Companies Giving Consumers an Exit From Subscription Fees

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WSJ Your Money Briefing 6 min 2 speakers 7 chapters transcribed 2 months ago
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What is the main topic discussed in this episode?

J.R. Whalen 0:05
Here's your Money Briefing. I'm J.R. Whalen at The Wall Street Journal in New York. Subscription business models can be a cash cow for companies, but too often it can be a time-consuming process for consumers who want to cancel a subscription.

What problem do subscription cancellation policies create for consumers and companies?

J.R. Whalen 0:19
Well, now many companies are making it easier for customers to lose those monthly subscription fees.
Matthew Kassel 0:24
It's more of a self-preservation tactic and a marketing strategy that allows companies to give customers the impression that they are being treated fairly.
J.R. Whalen 0:33
That's Wall Street Journal contributor Matthew Castle. Coming up, he'll tell us why companies like Netflix are giving customers an escape hatch from subscription rules.
J.R. Whalen 0:50
From clothing to meal kits, a subscription business can be a lucrative revenue stream for companies. But for some, loosening the rules that keep customers around can actually pay off in the end. Wall Street Journal contributor Matthew Kessel is with us to discuss. So Matthew, it seems financially counterintuitive to give customers the option to stop paying monthly subscription fees.

Why are companies loosening subscription rules as a business strategy?

Matthew Kassel 1:10
Yeah, it would seem that way. But in recent years, a bunch of companies have been adopting looser cancellation policies in an effort to lure in more subscribers. And the reason is because also in recent years, customers have been complaining a bit about onerous cancellation policies. In 2016, for instance, The Honest Company was criticized for requiring that customers call on the phone, which caused some delays in cancellation. So it's more of a self-preservation tactic and a marketing strategy that allows companies to give customers the impression that they are being treated fairly.
J.R. Whalen 1:52
Are the companies very upfront about these looser rules?
Matthew Kassel 1:55
Yeah, some are.

How did ClassPass change its cancellation flow and why?

Matthew Kassel 1:56
ClassPass, for example, is currently rolling out a new cancellation policy after it found that customers wanted a more kind of like frictionless cancellation process. So at first they had a live chat feature And the reason that they had that, according to a person in the company I spoke with, was they wanted to find out that customers weren't canceling because they found, for example, that their subscription was too expensive. So they wanted to potentially offer another plan that could be a little more affordable. But they found that they just were better off getting rid of it entirely. And then they're now rolling out. An automated cancellation process that they believe will be more transparent and allow customers to more easily click the cancel button.

How does focusing on lifetime customer value justify easier cancellations?

J.R. Whalen 2:46
Now, ClassPass gives users access to exercise classes at area gyms and studios. Do companies like ClassPass, do they see this as an investment?
Matthew Kassel 2:57
Yeah, I think they do. Lauren Coward. Hill, the director of customer experience at ClassPass, told me that they want to sort of respect what their members want. And they found that their members value a kind of frictionless cancellation flow. So they've been trying to deliver that to their customers.

What examples show companies balancing subscriptions with flexible membership options?

J.R. Whalen 3:17
But the importance here to the companies is a long term better relationship with the customers.
Matthew Kassel 3:21
Yes, that's part of a broader strategy that's been gaining traction among subscription companies. It's better known as lifetime customer value, and it's part of an effort on subscription companies to retain customers over a long period of time. and build a relationship with them. And a kind of interesting aspect of this new trend among subscription companies making it easier to cancel is that not only does it make customers feel more comfortable subscribing because they feel that they won't be locked in and can cancel at any time, it also encourages customers to feel as if they can come back easily because if they cancel and it was an easy process, then they won't be concerned if they come back if they need the service again.
J.R. Whalen 4:08
So it kind of puts the customer at ease. They can come and go as they please.
Matthew Kassel 4:11
Yeah, and the standard bearer, according to one expert I spoke to in this regard, is really Netflix, which is very transparent with their cancellation policy.

How are regulators and public pressure influencing subscription cancellation policies?

Matthew Kassel 4:22
Whenever they do a price increase, they allow the customer to cancel.

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