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Tom Bilyeu's Impact Theory

Jack Dorsey Fires Half His Company for AI—And Why You’re Next + World on Edge, Iran, Israel & More | Tom Bilyeu Show Live

02 Mar 2026

Transcription

Chapter 1: What is the main topic discussed in this episode?

0.031 - 24.537 Tom Bilyeu

Good morning, everybody. Welcome to another episode of the Tom Grady Show Live. It has been an absolutely insane run for AI over the last couple of days. If you guys have not been paying attention, you are in for a treat today. Jack Dorsey, one of the most prolific modern founders, has just laid off nearly half the staff

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24.517 - 50.475 Tom Bilyeu

of a company making more than $2 million in profit per employee, stating AI has just become too effective to need so many employees. If you are waiting for the shot heard around the world, that's the one. Claude hacked Mexican government. I'm not joking about this. This one is insane. We'll have more details on that coming up, but that one is completely unhinged.

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50.956 - 66.555 Tom Bilyeu

Perplexity has one-shotted Bloomberg's multi-billion dollar financial terminal empire. Anthropic CEO Dario Amode refused to cave to the Department of War Pressure to use Claude for mass surveillance on Americans. Shout out to my man

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Chapter 2: What led to Jack Dorsey's decision to lay off half of Block's staff?

66.535 - 88.415 Tom Bilyeu

That's incredible. Definitely a round of applause for that one. On the downside though, the Pope has had to ask priests to stop using AI to write their sermons. Apparently, God just does not get down with AI. They're saying M-dashes in front of the congregation. That's what's doing it. That is amazing. I hope they actually say out loud M-dash. That would be incredible.

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89.056 - 113.008 Tom Bilyeu

In other news, both the US and China are urging their citizens to leave Israel and Iran as a strike or outright war looks to be more and more likely. So we'll be covering that in detail. Mamdani and Trump meet in the White House and Mamdani may have proven that he is the Trump whisperer. I was legitimately impressed with the way that this guy handled himself. It's gangster.

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113.97 - 137.046 Tom Bilyeu

So you're actually gonna hear some pro-Mamdani sentiment coming out of me. I can't wait. And if you guys were hoping that the SAVE Act would get passed and protect voter integrity, you won't. But instead, you did get a congressional dog show. So enjoy that, you filthy animal. I can't believe that it happened, but it did. It did, it's real. Drew AI is changing the world.

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137.426 - 163.942 Tom Bilyeu

It is changing my thinking so fast about what is possible, how people should be reacting, what we should be doing at Impact Theory. It is insane. It's insane. Language fails me. in my ability to articulate to people the need to wake up and pay attention to what's going on, the Jack thing really is that thing. It's the moment.

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164.002 - 176.383 Tom Bilyeu

If you think about the timeline of the adoption of AI and how AI actually impacted the world, Jack's tweet is going to be on that, or what Jack did and then announced it is gonna be on that.

Chapter 3: How is AI impacting the job market and future employment?

176.403 - 191.723 Tom Bilyeu

It's pretty crazy. I think this is really going to be something massive. It really blew my mind because growing up, I never understood what was the correlation between layoffs and stock market praise. It seems like when we lay people off, the stock markets fly through like I don't get how that happens.

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192.364 - 213.192 Tom Bilyeu

But the fact that he did that and then announced what the breakthroughs he had with AI and he's already a future tech forward facing company like Block wasn't hiring back end workers like everybody was It was software. Everybody was technical. It was a completely remote company. So even the most forward Silicon Valley S company was still like, yeah, 40, you guys can leave, like 40% can leave.

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213.212 - 223.369 Tom Bilyeu

So I think if, when we get downstream to some of these other companies, they're only gonna replace it. Even at the very minimum, the CEOs might just try it just to get a stock bump. Like, you know what I mean? Like it's now the low hanging fruit there. Yeah.

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223.389 - 238.967 Tom Bilyeu

And I think people would be wrong to look at this stuff as something that people are doing from an stock market perspective, because the reality is that AI just went from threatening the job market to actually blowing a hole through it.

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238.947 - 265.318 Tom Bilyeu

Jack Dorsey, in a move that is prophetic, hear my words, is prophetic of what is to come over the next 12 months, just lopped off 4,400 people from his company Block. That's nearly half of his staff. Now, while many people have accused Dorsey of simply right-sizing from a COVID hiring binge, Dorsey gave the receipts. He showed the company is already wildly profitable.

265.378 - 290.301 Tom Bilyeu

They do roughly $2 million in profit per employee, which is better than most companies by a lot, and that they had already done the right-sizing post-COVID back in 2024. So that's not what this move was about. Dorsey said directly he was firing everyone because AI has simply gotten so good that they can do more with smaller teams.

291.243 - 315.327 Tom Bilyeu

He noted that giving the productivity boosts that they're already seeing from AI, just what's already happened and what is likely to come in the future, it was either continuously reduce staff slowly over the next couple of years and still end up at the same result or do it all in one fell swoop to maximize the benefits and preserve company morale, which is often hurt more by slow attrition.

