Introducing: WSJ's Take On the Week

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WSJ Your Money Briefing 21 min 7 speakers 6 chapters transcribed 2 months ago
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Charles Schwab 0:01
Listen at schwab.com slash washingtonwise.
J.R. Whelan 0:26
Hi, your Money Briefing listeners. It's J.R. Whelan. The news is moving so fast, it can be hard to know where to focus, especially when it comes to what might affect your investments. But the Wall Street Journal is here to help. Our new podcast, WSJ's Take on the Week, cuts through the noise to explain the major business and financial news that may move the markets. It comes out Sundays, and it's designed to help you make smarter investing decisions and take on the week with confidence. We wanted you to hear it. And if you like the show, be sure to subscribe. Enjoy.
Dion Rabouin 0:58
What's good, everybody? I'm Dion Reboan for The Wall Street Journal, and this is WSJ's Take on the Week, the show where we break down the most important things to watch in business and financial news. We cut through the noise to get you ready for what matters. Stocks fell last week, with the Nasdaq turning lower for the third week in a row. Both the Nasdaq and the S&P 500 entered correction territory during the week, meaning the indexes have dropped 10% from their last high. That said, the Nasdaq is still up by 20% year to date, and the S&P is up by around 7%. Wall Street hasn't been talking much about crypto this year, but silence has been golden for digital assets. The price of Bitcoin has jumped by more than 100 percent year to date and gained more than 10 percent just last week.
Dion Rabouin 1:54
That jump was largely tied to news that the SEC will not appeal a court ruling that paved the way for a new Bitcoin trading vehicle for professional money managers and retail investors to bet on the cryptocurrency. We'll get into what's next for Bitcoin, Ethereum and other digital assets as we look ahead to this week's expected earnings report from Coinbase, the biggest crypto exchange in the US. But before we talk about all that, you already know what time it is. It's Fed Week. It's time to get your popcorn ready for J.P. Money and the gang. Chair Jerome Powell and the Fed will begin their two-day policy meeting on Halloween, Tuesday, October 31st. And we'll hear from the chairman on Wednesday. Members of the Fed's rate-setting committee have been hard at work in recent weeks, making the case that moves in financial markets have done some of the Fed's work for them by tightening financial conditions.
Dion Rabouin 2:51
You see it with higher business loan rates and the highest mortgage rates in 23 years. Tighter financial conditions mean that the market, rather than the Fed, raises rates and tightens up the economy. As Powell said earlier this month in a speech, that could mean the Fed won't need to raise rates again this year. But why have financial conditions tightened? And what does that actually mean? More importantly, what does what we've heard from Fed officials about markets and about economic data tell us about what to expect at their meeting this week? To help answer those questions, I'm joined by WSJ markets reporter Gunjan Banerjee and WSJ economics reporter Harriet Torrey. Harriet, I want to come to you first.
Dion Rabouin 3:37
The data on the U.S. economy has been surprisingly strong. Why has the data been so strong and why has that been surprising?
Harriet Torry 3:46
This has largely come down to consumers. So at the beginning of this year, most economists thought that the economy was going to head into a recession pretty quickly. And there are numerous reasons for this, but the overriding reason was the Fed raising interest rates. They've raised rates very sharply, very quickly to a 22-year high. And I think most people just thought, okay, consumers are going to buckle eventually. Housing loans are getting much more expensive. Auto loans are much more expensive. People are running down their pandemic savings.
Dion Rabouin 4:13
Credit card interest rates are at an all-time high.
Harriet Torry 4:16
Exactly. But at the same time, what we've seen is that the labour market has stayed really strong. And that means, you know, more people getting jobs, people getting wage increases, and that has enabled them to keep spending. And that has come as a surprise. I think just the strength of the consumer.

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