A Retirement Ready VIP Session Experience
episodePreviously titled “Ep 116 | A Retirement Ready VIP Session Experience” — renamed by the publisher on Aug 2, 2026
Wealthy After 40: Retirement Planning and Budgeting for Gen X
17 min
2 speakers
4 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
How do I know if I'm ready to retire and what questions should I ask?
How much do I need to have saved before I can retire? Am I on track to reach it? What about other savings outside of investments? And should I pay off my mortgage before I retire or not? These questions and more in this episode of The Wealthy After 40, where I share a deep dive into my VIP session with a client and share what her questions and her results were. Welcome to Wealthy After 40, where I help you turn retirement uncertainty into a clear, actionable plan. If you're thinking about retirement but feel unsure whether it's even possible, I understand. The gap between where you are now and where you want to be can feel overwhelming, but it doesn't have to. Hi, I'm Daylene Higgins, founder of Elevate Finances and your personal financial coach.
Having retired at the age of 50 and have enjoyed over two years of retirement bliss, I'm here to help you create your retirement dream and make it a reality. No more wondering, no more guessing, just taking action and building a future for yourself. Join me each week as I guide you through essential topics such as budgeting, cash flow, lifestyle planning, debt and savings, insurance, Medicare, and social security. Together, we'll build a strategy to help you achieve the retirement you've always desired. It's time to shift from uncertain to unstoppable and make your retirement dreams a reality.
What is a Retirement Ready VIP Session and how does it work?
Are you confident that you're on track for retirement or does the uncertainty keep you up at night? If you've ever wondered how much do I really need to retire? Am I saving enough or am I behind? What should I be focusing on right now to make sure I'm ready for retirement? The Retirement Ready Boot Camp is a three-day experience designed to give you those answers. We'll cover what it means to be truly retirement ready, how to create a retirement lifestyle that aligned your purpose and your finances, and how to determine if you have enough or what to do if you don't. You don't have to be alone on this retirement planning journey. Join me in the Retirement Ready Bootcamp and gain the knowledge and confidence to make your retirement possible.
Link to register is down in the show notes or visit my website at elevatefinances.us. Excited to see you in the bootcamp. Welcome to today's episode. I'm excited to share with you the results of a live VIP session. Now, I'm not playing the session live. I'm walking you through a deep dive of what the experience was like and also letting you know what it could look like for you. So I'm excited to share with these specific results and kind of better explain what my Retirement Ready VIP session is all about. You can read more on the sales page by using the link down below in the show notes, or just stay tuned. I'll share with you exactly what it is. So the purpose of the VIP session is to answer your specific questions.
You might be wondering, how much do I need to save? Am I on track? Am I too late? Is it going to be possible? Whatever that question is, we will answer it. The session also will support you by giving you strategies to help you overcome some big challenges and hurdles that either you feel you have or I can see on your journey. This session is tailored to you. It is giving you the specific advice you need to achieve what you want. So my client came to me wondering if she was on the right track. She had already put a lot of actions into place, but was still swimming in, am I doing the right thing? Is it going to work? Am I on track? Am I going to reach there? You know, all of those things. So her number one question was, what is my FI number?
Now, FI is financial independence. That's the number to, you know, achieve a comfortable retirement. Well, there's lots of levels in that comfortable, but you know here that I talk about creating your own. So with hers, we identified what that FI number was, and she was wondering if she's on track to get there. So before the session, she filled out a questionnaire. that detailed her specific desires and wishes about retirement. It also answered what she had done in managing money, how she felt about it.
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Chapters
4 chapters
1
How do I know if I'm ready to retire and what questions should I ask?
0:00–1:45
2
What is a Retirement Ready VIP Session and how does it work?
1:45–7:30
3
What prep work is required before a two‑hour VIP retirement session?
7:30–14:37
4
How is my Financial Independence (FI) number calculated and why does it matter?
14:37–17:34
Speakers
2 identifiedMore from Wealthy After 40: Retirement Planning and Budgeting for Gen X
How to Overcome Retirement Decision Overload
How to Travel Cheap in Retirement and Still Hit Bucket List Trips w/ Jillian Sidoti
Retire Confidently With a Money System That Works
Retirement Planning for Gen X: 4 Things to Map Out Now
4 Signs of Quiet Financial Stress That Delay Retirement
Why Do You Fear Retirement? The Answer Might Surprise You