Anna Helhoski

So if there's fewer buyers and fewer sellers, who has the upper hand?

There's no buyer on the planet who's going to complain about less competition and lower prices, but is there some kind of catch?

What should buyers be cautious about?

So during the winter, buyers may be getting a break on affordability, which is always nice.

But a big chunk of your monthly bill comes from the mortgage rate.

And that's not something you can really control.

Abby, where are the rates sitting right now?

I'm going to be asking both of you a crystal ball question in a minute, which I know everybody loves.

But first, how much do the Fed's moves actually affect mortgage rates?

They kept the federal funds rate steady at their meeting last month, but is that going to actually mean anything for buyers?

Okay, so looking ahead to spring, do you have any sense of where mortgage rates might be going?

Yeah, and spring will be here before we know it, and that's what I keep telling myself while piles of snow are still frozen on the ground here in New York.

So when will we see more homes actually hit the market?

Yeah, we'll link to it in the show notes.

Right.

Even if it's sub-zero temperatures and there's still snow on the ground.

Oh, here's hoping.

Abby and Kate, thank you so much for joining us today.

Hey, Elizabeth and Sean.

Yeah, the Super Bowl, Olympics, March Madness.