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Amanda Barroso

👤 Speaker
154 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Target is household stuff.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Amazon is miscellaneous or it's shopping.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

You know, in all of these budgeting apps, there's some of those little categories that are like

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Other, you could set a rule for yourself within this.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Okay, I'm only going to itemize receipts if they're over $100.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Anything else, it's 25 bucks, whatever, right?

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Again, personal to you, you could set your own threshold, but this could be a way to kind of lessen that fatigue.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Okay.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

The third option, it might appeal to parents.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

You could create a family flex category in your budget that contains all your target runs, your Costco hauls, your Amazon orders, whatever that may be.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

You could fund this intentionally each month.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

Again, you'd probably need to look back and see how much generally you're spending monthly at these stores.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

So you'd care less about the exact category.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

that the items are falling under.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

You just know this is sort of my threshold for all of these stores, our household kind of expenses.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

And I just don't want to go over that amount every month.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

So you could avoid burnout that way.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

We have a joint credit card where we put our household and shared expenses and we get travel points that way.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

So we like to kind of consolidate it that way.

NerdWallet's Smart Money Podcast
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You About

And we have a limit for what we want to spend there each month.