Cyber threats don’t just target large corporations, small and mid-sized businesses are often the most vulnerable. In this episode, Julina and cybersecurity expert Sam Disraelly, CEO of Your Tech Department, explore the financial, legal, and reputational risks business owners face and the proactive steps that can significantly reduce exposure. If you own a business, serve clients, or manage a team, this conversation is essential listening. Timestamps:04:00 – One click can cost hundreds of thousands08:30 – The “blast radius”: how one employee mistake spreads11:30 – Why small & mid-sized businesses are prime targets (10–100 employees)17:30 – What ransomware actually looks like in real life18:20 – The 170-day problem: hackers lurk before they strike21:00 – The true cost of a breach (downtime, legal, PR, reputation)24:00 – FTC reporting requirements & legal exposure31:00 – The NIST framework: Identify, Protect, Detect, Respond, Recover32:30 – The non-negotiables: your cybersecurity “stack”36:20 – The cloud myth: Microsoft’s shared responsibility model37:45 – Cyber insurance: what most business owners misunderstand41:30 – How to vet your IT provider44:30 – Cybersecurity as fiduciary responsibility48:20 – What to do in the first 24 seconds of a breach53:20 – Emerging risks: AI, shadow IT & data ownershipThe information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

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