Alun Rees-Williams

Quite possibly.

The UK government, again, doesn't want to be paying out money that they don't have to, just like the New Zealand government would.

And it's one of the things, because New Zealand government would say that anything you've paid voluntarily into a pension, you can have on top of your New Zealand pension.

And that was the distinction, because you're paying money into it back into the UK state pension voluntarily.

So...

Who can tell?

We've seen a number of iterations change over the years in UK law and New Zealand law to make pension transfers more restrictive, less restrictive, tax better, tax worse.

You know, there's been a lot of stuff over time.

For a lot of people, it probably was worth the bet because the input was small and the gain could be quite big.

Contact us.

We'll take you through the process effectively.

We try and give really unbiased advice on whether you should or shouldn't transfer your money.

For a lot of people, to be honest, a long time before they talk to us, they've made up their mind anyway.

But we'll give you some unbiased advice.

Yep.

So it's called the National Insurance Number.

That's really useful.

And in fact, you're going to need it eventually.

So most people who have worked in the UK will keep a record of it somewhere.

If they haven't, you can get it from HMRC.