Andrew Nicholl

speaker

9,590 appearances 124 recordings 1 series first heard Apr 2026 last heard yesterday

Andrew Nicholl’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 124 in all, peaking in Jul 2026 with 29.

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They're going to borrow the purchase price, borrow the renovation, and then tipple that in.

and carry the debt so that they could keep using any spare cash they've got to pay down their personal mortgage.

And, like, again, this is not to bag anyone that does anything.

I think if anyone's doing something to get ahead, good on them.

Doesn't mean that I'm right all of the time.

As Ed and Lauren remind me, I'm only right 90% of the time.

So...

What

came down to was, well, what are we trying to achieve with this property?

And they said, we want to lift the value.

We're going to have some price arbitrage, use our skills to try and cheat the system.

Then we want to have such a good yield that we can go back to the bank and speed up our investing.

Yeah, I did put it.

I mean, I put it at

9%.

So not a huge amount more.

I've allowed a tenant sourcing fee every year, which I think is reasonable.

But I think by the time you actually put in your GST, you put in a reasonable amount of information.

I know because he's a builder, he can do this stuff himself, but he doesn't live in Christchurch.

It's a bit of a commute.

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