InKind Referral link (Save $25 off your first bill!): https://app.inkind.com/refer/RUL9NCCPThree spreadsheets I mentioned for tracking credits: Thrifty Traveler Credit Tracker (you have to make a copy)Points Talk Squad Credit Tracker (you have to make a copy)I have combined the above two, in different tabs, on the same Google Sheet doc. Frequent Miler Tracker (not using this one)In this episode we map out a smarter 2026 points strategy: triple dips where they make sense, a unified tracking sheet to measure real value, and stacks that replace cash we planned to spend. The Phuket hotel save is our case study on turning complex credits into concrete nights.• 2025 recap of 18 cards opened and 1.77 million points earned• Triple dip timing and why it can offset big annual fees• Beginner setup: real credit reports, 5/24 status, minimum spend math• Keeper cards versus one-year cards and how we decide• Chase Sapphire Reserve credits: travel, StubHub, and Edit limitations• Citi Strata Elite hotel credit and two-night tradeoffs• Amex Business Platinum: Dell, airline incidental, and FHR stacking• InKind + Costco gift card stack for cheap family dining• Tracking system using combined spreadsheets and real valuations• Phuket stack: Edit credits, $250 hotel credit, Chase offer, and UR points• Plan to build helpful resources and tools for listenersBook a call with me and we can map your card strategy or plan your upcoming trips. If you want us to build a specific resource, DM me on Instagram and tell me what would help most

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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