Your Money, Your Wealth

Will Buying Your Dream Home Ruin Early Retirement? - 559

09 Dec 2025

Contributed by Lukas

Today on Your Money, Your Wealth® podcast 559 with Joe Anderson, CFP®, and Big Al Clopine, CPA, David wants to know if he and his wife (ages 47 and ...

Roth IRA vs. Traditional IRA: Which is Better for Retirement Savings? - 558

02 Dec 2025

Contributed by Lukas

McDreamy Dempsey wants to know if converting to Roth in the 37% tax bracket ever makes sense, and Gary in La Crosse warns Joe Anderson, CFP® and Big ...

UGMA, 529, HSA, RMD, and Inherited IRA Tax Bombs Defused - 557

25 Nov 2025

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA are defusing some confusing tax time bombs today on Your Money, Your Wealth® podcast number 557. George i...

Roth Conversions vs. 0% Capital Gains Rate: a Retirement Tax Trap? - 556

18 Nov 2025

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA spitball Roth conversions, capital gains, and retirement readiness from every angle, today on Your Money, ...

Retiring Before Social Security? Consider These Portfolio Changes - 555

11 Nov 2025

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA spitball withdrawal strategies, Roth conversion timing, and saving priorities for every stage of life, tod...

Change of Roth Plans for the New Senior Tax Bonus? Tax-Loss Wins? - 554

04 Nov 2025

Contributed by Lukas

Should the new temporary senior tax deduction change your Roth conversion strategy? Joe and Big Al spitball for Chris in Maple Grove, Minnesota, who w...

Should You Convert to Roth Before or After You Retire? - 553

28 Oct 2025

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podc...

Don't Let Money Anxiety Ruin Your Retirement - 552

21 Oct 2025

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA tackle the fears that mess with even the best-laid financial plans, today on Your Money, Your Wealth® pod...

Where Should You Take Retirement Money First If You've Saved $2M? - 551

14 Oct 2025

Contributed by Lukas

We're playing "which comes first" today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. "Retired G-M...

Is Your Roth Conversion Timing All Wrong? (Financial Blunders) - 550

07 Oct 2025

Contributed by Lukas

Joe and Big Al spitball on how to avoid screwing up the timing of your Roth conversions, today on Your Money, Your Wealth® podcast number 550. Barrie...

What Retiring With $6 Million Really Looks Like - 549

30 Sep 2025

Contributed by Lukas

Today on Your Money, Your Wealth® podcast number 549 with Joe Anderson, CFP® and Big Al Clopine, CPA, a comment on one of our YouTube videos sparks ...

Is Financial Software Giving You False Retirement Confidence? - 548

23 Sep 2025

Contributed by Lukas

Wendy and Joe in Colorado ran the numbers, and their financial planning software says they'll have over $10 million when they pass. Wendy's wondering ...

Roth Conversions: When to Make 'Em, When to Take 'Em - 547

16 Sep 2025

Contributed by Lukas

A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement sa...

How to Accomplish Your Retirement Goals - Even Without a Fat Wallet - 546

09 Sep 2025

Contributed by Lukas

We heard your feedback, and today on Your Money, Your Wealth® podcast number 546, Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing retirem...

What The New Law Means For Your Roth IRA! - 545

02 Sep 2025

Contributed by Lukas

One Big Beautiful Bill is now law. How does it impact your Roth conversion strategies and other financial decisions? Plus, you may have seen or heard ...

What's the Tax Triangle and How to Find Out if Yours is Lopsided - 544

26 Aug 2025

Contributed by Lukas

You've heard Joe and Big Al talk about the benefits of tax diversification in retirement. That is, having money in tax-deferred, tax-free, and taxable...

Can You Retire at Age 57 and Spend Big? - 543

19 Aug 2025

Contributed by Lukas

Is it possible, common even, to spend a lot early in retirement to celebrate your financial freedom? How do Roth conversions and withdrawals work if y...

Are You Cutting Retirement Too Close? - 542

12 Aug 2025

Contributed by Lukas

"Rubble and Skye" in Minnesota want to spend $65,000 a year in retirement, and they'll have $67K in annual fixed income. Are they cutting it too close...

Are These Millennials Saving Enough to Retire Before 60? - 541

05 Aug 2025

Contributed by Lukas

Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are thes...

Smart Strategies to Retire Early and Spend More - 540

29 Jul 2025

Contributed by Lukas

Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at a...

Where to Invest for Pre-Retirement and a GO-GO Lifestyle? - 539

22 Jul 2025

Contributed by Lukas

Roger in Canton, Ohio, is burnt out. Can he and his wife Jane pre-retire next year in their mid-50s with $2.8 million? Joe and Big Al spitball on whet...

