Your Money, Your Wealth
Episodes
What's the Difference Between a TSP and a Roth IRA? - 91
17 Dec 2016
Contributed by Lukas
Will a financial advisor give you an unbiased opinion? What's the difference between a TSP and a Roth IRA? Joe Anderson, CFP® and Alan Clopine, CPA a...
Tax-Saving Moves to Make Before Dec. 31st - 90
17 Dec 2016
Contributed by Lukas
It's your last chance to lower your tax bill – find out some last-minute moves to save on taxes before year-end. Plus, how are your assets titled? J...
Will IRA Contributions Reduce Your Tax Burden? - 89
11 Dec 2016
Contributed by Lukas
Would contributions to a traditional IRA reduce your tax burden? How do you start saving money at a young age and what are the benefits of a Roth IRA?...
12 Ways You Could Go Broke in Retirement - 88
11 Dec 2016
Contributed by Lukas
Joe Anderson, CFP® and Alan Clopine, CPA start off YMYW podcast episode 88 with a quick discussion on potential tax changes under Trump. Plus, 12 way...
Is the Tax Code Changing? - 87
03 Dec 2016
Contributed by Lukas
Joe Anderson, CFP® and Alan Clopine, CPA discuss a brief history of the tax code and where it might be headed in YMYW podcast episode 87. Find out so...
Pros and Cons of Rolling a Retirement Account Into an IRA - 84
19 Nov 2016
Contributed by Lukas
Dividend paying stocks: do you understand how they work? Also in YMYW podcast episode 84, Joe Anderson, CFP® and Alan Clopine, CPA answer your bigges...
Are You Ready for Retirement? Answer These Questions to Find Out - 83
19 Nov 2016
Contributed by Lukas
Are you prepared for retirement? These 6 questions will help you see if you're ready in YMYW podcast episode 83. Original publish date November 19, 20...
Money for the Rest of Us | Interview with J. David Stein- 82
12 Nov 2016
Contributed by Lukas
J. David Stein, host of popular podcast "Money for the Rest of Us" joins the show to talk about, you guessed it, money. Joe Anderson, CFP® and Alan...
Taxes under President Trump - 81
12 Nov 2016
Contributed by Lukas
It's been 30 years since the last tax reform, but President-elect Trump is planning for a change. Joe Anderson, CFP® and Alan Clopine, CPA take a com...
The Value of a Financial Planner with Joe Saul-Sehy - 80
05 Nov 2016
Contributed by Lukas
Joe Saul-Sehy, host of the top-rated personal finance podcast Stacking Benjamins joins Joe Anderson, CFP® and Big Al Clopine, CPA on Your Money, You...
7 Scary Retirement Moves to Avoid - 79
05 Nov 2016
Contributed by Lukas
Are you making these mistakes that could sabotage your retirement? In episode 79 of the YMYW podcast, learn tips to avoid making costly financial mist...
Propositions That May Impact Californians' Finances - 78
29 Oct 2016
Contributed by Lukas
Joe Anderson, CFP® and Alan Clopine, CPA discuss some of the 2016 California propositions and how they affect your finances, in episode 78 of the YMY...
What is the Social Security Spousal Benefit? - 77
29 Oct 2016
Contributed by Lukas
What is the Social Security spousal benefit? Joe and Big Al explain in episode 77 of the YMYW podcast. Plus, how leveraging your home equity in a reve...
How Bond Investments Work - 76
22 Oct 2016
Contributed by Lukas
In episode 76 of the YMYW podcast, Joe Anderson, CFP® and Alan Clopine, CPA answer investors' questions about bond returns, how interest rates affect...
Social Security Strategies Explained - 75
22 Oct 2016
Contributed by Lukas
Joe Anderson, CFP® and Alan Clopine, CPA discuss Social Security strategies for couples claiming spousal benefits in episode 75 of the YMYW podcast, ...
Investing for Retirement Questions Answered - 74
15 Oct 2016
Contributed by Lukas
In YMYW podcast episode 74, Joe Anderson, CFP® and Alan Clopine, CPA answer questions about investing for retirement, covering investment options for...
Best Time to Take Social Security Benefits - 73
15 Oct 2016
Contributed by Lukas
Most women take their Social Security benefits early causing them to lose out on an increased benefit amount. Joe Anderson, CFP® and Alan Clopine, CP...
How to Pick the Right Target-Date Fund - 72
08 Oct 2016
Contributed by Lukas
Your 401(k) plan options probably include at least one target-date fund. Joe Anderson, CFP® and Alan Clopine, CPA discuss this one-step strategy for ...
