Your Retirement Planning Simplified
Episodes
Ep #29: Executor Help with David Edey
15 Dec 2022
Contributed by Lukas
60% of Canadians don't have a will, leaving many families in a precarious situation. Putting a plan in place for your estate means giving thought to t...
EP #28: Charitable Giving in Your Community with Lesley Heighway
01 Dec 2022
Contributed by Lukas
Charitable planned giving supports many communities directly. Giving locally means a donation can be made to a specific interest that's important to a...
Ep #27: Maximizing Your Legacy Through Charitable Giving with Mark Halpern
17 Nov 2022
Contributed by Lukas
Mark Halpern, CFP, is a Trust and Estate Practitioner who has helped business owners, entrepreneurs, and professionals in affluent families for over 3...
Ep #26: Canada Gives and Donor-Advised Funds with Denise Castonguay
03 Nov 2022
Contributed by Lukas
Donor-Advised Funds help philanthropists and their families fund their preferred charities however and whenever they want with the help of their advis...
Ep #25: Charitable Planned Giving
20 Oct 2022
Contributed by Lukas
Planned giving allows individuals to gift large sums to charitable organizations, in life or at the time of passing, as part of the donor's financial ...
Ep #24: The Curated Retirement, Interview with Retirement Coach Tammy Vigue
06 Oct 2022
Contributed by Lukas
Anxiety around retirement is completely normal. You may feel concerned about how you will fill your time, financial worries or even feeling a loss of ...
Ep #23: Behavioral Finance and Scientific Based Investing with Christian Newton
22 Sep 2022
Contributed by Lukas
Rather than trying to predict the future, wouldn't it be great if there was a way to draw information about expected returns from the market itself? L...
Ep #22: Working with Different Types of Trusts in Estate Planning
08 Sep 2022
Contributed by Lukas
Trusts, when understood properly, can help people successfully plan their finances, provide security for their families, and even invest more confiden...
Ep #21: Retirement Levers
25 Aug 2022
Contributed by Lukas
You've decreased your spending and cut all of the costs you possibly can, but somehow you still find you're not saving enough for retirement. Where ca...
Ep #20: Do I Need $1 Million To Retire?
11 Aug 2022
Contributed by Lukas
Many Canadians are concerned about inflation's impact on retirement savings, and rightly so. Without the correct plan in place, it can be easy to misc...
Ep #19: Investing in Retirement
28 Jul 2022
Contributed by Lukas
Oftentimes, people mistakenly think that once they hit retirement, they no longer need to invest. They believe that retirement is the time to live off...
Ep #18: Canada Pension Plan (CPP) and Old Age Security (OAS) Timing
14 Jul 2022
Contributed by Lukas
At Matthews & Associates, we get a lot of questions surrounding the topics of the Canadian Pension Plan (CPP) and Old Age Security (OAS). Our clients ...
Ep #17: Cash Flow in Retirement
30 Jun 2022
Contributed by Lukas
Without the right planning in place, new retirees often find the financial aspect of the retirement transition to be somewhat daunting. Although we ca...
Ep #16: Living a Passion Driven and Authentic Life with Scott Armstrong
16 Jun 2022
Contributed by Lukas
Many individuals want a retirement that is authentic to who they are, passion-driven, and filled with purpose. However, it takes a certain kind of min...
Ep #15: Retirement Income Bucket Strategies
02 Jun 2022
Contributed by Lukas
The retirement income "buckets" approach generally involves dividing your short-term cash and long-term investments into different buckets. This way, ...
Ep #14: Dynamic Withdrawal Strategies
19 May 2022
Contributed by Lukas
There are many uncertainties that make calculating retirement spending an educated guess at best - many of which we have covered in previous episodes....
Ep #13: Safe Withdrawal Rates and Traditional Retirement Projections
05 May 2022
Contributed by Lukas
Most traditional retirement plans in the past were created by making a projection that has taken into account assumptions around inflation, rates of r...
Ep #12: Retirement Income Strategies Overview
21 Apr 2022
Contributed by Lukas
It's one thing to know what the risks of retirement are as far as your income planning goes, but knowing what to do about those risks and how to handl...
Ep #11: Minimizing Your Lifetime Tax Bill with Kaz Nesbitt
07 Apr 2022
Contributed by Lukas
Today we are joined by Kaz Nesbitt, CPA, CA, who is the Senior Manager at Grant Thornton. Kaz helps business owners and high net worth individuals sa...
Ep #10: Retirement Risk #5: Healthcare Expenses
24 Mar 2022
Contributed by Lukas
Unexpected healthcare costs can be one of the biggest expenses a retiree can face. Similar to how we cannot predict how long we are going to live, we ...
Ep #9: Retirement Risk #4: Inflation Risk
10 Mar 2022
Contributed by Lukas
Clients often ask me how to know when they have enough money set aside to take all risk off the table in their investments. Unfortunately, there is no...
Ep #8: Retirement Risk #3: The Risk of Being Too Conservative
24 Feb 2022
Contributed by Lukas
In the previous two episodes, we have covered the sequence of return risk (which talks about why having a retirement projection is not really a plan),...
Ep #7: Retirement Risk #2 – Longevity
10 Feb 2022
Contributed by Lukas
Many people tend to underestimate how long they will live, therefore underestimating how much money they will require for retirement. And although the...
Ep #6: Retirement Risk #1 – Sequence of Returns and Why the Game Changes in Retirement
27 Jan 2022
Contributed by Lukas
Today we will be discussing one of the biggest factors to consider when transitioning and saving for retirement: sequence of return risk. This is the ...
Ep #5: Creating Paychecks in Retirement
13 Jan 2022
Contributed by Lukas
Whether you have an employer or you are working for yourself, making the transition into retirement means getting paid is going to be very different f...
Ep #4: Pension Income Splitting: How It Works
30 Dec 2021
Contributed by Lukas
If you're in the lead-up to your retirement, there are many steps you can take to ensure you're setting yourself up for a relaxing and comfortable ret...
Ep #3: Common Tax Credits You May Not Know About
16 Dec 2021
Contributed by Lukas
Every year in Canada, millions of dollars in tax credits (and deductions) go unclaimed. However, with the right preparation and knowledge, you can avo...
Ep #2: How Different Types of Retirement Income Are Taxed
02 Dec 2021
Contributed by Lukas
When planning for financial freedom in your retirement years, there is one topic you cannot forget about: taxes. How much you will owe in taxes during...
Ep #1: Welcome to Your Retirement Planning Simplified
19 Nov 2021
Contributed by Lukas
Welcome to Your Retirement Planning Simplified, the podcast dedicated to answering your burning questions about retirement possibilities and how to ge...