
16 Aug 2019
Contributed by Lukas
The pound has been battered and bruised of late and it took another blow last week with gloomy news about the UK economy. With a no-deal potentiall...
Tricks ruthless scammers use to steal your pension revealed on the This is Money podcast – would you fall victim?
09 Aug 2019
Contributed by Lukas
If you think you're too savvy to fall victim to a pension scam - or any scam for that matter - you might want to think again. Almost half of 45-6...
Self-employed workers could soon see incomes hit thanks to tax changes – will you be one of them?
02 Aug 2019
Contributed by Lukas
Changes in tax rules that will be introduced next year could hit the income of anyone who's self-employed - such as IT experts and business consultant...
Will there be a Boris bounce or Brexit hangover? How the new PM could affect the pound in your pocket
26 Jul 2019
Contributed by Lukas
Out go Theresa May and Philip Hammond, in come Boris Johnson and Sajid David – will it result in your finances falling out of top gear, or going on ...
Who’s afraid of a no-deal Brexit? What the next PM taking us out Europe without a deal means for your money
19 Jul 2019
Contributed by Lukas
The threat of no deal is looming larger – just a few months after people had decided a softer Brexit was on the cards. This week we had the ...
Inheritance Tax is the most hated of all taxes – should it be overhauled?
12 Jul 2019
Contributed by Lukas
It's official: IHT is the country's most hated tax. That's according to the Office of Tax Simplification, who have been looking into the quirks of the...
What have we learnt from the Woodford fiasco - and will anything change?
05 Jul 2019
Contributed by Lukas
t’s been more than a month since Britain’s most high profile fund manager Neil Woodford was embarrassingly forced to close the doors to his flagsh...
Would you sign up to an estate agent offering to sell your home for free?
28 Jun 2019
Contributed by Lukas
The bumper fees we pay to estate agents to sell our homes are a common gripe, so what’s not to like about one that offers to do it for free? Yes,...
Will there be a mis-selling scandal over final salary pension advice?
21 Jun 2019
Contributed by Lukas
Two-thirds of savers are being told to abandon final salary pensions - and this is despite the Financial Conduct Authority saying that advisers should...
Upsize, downsize: Is swapping your home ever a good idea – and what are the pitfalls?
14 Jun 2019
Contributed by Lukas
Much is made of the difficulties faced by first-time buyers to get onto the property ladder, but less talked about is the problem facing second steppe...
What's gone wrong for fund manager Neil Woodford and retail mogul Sir Philip Green?
07 Jun 2019
Contributed by Lukas
It's been a rocky week to say the least for Britain's most recognisable fund manager Neil Woodford – he suspended trading in his flagship fund, leav...
Incorrect state pension forecasts means many face a poorer retirement – how big a problem is it?
31 May 2019
Contributed by Lukas
We often talk about good retirement planning being key to more secure and happier future – but what happens if the figures you were working on were ...
It might save you money but does the mortgage price war spell trouble in the future?
24 May 2019
Contributed by Lukas
The mortgage price war claimed a high profile victim this week as Tesco Bank scrapped lending. A great adventure into the world of banking - billed...
Would being richer make you happy?
17 May 2019
Contributed by Lukas
There’s an old saying that money doesn’t buy happiness, which is often swiftly countered with the suggestion that while this may be the case, havi...
Have you ever wanted to build your own home?
10 May 2019
Contributed by Lukas
Many people say they would like to have a crack at a Grand Design of their own – or even a more modest one – but finding somewhere to build it is ...
Would you pay more tax to make sure you get care in old age?
03 May 2019
Contributed by Lukas
Social care is a mounting problem for Britain but the issue is a can that has been kicked down the road repeatedly. Rather than tackle the fact that...
Is it possible to help the planet and save cash – and would a Prius make you happy?
26 Apr 2019
Contributed by Lukas
We haven't glued ourselves to train carriages, politician fences or the London Stock Exchange. No, this week's This is Money podcast opts for a less...
As TSB commits to refund all defrauded customers, will other banks follow suit – and should they?
