In this TGIF (Two Girls Investing Friday) episode, Jess and Colleen introduce a discussion on common money myths and share a preview of two major ones. First, they debunk the idea that you need to be rich to start investing, noting that fractional shares and dollar-cost averaging make it possible to begin with very small amounts, especially when investing is automated from each paycheck; they also mention the importance of a foundation like paying off high-interest debt, building an emergency fund, and understanding timelines, while warning that holding large cash balances can lose value to inflation and miss potential gains. Second, they challenge the belief that a higher income automatically makes someone wealthy, emphasizing lifestyle creep, debt-financed “looking rich,” and the need for money management skills at any income level. They tease more myths for the next episode and invite listeners to share their own.00:00 Welcome to TGIF00:34 Yukon Spring Catch Up00:48 Money Myths Intro01:09 Myth One Start Investing02:05 Fractional Shares Explained03:18 Automation and Inflation05:09 Myth Two High Income06:07 Lifestyle Creep Examples06:55 Debt Versus Wealth08:45 Wrap Up and Next Week

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