Ep 93 | Medicare Made Simple With David Kerlin
episode
Wealthy After 40: Retirement Planning and Budgeting for Gen X
24 min
2 speakers
3 chapters
transcribed 1 month ago
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Today we're diving into the world of Medicare with David Kurland, a seasoned Medicare advisor with over a decade of experience. From his personal health journey to years spent guiding retirees through open enrollment, David shares invaluable insights to help you make the best Medicare choices for your retirement. If you've ever wondered how Medicare works, the real costs, or how to find the plan that fits your needs, This episode is a must listen. You're listening to the wealthy after 40 podcast helping you navigate retirement by learning to be your best financial advisor. Welcome to Wealthy After 40 where I help you turn retirement uncertainty into a clear, actionable plan. If you're thinking about retirement but feel unsure whether it's even possible, I understand.
The gap between where you are now and where you want to be can feel overwhelming, but it doesn't have to. Hi, I'm Daylene Higgins, founder of Elevate Finances and your personal financial coach. Having retired at the age of 50 and have enjoyed over two years of retirement bliss, I'm here to help you create your retirement dream and make it a reality. No more wondering, no more guessing, just taking action and building a future for yourself. Join me each week as I guide you through essential topics such as budgeting, cash flow, lifestyle planning, debt and savings, insurance, Medicare, and social security. Together, we'll build a strategy to help you achieve the retirement you've always desired. It's time to shift from uncertain to unstoppable and make your retirement dreams a reality.
Hey there, listeners. Retirement planning doesn't have to be complicated or overwhelming.
How did David Kerlin's personal health journey lead him to specialize in Medicare advice?
I've got you covered with my free Retirement Readiness Checklist, a step-by-step guide to building a solid financial plan for retirement. Whether you're focused on ditching debt, boosting your savings, or mapping out your retirement goals, this checklist will guide you with clear steps tailored to where you are, whether you're two, five, or even 10 years away from retirement. Grab it now down in the show notes or on my website, elevatefinances.us backslash retire now and start your journey to a happy, stress-free retirement today. Welcome, David, to the podcast. I'm so excited for the listeners to, number one, hear your story, but also learn from you as they're headed into retirement and really curious about Medicare.
Can you share, start by sharing a bit about yourself and how you came to learn so much about Medicare?
Well, first of all, Daley, thank you for having me. And I am very happy to share my story. I grew up as a privileged young man in Lancaster County, read meat four nights a week and through high school. And, you know, I was always the big kid. You know, I was always the big kid. As we played football and we got into our working careers, I got into manufacturing and kind of gained a lot of weight. As my responsibility rose, my physical labor lessened and 20 years later, that took me to about age 40. I was at 430 pounds. At that point, I decided to have gastric bypass. That took me to approximately 300 pounds. For the better part of 15 years, beginning of COVID, I was placed on Ozempic. For my type 2 blood sugar, my diabetes was out of control.
That has taken me from 300 pounds down to about 205. In that process, while I was 400 pounds and on the way back down to 300, there were multiple joint replacements back surgeries. So I kind of feel I'm uniquely qualified to counsel people on health insurance.
Yeah, yeah, it's very good. It's quite the story. What was your first experience with Medicare? Now, I understand you were on disability, but you also speak to regular Medicare, correct?
Yeah, yeah. I never was on a Medicare disability plan. I got involved with Medicare when I started in financial services industry. I got out of manufacturing and I went to work for Prudential, The Rock. There we were talking to people about life insurance and annuities, you know, and investments and retirement planning. And. Well, I knew how to do that, but I didn't know about Medicare.
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Chapters
3 chaptersSpeakers
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