Bitcoin Too Expensive? There Are Others to Invest In

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WSJ Your Money Briefing 9 min 3 speakers 4 chapters transcribed 2 months ago
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Unknown 0:02
This is Your Money Matters from The Wall Street Journal.
J.R. Whalen 0:10
Welcome to Your Money Matters. I'm J.R. Whalen with Anne-Marie Frattoli in New York. You've heard the phrase, high seas raise all boats. Well, that seems to be the case with digital currencies. While Bitcoin's value has skyrocketed more than 1,600% this year, some other digital currencies have also seen meteoric rises. And Wall Street Journal cryptocurrency reporter Paul Vigna joins us to discuss.

What are altcoins and why are they gaining after Bitcoin’s surge?

J.R. Whalen 0:33
So, Paul, in your story in The Wall Street Journal, you write about so-called altcoins, alternative versions of Bitcoin, and many of them are the beneficiary of simply looking like Bitcoin.
Paul Vigna 0:45
Yeah, I think the thing you have to keep in mind with Bitcoin is that this is basically free software. Anybody can come along, take Bitcoin software, rework it to add whatever features, bells and whistles they want and release their own version of Bitcoin. And there are probably about there's well north of a thousand of these right now. A thousand versions? Yeah. I mean, most of them have absolutely no chance of ever becoming a legitimate currency. They are either poorly planned out, you know, slapdash versions or they're just flat out pump and dump schemes sometimes. But some of them are actual thought out alternatives to Bitcoin with their own group of developers and their own group of traders and businesses that are trying to come up with a better Bitcoin.
Paul Vigna 1:40
And there's probably about a half dozen of them that have a legitimate chance of becoming a real thing. And another, you know, maybe 10 or so that, you know, have their own small. These are almost like I don't I don't want to say cult because that sounds like a bad word. But they're like they're like clubs. How about that? But that's a better way to put it. And what has happened this year is because Bitcoin, the main one, and Ethereum, the kind of the second most important rival, have done so well. There is so much new money and new wealth being created that a lot of people are simply buying up these other ones on the chance that, hey, who knows, maybe one of these will become the next moonshot crazy rocket ride.
Anne‑Marie Fertoli 2:24
So among some of those alternatives that you mentioned, Ethereum, some others that are being tossed around, Litecoin, Coinbase, what can you tell us about their likelihood to rise as Bitcoin has? What can you tell us about them in general?
Paul Vigna 2:36
Right. Well, so Coinbase is a company and they run an exchange. Litecoin was the first sort of major altcoin. That's what they call them. They call them altcoins. So Litecoin was the first one that came around. It came out in 2011 and it's a very close version of Bitcoin with a couple of features changed. to make it a little bit faster and cheaper. And it has a group of developers that have been working on it. It's, you know, it's a legitimate altcoin as far as altcoins go. Has never really kind of gotten the attention that Bitcoin has gotten. Ethereum has gotten a lot of attention. Ethereum has kind of been the really big hyped so-called better Bitcoin. That's been around for a couple of years, but has a large group of developers working on it.
Paul Vigna 3:26
That is a version of Bitcoin that has changed pretty drastically. If you think of Bitcoin as a network, that network's goal is for the exchange of value between two people, between you and me. So that's what it is built for.

How can anyone create a copy of Bitcoin and how many altcoins exist?

Paul Vigna 3:40
Bitcoin is literally built to allow people to just make this transfer of value between each other.
Anne‑Marie Fertoli 3:46
When we talk about Bitcoin, we always talk about this notorious volatility. What's the danger of investors putting their money behind one of these other cryptocurrency altcoin alternatives and hoping they do as well as Bitcoin has?
Paul Vigna 3:58
The danger is high. The risk is real. I mean, you have to keep in mind two things about these markets. One, they are very small. Compared to any traditional market that you're used to, especially traditional U.S. markets like the stock market or the bond market or even the commodities markets, these are very small markets. That's why they're so volatile.

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