Welcome back for Season Two of the Fintech OG series! We're kicking it off with fintech founders Jason Gardner and Ken Lin, who share their experiences building Marqeta and Credit Karma, highlighting both the challenges and successes they faced along the way. They discuss industry highs and lows, including regulatory hurdles and unexpected partnerships that shaped their companies. Both founders express optimism about the future of fintech, particularly around emerging markets and AI-driven solutions. They also share personal stories, from navigating stress as founders to unexpected hobbies, giving a candid view of life behind their entrepreneurial journeys. Huge thanks to our sponsors, Zero Hash and Array! Zero Hash supports 50+ global platforms and has compliantly onboarded close to 5 million people to crypto and stablecoins, and their platform has processed ~$20bn+ in transaction volume. If you want to design new and better mechanisms of payments and the transfer of value across brokerage, remittance, cross-border payments, payroll and commerce, go to ⁠Zerohash.com⁠. Array offers embeddable tools that integrate seamlessly into your fintech platform, from identity and privacy protection to credit monitoring. Array helps fintechs fast-track their innovation, generate revenue, and enhance user experience. Visit www.array.com/TWIF to learn more.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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