根據保險業者提供的數據，台灣平均每人有3.6張健康險保單，但有55%的人住院保額每日低於2千元。尤其癌症療程，常聽到的標靶、免疫、質子治療……，動輒數十萬至百萬的醫療費用，讓不少病友陷入「有藥沒錢醫」的痛苦，該怎麼辦？ 癌症希望基金會(HOPE)有感於癌友的擔憂，提出「商保協同健保」的倡議，希望國家用政策險的概念介入，而不是全部依託在健保的體制上。也提醒聽眾，在身體健康狀態下，最好定期檢視保單與補足保障缺口，在健康險上勇敢並且正確地投資，避免因小失大。 ✅這集你會聽到： -實支實付險保單停售潮，對要保人的衝擊？ -為什麼要倡議「商保補位健保」？ -「商保補位健保」希望達成的目標與目前進度？ -實支實付險、住院日額險、癌症險、重大傷病險，有什麼功能？ -如何聰明投保商業健康保險？ 主持人：資深醫藥記者、前康健雜誌總主筆 張曉卉 來賓：癌症希望基金會副執行長嚴必文、保險諮詢志工黃少芳 製作團隊：陳巧怡、梁惠明 ＊「癌症問康健」全集收錄：https://bit.ly/3NQ1SdT ＊癌症問康健官方LINE帳號：https://lin.ee/QCxb8mw ＊癌症問康健-陪伴你解答癌症旅程大小事：https://bit.ly/3sC722v ＊意見信箱：[email protected] -- Hosting provided by SoundOn
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