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Amy Poching

πŸ‘€ Speaker
478 total appearances
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Appearances Over Time

Podcast Appearances

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

Like we don't want that.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

We want something better for ourselves and our kids going forward.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And I'm like, what do we need to do?

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And I'm like, okay, well, you know, you've got this vehicle over here, which I had been told on several occasions that this was their like dream car that they'd always wanted.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And finally they had it.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And it was like 120K or something.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And half of it was financed.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And I was like, well, you know, if you sold this car and got rid of the finance and bought yourself a cheaper car, then if you're not putting money towards the finance on the car, then that would actually open up some cash flow to help towards an investment property.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And they're like, OK, we need to think about this.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

That's cool.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And then they're like, no, we want to do it.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

Next day, they're like, we want to do it.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And this kind of just dragged on for a little bit.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And eventually I said, look, you know, where are you at?

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

Because they kept saying that they wanted to do it, but nothing was really happening or moving.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And I said, what's really going on here?

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And they're like, when we bought the car, like we just know that if we sell the car, everyone around us, our family, our friends, our community, they're going to be saying things behind our back like, oh, you know, I knew they couldn't afford that car or, you know, knew that they were over committing themselves or, you know, if they were to know that they were buying investment property, like,

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

who do they think they are, you know, to buy an investment property because that's just so different to just their environment and the people around them.

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

And so when this actually came up and we were able to have a really good discussion around like,

Keep The Change
Financial Planner Reveals: How Everyday Kiwis Are Building Wealth

their beliefs and the culture around money.