315.307 - 337.787 Tom Bilyeu

So this is one of those breathtaking moves that if people understand in context and they get what's really happening, they are going to understand the phrase that I keep coming to is AI is terraforming. It's terraforming the entire planet, but it is certainly terraforming right now the jobs market. It is just gonna be fundamentally different over the next 24 months.

338.375 - 361.688 Tom Bilyeu

I'm not saying that they all go away. I'm gonna give you some predictions about what other people have said in terms of how much unemployment there's gonna be. But for a second, even if you don't see a doomsday scenario, the odds that the job market looks anything like it did at the beginning of 25 in two years is zero. It is going to be radically different.

Chapter 4: What are the implications of AI on government and finance?

405.043 - 417.522 Tom Bilyeu

Like you start getting into depression territory. It doesn't mean that we'll actually be in a depression. I wanna be very clear. It's all unknown. We don't know how this stuff is gonna manifest, but it is going to be radically different.

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Chapter 5: How are global tensions between Iran and Israel escalating?

417.502 - 444.387 Tom Bilyeu

And as large companies have laid off people, they've always done it under this guise of like, hey, this wasn't really about AI. Like we had some other reason, like any other reason other than AI, making it unclear if the incredibly horrific 2025 job numbers were actually related to AI or not. I did a deep dive all about the jobs report and what's real and what's going on. Dude, it is cataclysmic.

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444.367 - 471.998 Tom Bilyeu

The jobs in 25 were horrifyingly low. And the only question is why, what is going on? Now, what Jack just did made the answer to those 2025 jobs numbers very clear in my opinion. It's really one of the first times that such a large layoff has been made where the CEO just said plainly, This is because we no longer need as many people because AI is just that good.

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473.041 - 497.646 Tom Bilyeu

Now, speaking from personal experience, I'm telling you, this is true. We are seeing this same exact thing here at Impact Theory. Now, in a super ironic twist, despite overall jobs numbers getting revised down by 1 million and us posting 15,000 jobs per month, which is terrible, terrible, that is economic crisis levels, okay?

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497.926 - 528.981 Tom Bilyeu

The last time that we've had a two-year stretch where we were averaging 15,000 jobs a month, it's crisis. These are not the numbers that you want to see. This is way off the pace. We would expect roughly 150,000 jobs a month for a healthy economy. So to be at 15,000 is a big yikes. But despite all of that, the number of jobs posted for programmers has gone up.

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530.26 - 549.449 Tom Bilyeu

Now this is actually a well documented phenomenon. And what happens is as something gets cheaper, the demand for that thing goes up. So when you really think about it actually makes a lot of sense because it suddenly brings things into reach that would have otherwise been out of reach for companies, especially smaller ones.

549.829 - 570.143 Tom Bilyeu

And so the fact that now intelligence is making coding so much easier, you can get so much more done that more and more people are like, oh, I might be laying people off, but I'm bringing people on in order to get more done with the software. But the way that it is going to change the landscape is absolutely insane.

570.583 - 594.696 Tom Bilyeu

So mark my words, what Jack just did is going to be the AI shot heard around the world. We're hitting pause for a moment, but there's plenty more ahead, so don't go anywhere. A great wardrobe is not complicated. A few pieces that fit well, hold up over time and work in almost any situation. That's it, that's what you need. The problem is finding them without paying luxury prices.

595.137 - 622.326 Tom Bilyeu

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Chapter 6: What are the consequences of performative government actions?

622.546 - 660.64 Tom Bilyeu

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660.62 - 685.969 Tom Bilyeu

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712.666 - 739.068 Tom Bilyeu

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794.489 - 817.122 Tom Bilyeu

It's interesting, I wanted to pull something up I was looking for. This was a book, I don't even know what the title is, but he outlined exactly what is coming next. And this is gonna lead to my ultimate question. Driving in 2029, self-driving becomes ubiquitous. Doctors 2030, AI diagnosis better than humans. Surgeons 2032, robot surgery with zero tremor.

817.102 - 839.126 Tom Bilyeu

So that people have the appropriate context. This is a book that's outlined what jobs are disappearing and when and basically why. Coders, AI writes and tests all code. Teachers, personalized AI tutors available. Lawyers, AI reads all case law instantly. Artists, AI generates any creative content. Factory, total automation takes over. Soldiers, AI control drones and robots.

839.646 - 846.113 Tom Bilyeu

Now the timelines, of course, are flexible. But we were talking about this yesterday when we heard this news. It's like...

Chapter 7: How does the housing crisis relate to current economic policies?

864.335 - 884.723 Tom Bilyeu

separately and equally are all on a timeline to AI is showing up now. Yeah. If you understand that what AI actually is, is just intelligence, then it's like, okay, well, what industries are most impacted by disembodied intelligence? Because right now, They are increasingly in robotics. And so they are increasingly mobile in the same way that humans are.

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885.244 - 902.543 Tom Bilyeu

But I would say they lag way farther behind in the physicality, the ability to go into a space, especially like an unpredictable space. Like think of an electrician. Sometimes you're crawling under a house. Sometimes you have to open up a wall. Like all of this stuff is very difficult because it's just, it's not standardized.

