The Fed Raises Interest Rates For the First Time in Three Years

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WSJ What’s News 12 min 4 speakers 6 chapters transcribed 4 hours ago
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Why did the Federal Reserve decide to raise rates for the first time in three years?

Steve Booth 0:00
I'm Steve Booth, CEO of Baird, an independent wealth, asset management, and global capital markets firm. At Baird, our 5,000-plus employees are united by an unwavering commitment to excellence and a genuine passion for helping our clients and each other succeed. As a privately held, truly employee-owned company, we treasure our independence since we can focus on delivering results to clients and taking care of our people throughout the cycles in our serve markets. Learn more at rwbaird.com slash WSJ.
Alex Ossola 0:30
For the first time in three years, the Federal Reserve raises interest rates. Plus, Houthi rebels take credit for shooting down a Saudi fighter jet as they gain control over a key oil corridor.
Jon Gambrell 0:45
The Houthis seem to be maximizing their effort to try to project power internationally in yet another endangered waterway.
Alex Ossola 0:54
and business leaders take sides in the debate over AI regulation. It's Wednesday, September 16th. I'm Alex Oseleff for The Wall Street Journal. This is the PM edition of What's News, the top headlines and business stories that move the world today.
Alex Ossola 1:16
The Federal Reserve raised rates by a quarter percentage point today, its first interest rate rise since 2023. The increase, approved unanimously by the Fed's governors, was widely expected by markets. Fed Chairman Kevin Warsh said that recent data showed that the labor market was strong, while inflation continued to remain above the Fed's 2 percent target.
Kevin Warsh 1:36
Plain fact is that inflation is too high and has been for too long.
Alex Ossola 1:42
For more on the Fed's decision, I'm joined now by WSJ economics reporter Matt Grossman. Matt, of course, the Fed raised rates today after holding them steady at the last meeting. What has changed in the last seven weeks or so to warrant this decision?
Matt Grossman 1:55
Over the summer, Fed officials really wanted to see inflation making more progress cooling toward their 2% target. In the latest inflation data we got earlier this month, there just wasn't really the evidence for that. And given that inflation has been above the Fed's target for five years now, I think many officials' patience was just wearing out.
Alex Ossola 2:18
A lot of people were really expecting a negative reaction from President Trump over this decision. He had specifically brought Warsh in to be chairman of the Fed to lower interest rates. What is Trump's reaction to this move?
Matt Grossman 2:29
So we haven't heard from the president just yet. A White House spokesman called the decision unfortunate. On Wednesday afternoon, stocks turned a lot lower after the press conference. You know, that's probably not going to be something President Trump likes very much. A big part of the challenge here will be for Warsh to handle that tension because it really came to define a big part of Chair Powell's tenure. We'll see if Warsh can navigate that relationship any more smoothly.

What data and inflation trends pushed the Fed to hike rates today?

Alex Ossola 2:58
One of the questions that a lot of people had coming into today's decision was about the Fed's independence and whether Orsh would do essentially what Trump was asking. The Fed has not done that. So does this reiterate the Fed's independence?
Matt Grossman 3:12
Investors were concerned that a chairman picked by Trump might be someone who's just going to go along with the president's desire for lower interest rates. The data really weren't cooperating. And so investors are going to be reassured that, you know, when push came to shove here, Chairman Warsh, even though he was picked by President Trump, still navigated to a rate hike when it was needed. This has to be reassuring on that front.
Alex Ossola 3:37
The Fed has two more meetings this year in October and December. Did they give any indication of whether more rate hikes are likely?
Matt Grossman 3:44
They released a dot plot. This is a set of forward projections for what they anticipate doing next. Most of the officials wrote down that they expect this was not the last rate hike of the year. Most of the officials said that they think at least one more is coming this year. A small handful of officials thought that we could get two more rate hikes this year. Now, Chairman Warsh does not like the dot plot. He does not participate.

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