Making Retirement Possible Starts With Clear Goals
episodePreviously titled “Ep 146 | Making Retirement Possible Starts With Clear Goals” — renamed by the publisher on Aug 2, 2026
Wealthy After 40: Retirement Planning and Budgeting for Gen X
14 min
1 speaker
1 chapter
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
Do you have a retirement goal, but it feels fuzzy? Maybe you say, I just want to retire someday, but you have no plan or timeline. That vague goal is actually holding you back from feeling confident and actually achieving what you want in the future. This may be one area that once you get clear and defined, you realize there is no stopping your progress. Welcome to the Wealthy After 40 podcast, the show for Gen X women and couples who are ready to ditch financial stress and feel confident about retirement. I'm your host, Dailene Higgins, financial and retirement coach, helping Gen Xers master their money and create a personalized retirement plan so they can stop spinning their wheels and step boldly into their dream retirement.
If you're feeling behind, don't worry. Continue listening to this podcast as well as be sure to grab your free guide, Five Must Do Steps to Start Retirement Planning Now at elevatefinances.us backslash must do. And remember, let's make retirement possible together. Welcome to the episode. So today we're talking about goals and why vague goals will keep you from moving forward. If you are just saying, well, I'm going to retire one day, that's really not a plan of hope, right? We're hoping that will happen because there's no direction, there's no guidance. But I do think a lot of us struggle with the concept of goals, what it is, how to define it, and then what do I do next? And I understand it's a struggle of mine as well.
But I have a solution for you. So I'm hosting a four-day live challenge that will essentially help you understand how to create a goal and then turn it into action. So head over to elevatefinances.us backslash challenge to learn more. And I hope you'll join me. But this challenge is in September the 23rd through the 26th. And it is going to help you get clear on your goal and turn it into a 90-day win. There's an investment of $9, but this will help you get you on your journey to making retirement possible. All right, back to the episode today. Again, we're talking about goals. We'll be sharing a little bit about what we're talking about inside that challenge, where I will help you go deeper. And if you do attend the challenge, there's live coaching.
There's your opportunity to ask specific questions for yourself, for your situations, as everybody is different. But first, what are goals? Goals are just thoughts. basically things you want to achieve. I think sometimes we overthink this initial part. And so all you need to do is get your desires written down. So doing this step, and I'm going to give you a question to answer, is part of what we will complete in the challenge as what I call an achievement statement. And so I want you to answer the question, what is it that you want to achieve? And I just want you to freely answer this. And as you're looking at this, you know, you might have several, but you might be thinking and keep going, right? This is a journaling more, you know, step one is what do I want to achieve?
And you start thinking about some thoughts and writing those down and keeping going and, oh, what about this? And, oh, what about this? Just spend as much time as possible with these thoughts and ideas. Doing this will help you with the next step, I promise. You know, and once we get into that, being able to really get this idea of a goal, idea of something you can achieve is so much easier to sit with initially. So what is it you want to achieve? Write it all down. You're going to have maybe more than one thing because if you are headed to retirement, you're going to go, well, but I need to do this and I need to do this and I want to do this. Great. All of them. All of them. Because goals can be short, mid or long term or a variety of both.
If you've heard my story, I share how I had a short term goal and a long term goal. And that was my focus. And that was where I sent my money. So this will help you to be able to follow in that same, you know, idea of where does my money need to go? All right. So once you're exhausted, like what is it that you want to achieve?
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Chapters
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