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902.523 - 924.779 Tom Bilyeu

And so when you disembody it and you standardize something through a computer, now a computer is like the ultimate rules-based universe. Once you're in the computer, everything is just a bunch of if this, then that statements. And so intelligence is all that you need. And. When you take that lens and look at the world and say, okay, what are those disembodied intelligence-based jobs?

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924.859 - 943.676 Tom Bilyeu

Those are all gonna go away. And it might be a better way to think of this. Those are all gonna change dramatically. So one person will be able to do a lot more. Now, if we were in an economic upswing as AI were coming on board, I would have a totally different read on this. And I would say, there's so much money sloshing around in the system. Everybody's jubilant.

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944.156 - 965.843 Tom Bilyeu

What's gonna end up happening is, More and more people are going to start their own companies, which I do believe is going to happen. But there's enough money for a lot of these companies to succeed. The reality is this is happening in an economically depressed moment. So all of that same fracturing is going to happen. I have an ongoing pitch for people that they need to be starting a company.

965.863 - 982.702 Tom Bilyeu

Like if you have even a minor entrepreneurial bone in your body and look, I'm hyper aware I'm saying that to a bunch of employees. who if they listen to me are going to go start their own thing. But the reality is I try not to fight the tides of history. This is just the way that it's going to be. More and more people are going to start their own company, rightly so.

983.324 - 1001.648 Tom Bilyeu

And in good economic times, I think a lot of them would survive. Unfortunately, in depressed economic times, most of them are going to get hit by a Mack truck. But it isn't like all of this stuff is just going to go away, poof, it's gone. There is a window of opportunity right now where humans using AI is still better than just AI on its own.

1002.028 - 1016.263 Tom Bilyeu

And as long as that window stays open, people have a chance to enrich themselves by being a little bit faster to getting to the AI. Now, I think it's going to be a little bit like content where you're going to start a company and it's going to pop for a minute and then completely disappear. And we're all going to be like, oh, remember when?

1016.243 - 1035.624 Tom Bilyeu

And that will be like entire companies will be a remember when moment, right? But nonetheless, that window is open. And so we're gonna see a lot of people funnel into that. I just don't know how much like economic availability there is, right? So if you think of the K-shaped economy, you've got the wealthy, they're able to spend money.

Chapter 8: What is the current state of media consolidation and censorship?

1139.455 - 1160.227 Tom Bilyeu

I've got employees, we've got a business model, it's working. And I'm telling you, it is so self-evident, even running a company like that, that, oh, if we just stay on this course in another six months, we might have a problem, certainly in a year. So that's crazy timelines. Just the rate of change is so fast.

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1160.347 - 1169.901 Tom Bilyeu

I like the future looking perspective and encouraging people to start businesses and things like that. But there's two things that I was seeing in this Jack tweet, like the Jack tweet. I was going through the comments and stuff like that.

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1170.101 - 1191.271 Tom Bilyeu

On one hand, the US government, you could throw this up, the US government and private companies over the last, let's call it 16 months, has announced more than 675,000 layoffs. And this is the 300 from Doge, 78,000 from UPS, 30,000 from Amazon aggregating all of those together. And then on the other hand, we have the revised job report. We lost a million jobs.

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1191.752 - 1207.954 Tom Bilyeu

So hypothetically speaking, we're like negative 1.6 million jobs over the last 24 months. I'm being a little bit flexible with the timelines. That alone kind of, to your point, this was a different economic situation. People would be like, yeah, let me go start my company right now.

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1208.295 - 1214.764 Tom Bilyeu

But I think a lot of people are home kind of feeling struggles as opposed to like being excited to get to the next step.

1214.963 - 1229.938 Tom Bilyeu

Now, going to my main question now, everybody's thinking, okay, if 2 million people are losing their job, and then we have another, let's say, 10 million people that are going to lose their job from all these other different industries because of AI, who's going to be spending the money? Who's going to be buying these things? Are robots going to be selling to other robots?

1230.259 - 1247.711 Tom Bilyeu

Wouldn't that crash the economy? Help us figure out what happens when this much job loss gets pulled out, and what would the actual thing happen to prices, commodities? Would the rich just be okay on their island? What would actually happen to the economy in totality? Yeah. So we're going to predict the future, which means we are going to be wrong.

1247.751 - 1268.308 Tom Bilyeu

However, I think that we can get pretty directionally correct. So there are two paths before you. Path number one is bloodshed. And the anxiety in the system builds up as more and more people lose their jobs that they just don't care that, yes, it's going to be better for my grandkids, but it's not better for me. And so, um,

1268.288 - 1290.35 Tom Bilyeu

you know, a year is a long time when you're faced with tremendous uncertainty. And if you shove enough people into tremendous uncertainty in a moment of populism, they will revolt. If they revolt, it will be in a Dune style revolt where it's like AI is responsible for this and I want AI to stop. And I don't care that China is going to use it to enslave me.

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