Alex Bean

We take your credit card.

That's how we make money.

So we make money just like the banks would.

And then we give you the software that Expensify and others are giving you.

So we really combine it into one platform.

And what we've found is by combining it, it's not only just that it's free, it's like the source of information is so much quicker and so much better.

So the things we can do are much different.

But yeah, it's free.

And that's why we're super excited to offer it to the mom and pops of the world, because we can tell them, stop paying for those three softwares and come just use Divi.

And it's a win-win for both.

So that's actually a really good question.

I've had that conversation with a lot of people.

A few things.

One, we raised money early because we knew that we were taking a big swing.

I don't think that's for everyone.

So I'm not like out there recommending to all entrepreneurs, like go raise VC funds, go raise as much as you can.

But for us, as you just said, we're taking on trillion-dollar markets in all four of those buckets.

So we're like, all right, we've got to bring money to the table and go build a team.

So for us, that's what we did.

And at the beginning, nowadays in the fintech space, if that's where you're at, there's so many more tools that enable fintechs to go build companies that didn't exist five years ago, which –