The Beat of Personal Finance with Drew Boyer
episodePreviously titled “Ep 130 | The Beat of Personal Finance with Drew Boyer” — renamed by the publisher on Aug 2, 2026
Wealthy After 40: Retirement Planning and Budgeting for Gen X
22 min
2 speakers
4 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
What is the main topic discussed in this episode?
I doubt you max them out overnight. It probably happened over a long period of time. And reality is, is that it's going to take a while to get that out from underneath you. So there are no overnight solutions, despite what you hear on TikTok and Instagram.
Welcome to the Wealthy After 40 podcast, the show for Gen X women and couples who are ready to ditch financial stress and feel confident about retirement. I'm your host, Dailene Higgins, financial and retirement coach, helping Gen Xers master their money and create a personalized retirement plan so they can stop spinning their wheels and step boldly into their dream retirement. If you're feeling behind, don't worry. Continue listening to this podcast as well as be sure to grab your free guide, Five Must Do Steps to Start Retirement Planning Now at elevatefinances.us backslash must do. And remember, let's make retirement possible together. If you're over 45 and feeling unsure about whether you're on track for retirement, I'd love to help.
Who is Drew Boyer and how did he become a Certified Financial Planner?
I offer a free confidence kickstart call where we look at where you are, where you want to go, and what to focus on next. No pressure, just clarity. Grab your spot at elevatefinances.us backslash kickstart, and let's chat about what retirement can look like for you. Hey, Drew, welcome to the podcast. Excited to chat with you today. A little music in here, a little personal finance. Can you share with listeners a little bit about who you are and how you've come to be a certified financial planner?
Yeah, thanks, Daleen, for having me today. I am a 20 plus year veteran in the financial services industry. I started out in 2003 after the tech bubble kind of exploded. I had done an internship when I was still in school at Merrill Lynch, and I had saw this slow motion train wreck happening. And then when I got out into the business because I wanted to do it, it was very difficult to start talking about people with finances and get reinvested again. I got five years in and I thought I got my 10,000 hours of expertise and I thought I knew a little bit. And then in 08, 09, the bottom falls out again. I realized I didn't know what I was doing. I've committed since then to never stop learning or always keep learning no matter what and no matter what headlines you have there.
But fast forward to now, I'm an independent CFP, so Certified Financial Planner. I work primarily with a lot of blue collar Americans that work hard and need help with their money. I help them make decisions based off that. And I just got done launching my very first book, which is called Hip Hop X Finance. And it's using something very public like music and celebrities with something that's very private, which is money. And you might be asking, why did you write this book? It's because before I had to grow up and get a real job, I had been a drummer my whole life. And somebody gave a real spastic sixth grader a couple drumsticks. And I sat down and I just was able to do it and I can hear music and play it.
And I love all kinds of music. So writing a book about finance and picking a genre that was good to go with, I try to go with something has these big bombastic titles and the machismo and the flaunting of wealth. And that's why I settled on doing hip hop.
I love how you are relating it through hip hop as I think really it does give us that median in relating hip situationally gives us experiences from others to kind of, you know, portray what we're trying to teach, sometimes in our expert lingo, which doesn't always translate to the individuals. Yeah, I love that. So first, tell us about your love for hip hop culture. I know you said you love a lot of music. Is hip hop your top love? Or is there something else?
I love all music. And like I've got two young daughters that I've really enjoyed watching them grow and play piano. And one's in choir. One also plays violin. I've always loved all kinds of music. Hip hop was probably the very first music I was able to go out and purchase when I started earning money. And so I went back and not like a therapy session or anything, but I went back and thought about like, what was the first music that really impacted me?
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Chapters
4 chapters
1
What is the main topic discussed in this episode?
0:00–1:10
2
Who is Drew Boyer and how did he become a Certified Financial Planner?
1:10–11:15
3
Why did Drew write Hip Hop X Finance and how does music relate to money?
11:15–16:48
4
How did hip hop culture shape Drew’s personal finance perspective and storytelling?
16:48–22:22
Speakers
2 identifiedMore from Wealthy After 40: Retirement Planning and Budgeting for Gen X
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Retirement Planning for Gen X: 4 Things to Map Out Now
4 Signs of Quiet Financial Stress That Delay Retirement
Why Do You Fear Retirement? The Answer Might Surprise You