Tapping Into Your Home Equity With a Reverse Mortgage - 71
08 Oct 2016
Contributed by Lukas
A reverse mortgage gives you the opportunity to tap into your home equity to generate retirement income. Joe Anderson, CFP and Big Al Clopine, CPA dis...
Laws of Wealth | Interview with Dr. Daniel Crosby - 70
01 Oct 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA answer personal investing questions in episode 70 of the YMYW podcast, then welcome New York Times and USA Tod...
Will Your Taxes Get Audited? - 69
01 Oct 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA discuss the latest statistics on who's most likely to get audited, how often it happens, and what to do if it ...
8 Financial To-Dos Before Year-End - 68
24 Sep 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA discuss the importance of properly diversifying your 401(k) in episode 68 of the YMYW podcast. Plus, should yo...
Can I Roll My Solo 401(k) to a Simple 401(k)? - 67
24 Sep 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA discuss some last-minute tax planning tips before year-end in episode 67 of the YMYW podcast. They also answe...
Where the Presidential Candidates Stand on Taxes - 66
17 Sep 2016
Contributed by Lukas
The state of the US tax code couldn't be more uncertain. In episode 66 of the YMYW podcast, Joe Anderson, CFP® & Alan Clopine, CPA discuss the presid...
5 Lessons to Learn from Wealthy Investors - 65
17 Sep 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine, CPA discuss a two-decade study on the character traits of America's wealthy and uncover the lessons that can b...
Best & Worst Boomers' Retirement Plans - 64
10 Sep 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine, CPA discuss the good, the bad and the ugly of baby boomers' retirement plans in episode 64 of the YMYW podcast...
Cracking Down on the 'Mega-Roth' - 63
10 Sep 2016
Contributed by Lukas
Oregon's State Senator Ron Wyden is proposing a limit on Roth IRA accounts so high-income households would face restrictions on this tax-advantaged re...
Factor-Based Investing with Larry Swedroe - 62
03 Sep 2016
Contributed by Lukas
Investing expert Larry Swedroe joins Joe Anderson, CFP® and Big Al Clopine, CPA to discuss his new book on factor-based investing in episode 62 of th...
Why Save for Retirement in a 401(k)? - 61
03 Sep 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine CPA answer your burning financial questions in episode 61 of the YMYW podcast, ranging from how to avoid gift t...
Pension Vs. Lump Sum, 401k Rules, and the Fiduciary Standard - 60
27 Aug 2016
Contributed by Lukas
Pensions in lump sum vs monthly payments, 401(k) rules, the fiduciary standard, and more as Joe Anderson, CFP® and Big Al Clopine, CPA answer listene...
6 Ways to Reduce Your Required Minimum Distributions - 59
27 Aug 2016
Contributed by Lukas
Did you know there are strategies you can use to reduce your required minimum distributions (RMDs) from your individual retirement account? In episode...
Financial Planning in Your 20s and Controlling Income Taxes - 58
20 Aug 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine CPA answer personal finance questions about real estate investments, financial planning in your 20s, retirement...
Traditional Retirement is Dead. Now What? - 57
20 Aug 2016
Contributed by Lukas
In episode 57 of the YMYW podcast, Joe Anderson, CFP® and Big Al Clopine, CPA shed light on scary statistics regarding the rise of healthcare costs a...
Answers to Financial Questions You're Afraid to Ask - 56
13 Aug 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine CPA answer frequently asked financial planning questions about divorce, tax deductions, business profits, Roth ...
3 Reasons to Ignore Presidential Candidates' Economic Promises - 55
13 Aug 2016
Contributed by Lukas
Presidents can bully the Federal Reserve, but they can't set central bank policy. Joe Anderson, CFP® and Alan Clopine, CPA explain how the Fed impact...
Beware of the New 60-Day Rollover Rules - 54
07 Aug 2016
Contributed by Lukas
The IRS changed the rules for IRA rollovers and not everyone is catching on. Taxpayers can only perform one 60-day IRA rollover in a 12-month period, ...
Avoid These 6 Costly Retirement Planning Mistakes - 53
06 Aug 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA share common retirement mistakes they've seen for years. These mistakes that could cost you thousands, if not ...
What You Need to Know Before Choosing a Financial Advisor - 52
30 Jul 2016
Contributed by Lukas
Joe Anderson, CFP® & Alan Clopine, CPA answer frequently asked investing questions and explain key factors to look for when choosing a financial advi...
Is It the End for These Three Tax-Saving Strategies? - 51
30 Jul 2016
Contributed by Lukas
On YMYW podcast 51, Joe Anderson, CFP® & Alan Clopine, CPA discuss three major tax-saving strategies that might be going away: the backdoor Roth IRA,...