18 Apr 2019
Contributed by Lukas
TSB says defrauded customers will now always get their cash back, which has piled pressure on other banks to do the same. But will they – and shou...
Are you one of the millions in line for a pay rise this tax year?
12 Apr 2019
Contributed by Lukas
There are three certainties in life. You know the drill. You’re born, you will die and you will listen to this podcast about tax. As another new...
Is the 8% return on your 'savings' really just a complex fraud?
05 Apr 2019
Contributed by Lukas
As we fast approach one fifth of the way through the 21st century, the world of finance is modernising in ways that would have been unimaginable a few...
It's not too late to sort your Isa or pension before the tax year ends
29 Mar 2019
Contributed by Lukas
The end of the financial year is looming - April 5 - and it means the clock is ticking if you haven't sorted your Isa or pension. Editor Simon L...
With gas boilers set to be banned in new builds, what will power our homes in the future?
22 Mar 2019
Contributed by Lukas
The Government wants to scrap gas boilers in new homes by 2025 – but what are the viable alternatives? And how much will they cost? This week, Thi...
Can Britain afford to pay MORE tax? Why the tax burden has hit its highest level since 1969
15 Mar 2019
Contributed by Lukas
With all the shenanigans in Westminster this week you could be forgiven for failing to register we had a Spring Statement at all – let alone clocked...
Is the cash Isa finally bouncing back – and is it still worth having?
08 Mar 2019
Contributed by Lukas
Put on your party hats, it's Isa season! After years in the doldrums could we have a proper Isa battle on our hands in 2019? Santander and Coventry ...
What would YOU do if you won a tidy windfall from the Premium Bonds?
01 Mar 2019
Contributed by Lukas
National Savings and Investments has launched Ernie 5.0 – its fifth generation machine that draws the Premium Bond numbers. It now takes just 12 m...
Would you challenge a will? Why inheritance disputes are on the rise
22 Feb 2019
Contributed by Lukas
A will may be considered the expression of someone’s last wishes, but more of them are being challenged. High property prices and increasingly com...
Is this the clock ticking on a slowdown in the UK economy, or are we primed for a Brexit bounce?
15 Feb 2019
Contributed by Lukas
Inflation has slipped to 1.8 per cent - below the 2 per cent target - and the Bank of England has downgraded the UK's growth prospects and indicated i...
How to start investing or become a smarter investor
01 Feb 2019
Contributed by Lukas
Investing has proven to be the best way to beat inflation and grow your wealth over the long-term, but how do you get started? And if you do already...
Everything you need to know about savings - and why you should ditch the big banks
25 Jan 2019
Contributed by Lukas
In part one of two This is Money podcast specials, we tackle savings. When savings are mentioned, the first thought that springs to mind for many is: ...
Boost for savers as CPI inflation falls to 2.1% - but the RPI controversy rumbles on
18 Jan 2019
Contributed by Lukas
Inflation is within a whisker of its long-term target of two per cent – does that mean an interest rate rise off the table in 2019? Assistant edit...
Trouble on the high street: The winners and losers of the Christmas battle
11 Jan 2019
Contributed by Lukas
Just how bad was Christmas for Britain’s shops? Retailers sounded the alarm early when advent brought a string of warnings about a terrible November...
New Year Special - the impact of last year's big stories and campaigns
04 Jan 2019
Contributed by Lukas
Happy New NHS? Among last year's big stories was the 70th anniversary of our beloved health service and whether we are prepared to pay for it throug...
Are you penalised for your loyalty? This is Money Christmas podcast special with posh vs budget supermarket taste test
21 Dec 2018
Contributed by Lukas
Happy Christmas and welcome to the last This is Money podcast of 2018. Today, we cover the ghosts of Christmas past, present and future. For the gho...
Can you Brexit-proof your finances – and what happens next with Britain leaving the EU?
14 Dec 2018
Contributed by Lukas
Nobody can escape the Brexit bedlam that has been playing out before our eyes, especially in the last week. In between backstops, trade deals, Norwa...