Your Money, Your Vote: What Trump’s and Harris’s Tax Plans Could Mean for You

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WSJ Your Money Briefing 15 min 6 speakers 2 chapters transcribed 2 months ago
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What is the main topic discussed in this episode?

Deel/Ad Reader 0:00
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Unknown 0:30
Here's your Money Briefing for Sunday, September 22nd.
J.R. Whalen 0:39
I'm J.R. Whelan for The Wall Street Journal. This is the second installment of our special series, Your Money, Your Vote. Today we're focusing on where the 2024 presidential candidates stand on taxes. For most people, taxes are only ever on their radar in the months leading up to the filing deadline each April. And every four years, right around now, when promises about tax cuts come up around election time. Vice President and Democratic presidential nominee Kamala Harris and former President and Republican nominee Donald Trump have talked about taxes throughout their campaigns.
Kamala Harris 1:14
Under my plan, more than 100 million Americans will get a tax cut.
Donald Trump 1:20
I am promising low taxes...
J.R. Whalen 1:22
and at the presidential debate hosted by ABC.
Kamala Harris 1:26
I intend on extending a tax cut for those families of $6,000, which is the largest child tax credit that we have given in a long time.
Donald Trump 1:35
Everybody knows what I'm going to do, cut taxes very substantially and create a great economy like I did before.
J.R. Whalen 1:41
And while taxes may not be the most important issue to every voter, everyone's finances will be affected in some way. Take Bernard Evers. He's 63, lives in New York City, and is a retired marine cargo insurance broker. He has his mind made up about who he'll vote for in November, but he says his financial decisions for the next few years are more up in the air.
Unknown 2:04
If the tax issue can improve, particularly here in New York, which is a tough place to retire in, I have a decision to make because of everything being taxed on me, Social Security, pension, 401k, things of that nature.
J.R. Whalen 2:17
And taxes are on the minds of voters across the country, some more than others. Here's 43-year-old Elisa Jovin from Los Angeles.
Unknown 2:25
I'm fine paying taxes as long as it's going towards roads, schools, helping homelessness, which is a huge issue in Los Angeles.

What tax issues does this episode introduce and who are the guests?

Unknown 2:33
I don't mind paying taxes as long as it's going towards the good of the community that I live in.
J.R. Whalen 2:38
But with Election Day rapidly approaching, voters are figuring out what they want from the candidates, like 26-year-old New York City insurance broker Joanna Allen, who's hoping to have more money in her pocket.
Unknown 2:50
I'm definitely looking for the tax break that will go to the middle class. And the amount of taxes that's not only coming out of my paycheck, but the things that I have to spend money on on a daily basis is getting a little bothersome.
J.R. Whalen 3:03
So what changes can taxpayers expect under a Trump or Harris administration? And what challenges could the next president face in putting these policies in place?
Unknown 3:12
That's after the break.
J.R. Whalen 3:26
Infliction is killing me. But who cares? Big retailers are making record profits. That's why we support the Durbin Marshall credit card bill. See?
Unknown 3:36
Banks and credit unions help small businesses make payroll. This bill would cut the vital resources they need.
J.R. Whalen 3:41
While increasing megastore profits. They deserve it, don't they?
Deel/Ad Reader 3:46
Tell Congress, stop the Durbin Marshall money grab for corporate megastores. Paid for by the Electronic Payments Coalition.
J.R. Whalen 3:57
Taxes affect everything from your investment portfolio to the cost of raising a child. To take a deeper dive into the presidential candidates' platforms, I'm joined by Wall Street Journal tax reporters Rich Rubin and Laura Saunders. Rich, taxes are typically part of any presidential campaign platform, but why are taxes so significant in 2024?
Rich Rubin 4:19
Well, two reasons. One is that control of the White House, the House, and the Senate is all up for grabs, and all three are close. So it matters a lot, depending on how this election goes, what will happen to people's taxes. And then the second big reason is that

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