[Ep 203]You’re paying off debt to get retirement ready. The extra you are able to pay each month is making a difference, but occasionally you still find yourself adding to the balance instead of paying it down.In this episode, I share how debt competes with your ability to save for retirement, three risks debt poses to your retirement, and how to break the cycle of relying on credit cards to cover expenses.If you're being responsible with your money but still find yourself adding to the credit card balance more often than you'd like, this episode is for you.Episode Highlights00:00 Debt Cycle Stress03:53 Three Retirement Ready Risks08:41 Build A Cash Flow Management System09:32 Break the Cycle of Credit Card RelianceRelated Episode(s): Episode 182Book your free money clarity call to get a clear plan for tackling debt and getting retirement ready.What topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/

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“What did the council decide on item 42?” — answered with the speaker and the moment.