Why You Shouldn't Time the Market - 50
23 Jul 2016
Contributed by Lukas
How often do you come out on top if you try to beat the odds? Most active-fund managers fail to beat the market. Joe Anderson, CFP® and Big Al Clopin...
Stock Markets Past and Present - 49
23 Jul 2016
Contributed by Lukas
Markets are at all-time highs despite recent events. In episode 49 of the YMYW podcast, Joe and Al share smart investment strategies you can learn fro...
Tax Tools for Intelligent Charitable Giving - 48
16 Jul 2016
Contributed by Lukas
Your generosity can pay off in more ways than one: when you give a charitable gift, the IRS will forgive a tax. In episode 48 of the YMYW podcast, Joe...
Rising Cost of Living + Medicare Q & A - 47
16 Jul 2016
Contributed by Lukas
The landscape of retirement is changing. The cost of living is rising and we are living longer than ever before. In episode 47 of the YMYW podcast, Jo...
10 Common IRA Mistakes You Don't Want to Make - 44
02 Jul 2016
Contributed by Lukas
There are plenty of options when it comes to IRAs, but with plenty of options can come plenty of mistakes. In episode 44 of the YMYW podcast, learn fr...
How to Solve the US Retirement Crisis - 43
02 Jul 2016
Contributed by Lukas
Joe Anderson, CFP® and Big Al Clopine, CPA recap recent Brexit headlines and take a look at how the markets have reacted, in episode 43 of the YMYW p...
How DOL Fiduciary Rule Change Will Impact Retirement Accounts - 42
25 Jun 2016
Contributed by Lukas
The fiduciary rule change will bring some changes to the financial planning industry. In episode 42 of the YMYW podcast, find out what the new rule co...
What Brexit Means for Your Investments - 41
25 Jun 2016
Contributed by Lukas
The markets are panicking over the Brexit vote. Original publish date June 25, 2016 (hour 1). In episode 41 of the YMYW podcast, learn what the news c...
Active Investing vs Passive Investing | Interview with Larry Swedroe - 40
18 Jun 2016
Contributed by Lukas
Financial expert Larry Swedroe joins Joe Anderson, CFP® and Big Al Clopine, CPA, on YMYW podcast episode 40 to discuss active versus passive investin...
All About Reverse Mortgages - 39
18 Jun 2016
Contributed by Lukas
Learn simple steps for building wealth in retirement with Joe Anderson, CFP® and Big Al Clopine, CPA, in YMYW podcast episode 39. Dive into the optim...
Investing During an Election Year - 38
11 Jun 2016
Contributed by Lukas
In episode 37 of the YMYW podcast, Joe Anderson, CFP® and Big Al Clopine, CPA answer questions on investing for retirement, and they share strategies...
New Retirement Proposals Could Be Costly for High Earners - 37
11 Jun 2016
Contributed by Lukas
A 146-page report from the Bipartisan Policy Center was released last week and a lot of high earners aren't going to like it. One of the proposals is ...
Recreating the 401(k) & the Disappearing Pension - 36
04 Jun 2016
Contributed by Lukas
The inventor of the 401(k) says he created a 'monster.' Could we see the end of the 401(k) as we know it? What about pensions? More and more employers...
Mistakes to Avoid in Managing Assets for Estates - 35
04 Jun 2016
Contributed by Lukas
Nicole Newman, Attorney at Law joins Joe Anderson, CFP® and Big Al Clopine, CPA on YMYW podcast episode 35 to discuss the most important estate plann...
Is 'Sell in May, Go Away' Good Advice? - 34
28 May 2016
Contributed by Lukas
Is the well-known trading adage, "sell in May and go away" actually good advice? Joe Anderson, CFP® and Big Al Clopine, CPA discuss this in YMYW podc...
How Stocks Perform in an Election Year - 33
28 May 2016
Contributed by Lukas
The 2016 election race has already offered plenty of surprises, but what could it mean for the economy? Joe Anderson, CFP® and Big Al Clopine, CPA sh...
Investing Q & A + Tax Quiz - 32
21 May 2016
Contributed by Lukas
Joe Anderson CFP® and Big Al Clopine, CPA answer real life investment questions for retirees and pre-retirees. Plus, 10 retirement statistics that mi...
15 Mistakes People Make in Retirement - 31
21 May 2016
Contributed by Lukas
Joe and Big Al cover 15 mistakes even the smartest people make in retirement, courtesy of Go Banking Rates, in YMYW podcast episode 31. These mistake...
Retirement Realities vs Retirement Myths - 30
14 May 2016
Contributed by Lukas
Retirement isn't what it was when your parents left the workforce. In fact, it may not be what it was even a decade ago. In YMYW podcast episode 30, J...
