Alina Selyukh

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82 appearances 1 recordings 1 series first heard Jul 2026 last heard 25 Jul

Alina Selyukh’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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It was really wild.

He took ended up three cash advances for a total of $950,000 because he needed that money to pay tariffs.

He just didn't have cash sitting around for that.

So $950,000 is what he borrowed.

With the fees, his actual debt was $1.2 million.

So several hundred thousand dollars were the fees that merchant cash advances take.

And like I said, I've talked to at this point close to a dozen businesses who ended up in a similar boat.

One woman I talked to took out $47,000.

Her actual sum that was due back was $72,500.

So 47 versus almost 73.

And this kind of lending is exploding.

It is by far the fastest growing way that small business owners are getting money.

I think the thing that surprised me the most is just how common this experience is and how little people talk about it.

You bring it up in a group of small business owners and everyone gets really riled up or everybody, somebody knows somebody who

had struggled to pay merchant cash advance.

But when you start talking to small business owners for whom merchant cash advances have snowballed, often they don't want to use their names.

They don't want to talk publicly about their business.

They feel like it reflects poorly on them as business owners.

They feel ashamed of the choices.

And that level of conversation was quite different from...

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