What If You’re Closer to Retirement Than You Think?
episodePreviously titled “Ep 125 | What If You’re Closer to Retirement Than You Think?” — renamed by the publisher on Aug 2, 2026
Wealthy After 40: Retirement Planning and Budgeting for Gen X
15 min
2 speakers
2 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
How does the episode challenge the fear of not being ready for retirement?
you cannot listen to that little voice that is keeping you up at night. The fear of not being ready for retirement isn't actually the truth. And I'm going to prove this to you. Inside this episode, I'll help you perform a simple three-part check to determine if you're ready to retire. We'll also talk about the truth about saving for retirement and why questions like when can I retire actually lead to clarity. Welcome to the Wealthy After 40 podcast, the show for Gen X women and couples who are ready to ditch financial stress and feel confident about retirement. I'm your host, Dailene Higgins, financial and retirement coach, helping Gen Xers master their money and create a personalized retirement plan so they can stop spinning their wheels and step boldly into their dream retirement.
If you're feeling behind, don't worry. Continue listening to this podcast as well as be sure to grab your free guide, Five Must Do Steps to Start Retirement Planning Now at elevatefinances.us backslash must do. And remember, let's make retirement possible together. You just assume, like everyone else, you won't be able to retire. Or you just think, yeah, it's going to be a while. You don't second guess it, and you just keep working and living your life. But what if you're closer to retirement than you think? In today's episode, I'm sharing with you a simple three-part readiness check. to help you determine how ready you are for retirement. I also invite you to book a retirement roadmap session where we will evaluate your retirement readiness in six key areas.
I'll also provide you with the next steps to move you forward to retirement and determine, you know, you're closer than you think. I'm asking you, how are you measuring progress? When you say, I'm not going to be able to retire, what does that look like? Why? Where are you getting that information from? You know, thinking about retirement takes some active planning, some active moving forward and looking at the things that will get you there. If you are not measuring progress in any way, shape or form, you cannot listen to that little voice that is keeping you up at night. The fear of not being ready for retirement isn't actually the truth. And I'm going to prove this to you. You and that little voice in your head are going to understand that you are closer than you think.
It's crazy for me to really see the people that are saying, I'm not ever going to be able to, I don't think I'll ever be able to retire, I have to work until I'm dead, blah, blah, blah, blah. And they have this from... At what? I don't know. Evaluating, you know, maybe examples that have gone before them, hearing about all the talk that is going on, and yet really not reaching in and beginning to understand first and foremost, what is retirement planning and how do I know if I'm going to be able to? That's what I talk about on this podcast is helping you plan, helping you do the basic steps to get there. And while it is about having enough and having enough money, having enough saved, all of that, it is more than that.
And I still really believe in my heart that retirement is possible for everyone. But if you're somebody that is just quickly saying, I will never be able to, and you're not exploring that, I just, I think you need to do a few more things, which is what we're going to talk about in this episode and help you start reframing the thoughts and the ideas and have you taking action. We can't run a race. We can't do all the things unless we start planning. We start preparing. You know, painting a wall. We've got to go buy this stuff. To be able to make dinner, we've got to have, you know, first of all, decide what it is, buy the stuff, get it prepared. You know, there's lots of steps. Retirement planning is no different.
As I said, let's talk about a readiness check just for you to understand this. you know, some very foundational ways to see if you are getting closer to retirement. You're going to be closer than you think, I promise. All right, so three parts.
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Chapters
2 chaptersSpeakers
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