What It's Really Like to Be an Airbnb Landlord

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WSJ Your Money Briefing 6 min 2 speakers 7 chapters transcribed 2 months ago
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What is the main topic discussed in this episode?

J.R. Whelan 0:05
Here's your money briefing. I'm J.R. Whalen at The Wall Street Journal in New York. Services like Airbnb make it easy to rent out a room or your entire house to guests to make some extra money. But there's a lot more to being an Airbnb landlord than just posting a listing.
Matthew Kassel 0:19
You are going to be taxed, and you should hire a smart accountant who knows what you can and cannot deduct. You can't deduct things like big renovations. and purchases like appliances and furniture. But for things that are more directly related to the Airbnb business, like linens or coffee, you'd be surprised how those prices add up.

How much work is involved in preparing a home to rent on Airbnb?

J.R. Whelan 0:42
That's Wall Street Journal contributor Matthew Castle. He recently spoke with both short-term rental landlords as well as guests, and got the inside scoop on expenses for the home prep and the fees involved when renting. That's coming up.
J.R. Whelan 1:01
Being an Airbnb landlord is a great way to make some extra money, but that extra cash could be offset by fees and expenses that go along with getting your home ready for renters. Wall Street Journal contributor Matthew Castle joins us with details.

How do hosts manage guest communication and reduce hands‑on time?

J.R. Whelan 1:14
So Matthew, renting out a room in your home, it's not really as easy as just posting a listing.
Matthew Kassel 1:19
It can involve a lot of sort of preliminary steps that have to take place before you put the listing online, such as like renovation or, you know, stocking up on supplies. So it's a little more complicated than just throwing up a listing online.
J.R. Whelan 1:36
Some people you spoke with have enjoyed a steady flow of guests, and that sounds lucrative, but it can also bring on lots of responsibilities for the homeowner as well.
Matthew Kassel 1:45
Yes, a guy I spoke to in Minneapolis named Kevin Ha, who runs a website called Financial Panther. has found that his house, which is close to a university and attracts a lot of people, is pretty popular on Airbnb. But it also has sort of caused him some bureaucratic headaches, such as the fact that he found he was spending a lot of his time messaging with guests before and after their stays. So he kind of tried to streamline that process by automating his messages using an app called IGMS.

Which everyday supplies and small expenses can hosts deduct on taxes?

Matthew Kassel 2:17
which you can use to send out automated messages like introductions and stuff. And he also put a house manual in his home to alert guests to such things as the fact that his shower was sort of reversed in terms of hot and cold, just to sort of obviate the need for guests to get in touch with him on things that might be able to be

What renovation costs and payback timelines do hosts report?

Matthew Kassel 2:36
explained in a book such as the one he left in his house.
J.R. Whelan 2:40
That's good to tell them about the shower. That's not a good surprise to have. No. You know, for people who rent their homes or they go the Airbnb route, the renovations often involved could actually help them boost the value of their home down the road.
Matthew Kassel 2:52
It's a little bit of a trade-off. A guy I spoke to in Brownsburg, Indiana, which is just outside Indianapolis, decided that he and his wife were going to retire and they put $54,000 into renovating their home. They reasoned that they would be able to sell it at a higher price down the line if they ever wanted to. But it has caused them a few issues now because they have been trying to recoup the costs by using Airbnb, which is one of the reasons that they did the renovations in the first place.

Can renting on Airbnb provide income and social benefits for retirees or lonely homeowners?

Matthew Kassel 3:23
And recouping the cost has taken a little longer than they would have liked. It's about $10,000 a year as opposed to $20,000 for them. though they imagine that they'll have earned back the money in a year or so. So it will have taken them about five years.

What regulations and local licensing should prospective Airbnb hosts check?

J.R. Whelan 3:40
And homeowners also have to be mindful of the taxes involved when they rent out rooms.
Matthew Kassel 3:45
Yeah, it's something that a lot of people don't think about, but you are going to be taxed and you should hire a smart accountant who knows what you can and cannot deduct. I spoke to one accountant who said that you can't deduct things like big renovations or and purchases like appliances and furniture. But for things that are more directly related to the Airbnb business, like linens or coffee, you'd be surprised how those prices add up.

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