As the world gets warmer and storms get worse, insurance companies are jacking up rates — or refusing to cover homeowners altogether. Is the future uninsurable? Guests: Umair Irfan, correspondent at Vox; Karen Clark, co-founder and CEO of Karen Clark & Company; Joe Skuba, VP at The Gray Insurance Company; and Carolyn Kousky, Associate VP at Environmental Defense Fund For show transcripts, go to vox.com/unxtranscripts For more, go to vox.com/unexplainable And please email us! [email protected] We read every email. Support Unexplainable by becoming a Vox Member today: vox.com/members Learn more about your ad choices. Visit podcastchoices.com/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.