How Much Money Do You Need to Retire in 2026? - 538

15 Jul 2025

Contributed by Lukas

George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026, or even earlier. Will they have eno...

Asset Location, Investing Property Sale Proceeds, and Maxing Tax-Free Retirement - 537

08 Jul 2025

Contributed by Lukas

You've got your tax-free Roth accounts and your tax-deferred retirement accounts. Should you invest the same way in each? Kevin in Denver wants to kn...

Social Security vs. Pension No More - 536

01 Jul 2025

Contributed by Lukas

If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination ...

When Do Roth Conversions STOP Making Sense? - 535

24 Jun 2025

Contributed by Lukas

Ryan in Texas is in the 32% tax bracket. Where should he save for retirement so he'll be in a lower bracket? Should Weronika in Texas pay the taxes no...

Roth Conversions vs. IRMAA, Using Retirement Funds to Pay the Mortgage, Retirement Spending Plan - 534

17 Jun 2025

Contributed by Lukas

Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mar...

Early Withdrawals, Tech Stocks vs. International, Annuities, ESOP and NUA - 533

10 Jun 2025

Contributed by Lukas

Before she retires next month at age 52, Rowan in Georgia wonders how to maximize growth in her IRA, which will be funded with 72(t) early retirement ...

"The Payoff is Huge": Jonathan Clements' Final Initiative to Empower Lifelong Savers - 532

03 Jun 2025

Contributed by Lukas

Imagine being told you only have 12 months to live. What would you do with your time? Today on Your Money, Your Wealth podcast number 532, Big Al Clop...

Tariffs Killed My Portfolio. Should I Claim Social Security Early? - 531

27 May 2025

Contributed by Lukas

Tariffs killed Carl's investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CP...

Portfolio Drift, Avoiding Capital Gains, and a $6M Retirement - 530

20 May 2025

Contributed by Lukas

What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing ...

When to HOLD OFF on Doing Roth Conversions - 529

13 May 2025

Contributed by Lukas

John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension in...

Retirement Savings: When to Take Your Foot Off the Gas - 528

06 May 2025

Contributed by Lukas

You've been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spi...

Taxable Income, Dividends, Roth & SMA: What's Missing in Your Early Retirement? - 527

29 Apr 2025

Contributed by Lukas

What are the pros and cons if Chip uses the money in his taxable brokerage account for early retirement income? Jack and Sally ask Joe and Big Al to s...

Roth IRA is "The Greatest Account Ever" Per Ed Slott. But Why? - 526

22 Apr 2025

Contributed by Lukas

Just about every week here on YMYW, Joe and Big Al talk about converting your retirement savings to Roth accounts. But why? What's the big deal? Today...

Risks Threaten Retirement. Rewire Your Plans - 525

15 Apr 2025

Contributed by Lukas

Tariffs, inflation, healthcare costs... how do you shift from saving to spending in retirement while managing risks like these? Jamie Hopkins is a CER...

Will the Tax Cuts and Jobs Act Be Extended? - 524

08 Apr 2025

Contributed by Lukas

Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at ...

These Three Investments Make for a Happier Retirement - 523

01 Apr 2025

Contributed by Lukas

What are the three predictors of retirement happiness? Dr. Michael Finke, CFP® from the American College of Financial Services tells us what his rese...

Choosing Your Retirement Income Style and Top 5 Ways to Manage Market Volatility - 522

25 Mar 2025

Contributed by Lukas

What is your retirement income style? Dr. Wade Pfau, CFA, RICP®, is the co-founder of RISAprofile.com, providing investors with retirement income sty...

What's the Future of Social Security Under the New Administration? - 521

18 Mar 2025

Contributed by Lukas

What does the future hold for your Social Security under the new Trump administration and Elon Musk's DOGE, the Department of Government Efficiency? N...

Haven't Yet Saved a Million. Can We Still Retire Early? - 520

11 Mar 2025

Contributed by Lukas

Martin and Caterina in Green Bay are in their 40s and haven't yet saved a million bucks. Are they on track to retire at age 58? Can Piggie and Kermit ...

What's a Safe Withdrawal Rate in Retirement? (So You Won't Run Out of Money) - 519

04 Mar 2025

Contributed by Lukas

How much do Nick and Nora in Pittsburgh, and Doc Mc Muffin and her Mr. in Minnesota, need to have saved, and how much can they afford to spend in reti...