9 Ways to Build Your Wealth in Your 50's - 29
14 May 2016
Contributed by Lukas
If you're in your 50's, retirement is probably right around the corner. During this time it's critical to make the right financial decisions to achiev...
Retirement Errors That Will Crush Your Investment Gains - 28
07 May 2016
Contributed by Lukas
Learm how you can protect yourself from one of America's fastest growing crimes – identity theft. Plus, what's it going to cost you to retire? In ep...
Maximizing Social Security Benefits Under New Rules - 27
07 May 2016
Contributed by Lukas
Social Security changes are now in effect. In episode 27 of the YMYW podcast, Joe Anderson, CFP® and Big Al Clopine, CPA explain the best ways to max...
Creating Tax-Free Income in Retirement - 22
16 Apr 2016
Contributed by Lukas
Big Al Clopine, CPA and Joe Anderson, CFP® share more ways to create tax-free income and savings in retirement in episode 22 of the YMYW podcast. Fin...
How to Save on Taxes in Retirement - 21
16 Apr 2016
Contributed by Lukas
The best time to start planning for next year's tax season is at the end of this year's tax season. In episode 21 of the YMYW podcast, Joe Anderson, C...
4 Retirement Plan Loopholes That Could Close Soon - 20
09 Apr 2016
Contributed by Lukas
Original publish date April 9, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. In episode 20 of the YMYW podc...
Frequently Asked Investing Questions - 19
09 Apr 2016
Contributed by Lukas
Original publish date April 9, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 19 of the YMYW podca...
Most Commonly Asked Questions About Taxes, IRAs and 401k - 17
02 Apr 2016
Contributed by Lukas
Original publish date April 2, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. Episode 17 of the YMYW podcast,...
Top Tax Moves The Rich Use to Stay Rich - 15
02 Apr 2016
Contributed by Lukas
Original publish date April 2, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 15 of the YMYW podca...
Money Mistakes and How to Fix Them - 14
26 Mar 2016
Contributed by Lukas
Original publish date March 26, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. Episode 14 of the YMYW podcast...
Top Retirement Myths That Can Ruin Your Financial Plan - 13
26 Mar 2016
Contributed by Lukas
Original publish date: March 26, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. Episode 13 of the YMYW podcas...
Risks in Retirement vs. in Your 20s - 12
19 Mar 2016
Contributed by Lukas
Original publish date March 19, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. In episode 12 of the YMYW podc...
How to Avoid the Risk of Retirement Crisis - 11
19 Mar 2016
Contributed by Lukas
Original publish date March 19, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 11 of the YMYW podc...
How Retirement Smart Are You? - 10
12 Mar 2016
Contributed by Lukas
In episode 10 of the YMYW podcast, Big Al tests your retirement planning smarts by asking Joe and the listeners important retirement questions. How do...
How to Take Advantage of Upcoming Social Security Changes - 9
12 Mar 2016
Contributed by Lukas
Original publish date March 12, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 9 of YMYW podcast, ...
Retirement Account Myths, Misconceptions and Mistakes Part 2 - 8
05 Mar 2016
Contributed by Lukas
Original publish date March 5, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. In episode 8 of YMYW podcast, t...
Retirement Account Myths, Misconceptions and Mistakes Part 1 - 7
05 Mar 2016
Contributed by Lukas
Original publish date March 5, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. Episode 7 of YMYW is dedicated ...
The Incredible Shrinking Alpha with Larry Swedroe - 6
27 Feb 2016
Contributed by Lukas
Original publish date February 27, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. In episode 6 of YMYW, Larry...
How the Financial Planning Landscape Made Way for Pure Financial Advisors - 5
27 Feb 2016
Contributed by Lukas
Original publish date February 27, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 5 of YMYW, Joe a...
Are You Doing Social Security in Retirement All Wrong? - 4
20 Feb 2016
Contributed by Lukas
Original publish date February 20, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. In episode 4 of YMYW: are ...
The Most Significant Financial Strategies to Implement Now - 3
20 Feb 2016
Contributed by Lukas
Original publish date February 20, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 3 of YMYW, Joe t...
How Negative Interest Rates and the President's Budget Proposal Impact You - 2
14 Feb 2016
Contributed by Lukas
Original publish date February 14, 2016 (hour 2). Joe and Big Al discuss negative interest rates and how they could affect you. Plus, the President re...
80% of Participants Failed This Financial Literacy Test - 1
14 Feb 2016
Contributed by Lukas
Original publish date February 14, 2016 (hour 1). Welcome to the Your Money, Your Wealth® podcast: retirement planning, investing, and tax reduction ...