Sitting at ACES in cold Minneapolis, I pulled Justin Maxwell aside after his wealth session because the room literally shifted once he started making us write down real numbers for the life we actually want. Justin has a teacher’s gift for taking the scary, foggy “money ball” in our heads and breaking it into clear targets, simple math, and real choices that don’t make you feel sleazy or like you’re selling out your values. We dig into the biggest fear most of us have, which isn’t taxes or markets, it is quietly worrying that we’ll outlive our money and end up shrinking our lives out of scarcity instead of using our business to expand our options. Justin also calls out the mess most of us live in with our “money people” where the accountant, financial advisor, attorney, and insurance folks never talk to each other and definitely are not pointed at the same long‑term goal. He explains how Big Life Financial built an umbrella team that handles accounting, proactive tax planning, wealth management, insurance, estate planning, and even making your MSP a sellable asset, then shows what that same structure can look like when you build your own crew. We walk through when it makes sense to invest in proactive tax strategy, how to use the “tax savings arbitrage” to buy real assets instead of toys, why hitting around 200–300k in personal income opens up accredited‑investor opportunities, and how to start behaving like the owner of a 10 million dollar MSP before you ever cross seven figures. If you’ve had good years on paper but nothing to show in net worth, this one might feel uncomfortably personal in the best way. Chapters 00:22 Wealth Mindset Shift 04:09 Facing Retirement Fear 05:02 Aligning Your Advisors 11:39 Building a Wealth Team 13:37 Scaling Beyond Lifestyle 14:27 Tax Planning Entry Point 16:38 Income Threshold Strategy 18:01 Acting Like You’re Bigger 19:45 Reverse Engineering Growth 21:19 90-Day Wealth Cycles 21:56 Tech Business Similarities === Guests: Justin Maxwell, Big Life Financial Website: https://biglifefinancial.com LinkedIn: https://www.linkedin.com/company/big-life-financial === SPONSORS: Livestream Partner, ThreatLocker: https://www.itbusinesspodcast.com/threatlocker Technology Partner, NetAlly: https://www.itbusinesspodcast.com/netally/ Technology Partner: Bvoip: https://www.itbusinesspodcast.com/bvoip Travel Partner: TruGrid: https://www.itbusinesspodcast.com/trugrid Digital Partner, Designer Ready: http://itbusinesspodcast.com/designerready === SHOW MUSIC: Item Title: Upbeat & Fun Sports Rock Logo Item URL: https://elements.envato.com/upbeat-fun-sports-rock-logo-CSR3UET Author Username: AlexanderRufire Item License Code: 7X9F52DNML === Connect with Uncle Marv🌐 Website: https://www.itbusinesspodcast.com/🎙 Host: Marvin Bee🛒 Uncle Marv’s Amazon Store (gear & tools I recommend): https://amzn.to/3EiyKoZ☕ Support the show: https://ko-fi.com/itbusinesspodcastIf you found value in this episode, share it with another MSP, IT provider, or tech entrepreneur. Your support helps keep practical, no-nonsense IT business conversations coming every week.

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