Should You Switch Retirement Contributions to Roth? - 518

25 Feb 2025

Contributed by Lukas

Is it better to save for retirement in traditional 401(k)s and IRAs, or in Roth accounts? That's today on Your Money, Your Wealth® podcast 518 with J...

0% Capital Gains Tax vs. Roth Conversion vs.... a Cruise? - 517

18 Feb 2025

Contributed by Lukas

Should Nancy in Washington take out a 401(k) loan and invest it in her brokerage account to catch up on saving for her retirement? When Joe and Big Al...

Mutual Funds vs. ETFs, Bonds to Bourbon - 516

11 Feb 2025

Contributed by Lukas

What are the benefits and differences between exchange-traded funds and mutual funds? Mike in Colorado wants to know. How should Lauren in Florida app...

Financial Planning for Marriage, Separation, and Singlehood - 515

04 Feb 2025

Contributed by Lukas

Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his sep...

Deferred Comp, Roth Strategies, Asset Protection (and Gold) - 514

28 Jan 2025

Contributed by Lukas

Mike and his wife in Tampa are 39 and 36, they've got nearly a million bucks saved. Are they on track for retirement? Kate in California is 55 and hop...

I Work in a Toxic Office. Can I Retire Early? - 513

21 Jan 2025

Contributed by Lukas

Today on Your Money, Your Wealth® podcast 513 with Joe Anderson, CFP®, and Big Al Clopine, CPA, YMYW listeners in their 40s are ready to call it qui...

Choosing the Right Investments for You - 512

14 Jan 2025

Contributed by Lukas

What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too ...

Grow Your Wealth Tax-Free & Retire Sooner: YMYW Best of 2024 - 511

07 Jan 2025

Contributed by Lukas

YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we're revisiting your favorite topics of 2024 as Joe Anderson, C...

Defusing a Future Tax Bomb With Roth Conversions - 510

31 Dec 2024

Contributed by Lukas

Does it make sense for Alex and his wife in Massachusetts to do Roth conversions now to the top of their eventual tax bracket? Steve in San Diego got ...

When to Claim Social Security and the Truth About Annuities - 509

24 Dec 2024

Contributed by Lukas

When should Richie and Heather and Rebecca and Sam collect their Social Security benefits? Why is Dan's benefit so much higher than his wife's? PWare ...

Bonds and Annuities, Social Security and Retirement Spending - 508

17 Dec 2024

Contributed by Lukas

John in Pennsylvania doesn't have bonds in his investment portfolio. Should he add them, and if so, where? That's today on Your Money, Your Wealth® p...

9 Answers to Boost Tax-Free Roth Retirement Income - 507

10 Dec 2024

Contributed by Lukas

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on paying the tax on your Roth conversions on Your Money, Your Wealth® podcast number 507. If yo...

How to Plan for 35 Years of Retirement Spending With Smart Roth Conversions - 506

03 Dec 2024

Contributed by Lukas

What's a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of "guaranteed" retirement spending? How aggressively sh...

How to Retire ASAP - and Where to Save to Get There - 505

26 Nov 2024

Contributed by Lukas

Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a broker...

Rules for Inheritances and Making Roth Contributions for Others - 504

19 Nov 2024

Contributed by Lukas

Can Ted and Georgette convert $1.6M in an inherited trust to Roth without distributing it? Should the trust own their home so they can use the home eq...

When to Pay Off Your Home, Retire, and Do Roth Conversions - 503

12 Nov 2024

Contributed by Lukas

When should Jack and Swan in Florida pay off their home, retire, and convert their savings to Roth for lifetime tax-free investment growth? Jennifer i...

Spitballing Early Retirement for the One Percenters - 502

05 Nov 2024

Contributed by Lukas

Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in...

How to Reduce the Widow's Tax Penalty - 501

29 Oct 2024

Contributed by Lukas

Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she's widowed and won't be married filing jointly? How should she pay the tax on...

Top Funniest Moments From the Your Money, Your Wealth Podcast, Vol. 2 - Ep. 500

22 Oct 2024

Contributed by Lukas

For 499 episodes of YMYW, Joe Anderson, CFP® and Big Al Clopine, CPA have been making fun of finance. On episode 500, we're celebrating The Top Funni...

How to Get Into Real Estate Investing, Spitballing Retirement - 499

15 Oct 2024

Contributed by Lukas

Are real estate investment trust (REIT) ETFs a good way for Leon to begin investing in real estate? Can AI Seth stay retired at age 52, and should he ...

