How to Go From Money Chaos to Financial Confidence After 40
episode
Wealthy After 40: Retirement Planning and Budgeting for Gen X
11 min
1 speaker
3 chapters
transcribed 1 month ago
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Are you over 40 and worried you won’t have enough for retirement?
If you're over 40 and lying awake at night wondering if you will have enough for retirement, I know you're not the only one, but what if I told you the problem isn't your income or even how much you've saved. It's that you're trying to get to retirement without clarity and a system. Today I'm walking you through the exact four-phase framework that takes you from financial chaos to retirement confidence. Hey there and welcome to Wealthy After 40. I'm Dailene Higgins, your podcast host and financial coach. If you're a Gen X woman or couple who's worried about retirement, maybe you feel like you're starting late or don't have enough saved. you're in the right place. This show is all about ditching the financial stress and creating a retirement plan that works for your life now and later.
So grab your favorite drink, settle in, and let's figure this out together. Welcome to the episode where I'm going to share with you the four steps that you can do to reach financial confidence, but for my listeners, retirement. That is what we are striving here. We're trying to figure out how can we retire. And most individuals are approaching retirement without a plan. Now, I understand a lot of you are like, I don't know what I need to plan for. And I get that. There's not a lot of information out there. I did my journey without it. Having said that, I have created the Retirement Ready Quiz. This is going to quickly give you
Why is lack of clarity and systems the real problem, not income or savings?
I think there's 20 questions. Answer them. It's going to say, these are your next steps. It's also going to acknowledge the effort you've put in. But right there, you have steps, which is a plan, which is going to get you moving ahead. But the second problem is that most of you are trying to track everything in your head. Mental budgeting is There's a lot that we have to keep track of, sorting through as we're trying to figure out this retirement plan. We're still just got it in our head. In the head, we also have that little voice that you could have done better. You're not doing enough. And having that all in your head is where the confusion is coming from. But also added to that is that traditional financial advice, retirement advice, is not going to work for women and couples over 40.
Just save, just save. We have got to tie in a few more steps so that we know our retirement will be achieved, that we will succeed. As I said, I'm sharing with you the four steps to four phases I help clients through. But this, if you apply this, today's just an overview. Next four episodes are going to dive in deeper. You will be able to start seeing changes within your money, within your head about being able to retire. So the first phase is your money reality. Where are you right now? not what's in your head, not what you're fearing, but what do you know the efforts to today have got you and what more do you need to do? Sitting down and understanding exactly what has happened, what is going on, what results, I always talk about it being our starting line.
I don't care if Everything that's failed up to this point, I just need to know where our starting point is and you do as well. A really good preview of this phase is my Retirement Ready Planning Workshop that I am hosting four times this year. So the first one is in January, January 24th. Regular price is $55. Early bird price of $35 until January 5th. So this, I think, is releasing just before that. Jump in, join me. What we are going to do is really dive into what your efforts have got you, where you are, What are your gaps and what action steps will get you the most momentum? So each attendee of the workshop is going to have slightly different action steps because they've got different results from the impact for today.
You can learn more. And if you're listening to this after January, check out those other dates at elevatefinances.us backslash workshop. You can also visit that link down in the show notes. But head over there, a paid workshop, invest in yourself, get your starting line. This is really important to understand instead of just think there is a problem or think that the problem is one thing and it's actually another.
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Chapters
3 chaptersSpeakers
1 identifiedMore from Wealthy After 40: Retirement Planning and Budgeting for Gen X
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