Spend RMDs, or Reduce Distributions and Taxes With Roth Conversions? - 498

08 Oct 2024

Contributed by Lukas

Hawkeye and Elle are age 61 and in the 32% tax bracket. How should they get money into their Roth accounts for tax-free retirement income? Clark and E...

Tax-Savvy In-Plan Roth Conversions and Inherited IRA Withdrawals - 497

01 Oct 2024

Contributed by Lukas

Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a re...

Age Plus 20 Rule for Retirement Contributions - 496

24 Sep 2024

Contributed by Lukas

How much should you save in pre-tax accounts vs. post-tax accounts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the "age plus 20" rule for...

3 Strategies to Pay Roth Conversion Taxes - 495

17 Sep 2024

Contributed by Lukas

Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners' strategies for payin...

How to Get Into the Stock Market: Dollar Cost Average or Go All In? - 494

10 Sep 2024

Contributed by Lukas

TJ in Louisiana has been sitting on the sidelines, but now it's time to get into the market. Should he dollar cost average, or just go all in? Margare...

How Much Money Do You Need to Retire ASAP? - 493

03 Sep 2024

Contributed by Lukas

Can "Alanis" retire early at age 60? With "Barney and Betty's" spending patterns, can they retire ASAP? "Daisy and Donald" need retirement income for ...

Exchange Funds Explained, Roth Conversion Timing - 492

27 Aug 2024

Contributed by Lukas

What is an exchange fund and is it a good thing if you have a lot of capital gains like Bryan in New York? That's today on Your Money, Your Wealth® p...

Alternative Investments, Annuities, and Real Estate Syndications - 491

20 Aug 2024

Contributed by Lukas

What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication dea...

Can You Retire? Here's How to Calculate How Much You Need - 490

13 Aug 2024

Contributed by Lukas

Can Claire and her husband retire early at age 60? Today on Your Money, Your Wealth® podcast number 490, Joe Anderson, CFP® and Big Al Clopine, CPA ...

Good Tax Planning Can Save You HOW Much?! Find Out From IRA Guru Ed Slott, CPA - 489

06 Aug 2024

Contributed by Lukas

The single biggest retirement planning mistake to avoid, the problem with tax professionals, and answers to some of the most frequently asked retireme...

Market Timing Retirement Withdrawals and Roth Conversions - 488

30 Jul 2024

Contributed by Lukas

Is timing the market when you withdraw money from your retirement accounts or do Roth conversions an effective strategy to minimize tax and maximize r...

Should Siblings Take Out Life Insurance on Parents Before Inheriting $10M? - 487

23 Jul 2024

Contributed by Lukas

Should Terry and his siblings take out a whole life insurance policy on their parents before they inherit their folks' $10 million worth of farm land?...

How to Pay Less Tax and Invest for Retirement - 486

16 Jul 2024

Contributed by Lukas

How is Kimberly's strategy for reducing her retirement taxes by doing Roth conversions and qualified charitable distributions? Is Patrick's tax loss h...

Retirement Planning With a Large Age Difference: A Case Study | YMYW Extra - 6

09 Jul 2024

Contributed by Lukas

He's 56, she's 32. How does this 24-year age difference impact retirement plans for "Bonnie and Clyde", and what strategies should they implement now ...

Spitballing Retirement From Apple to a Tax-Friendly State | YMYW Extra - 5

02 Jul 2024

Contributed by Lukas

Will their $5 million nest egg get them to ages 85 and 100? Pa and GiDi are 65 and 60 and retiring now. As they consider moving to the no-income-tax s...

Spousal Social Security, Retirement Expenses and Roth Conversions | YMYW Extra - 4

25 Jun 2024

Contributed by Lukas

How much do retirees really spend in retirement? Does the Social Security Primary Insurance Amount (PIA) continue to rise with inflation? Is all the t...

Happily Ever After in Retirement? | YMYW Extra - 3

18 Jun 2024

Contributed by Lukas

Cinderella and her Prince Charming have a nest egg of $2.3 million and are hoping for retirement income of up to $150K/year. When can they afford to r...

Spitballing Retirement During the Expensive Kid Years - 485

11 Jun 2024

Contributed by Lukas

Market declines just before you retire, or early in your retirement, can really screw up your retirement income strategy. If you're in the middle of t...

Roth Conversions vs. Required Minimum Distributions - 484

04 Jun 2024

Contributed by Lukas

Should Mike in Virginia keep using his IRA money to pay the tax on his Roth conversions? How do you do a Roth conversion when you don't have the money...

Asset Location & Roth Conversion Retirement Spitball | YMYW Extra - 1

31 May 2024

Contributed by Lukas

Sunshine in Orange County has been waiting patiently since January for a full Retirement Spitball Analysis: how are her assumptions for rates of retur...

Slopes Vs. Suits: How Couples Bridge the Retirement Gap - 483

28 May 2024

Contributed by Lukas

Are women better investors and financial planners? Today on Your Money, Your Wealth® podcast 483 with Joe Anderson, CFP® and Big Al Clopine, CPA, th...

FDIC vs. SIPC, Annuities, SSDI & Early Retirement Strategies - 482

21 May 2024

Contributed by Lukas

Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to R...

Which Account Should Fund Living Expenses in Retirement? - 481

14 May 2024

Contributed by Lukas

Should 70-year-old Bob live off of capital gains and dividends from his mutual funds plus Social Security, or should he sell poor-performing mutual fu...

401(k) vs. Roth: Where to Save for Retirement - 480

07 May 2024

Contributed by Lukas

Kyle and his fiancée are in their 30s, have done a great job saving, and are in a high tax bracket. Would it make more sense for them to contribute t...

Tax Loss Harvesting, Tax Gain Harvesting, Financial Advisor Value - 479

30 Apr 2024

Contributed by Lukas

Linda is retired and financially independent. Her advisor suggests she have a separately managed account specifically for tax loss harvesting. Today o...

How to Manage Taxes When You Win the Lottery - 478

23 Apr 2024

Contributed by Lukas

So you won the lottery - congratulations! After you celebrate, should you rip off the band-aid and convert the entire lump sum payment to a Roth IRA? ...

What's the Break-Even Point on Roth Conversions? - 477

16 Apr 2024

Contributed by Lukas

Are there ever times when going all Roth isn't the best strategy? How do you determine the break-even point on doing Roth conversions? That's today on...

Which Mortgage for Early Retirement? What is Private Credit? - 476

09 Apr 2024

Contributed by Lukas

What is private credit and where does it fit in your investment portfolio? At age 60, Hope is tired of working and she's hoping to retire in 2-3 years...

Is Your Retirement Withdrawal Rate Too High? - 475

02 Apr 2024

Contributed by Lukas

Will Duke and Daisy's retirement spending plan work? If you're a fan of hearing Joe Anderson, CFP® and Big Al Clopine, CPA debate, you're in luck tod...

How to Take the Uncertainty of Taxes Off the Table - 474

26 Mar 2024

Contributed by Lukas

Jimmy in Wisconsin will have a pension, Social Security, and a seven year retirement shortfall. How should he cover it? Skipper in Texas has some unus...

Does Your Financial Advisor Just Want to Collect Fees? - 473

19 Mar 2024

Contributed by Lukas

Why would a financial advisor suggest that Frank in Lake Wobegon sell a piece of inherited property, pay 25% tax, and invest the lump sum? Mark in Flo...

Will Roth Conversions Put You On Track to Retire Early? - 472

12 Mar 2024

Contributed by Lukas

Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as f...

How Much Should You Convert to Roth IRA? - 471

05 Mar 2024

Contributed by Lukas

Big Tex, Paul in Maryland, and Nick in Alabama all need to know how much money they should convert to Roth to pay as little tax as possible, today on ...

Spitballing Retirement for Fat Wallets - 470

27 Feb 2024

Contributed by Lukas

Barney and Betty in Maryland hit the jackpot. How's Barney's strategy for net unrealized appreciation, retirement withdrawals, and asset location for ...

401(k) Ins & Outs, Roth Conversion Benefits, and Divorce Finances - 469

20 Feb 2024

Contributed by Lukas

Erik in MN is divorced, and the OC Birdman of South OC is getting divorced. Should Erik contribute to pre-tax retirement accounts or Roth? How should ...

How Much to Save in Tax-Free, Tax-Deferred, and Taxable Accounts? - 468

13 Feb 2024

Contributed by Lukas

Are there general guidelines on what percentages of your investment portfolio should be in tax-free accounts like your Roth, tax-deferred accounts lik...

What Does Retirement Look Like for You? - 467

06 Feb 2024

Contributed by Lukas

What does retirement at age 60 look like for Allison in Northern Virginia? The EASIretirement.com calculator says Jimmy and Rosalynn in Georgia are on...

Roth Conversions to Pay Less Tax on Retirement Withdrawals - 466

30 Jan 2024

Contributed by Lukas

Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can...

Personal Finance 101: How to Teach Teens About Money - 465

23 Jan 2024

Contributed by Lukas

How and what should we teach teenagers about money, to make the next generation financially literate? That's what CJ in Philadelphia and Teresa want t...