Anna Maria Andriotis
speaker
3,396 appearances
52 recordings
1 series
first heard Jul 2017
last heard Dec 2022
Anna Maria Andriotis’s voice in public audio — every appearance, attributed to the second.
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Appearances
Lenders have verified your income, that you're employed.
And so, yes, you can get approved for this loan.
Great to be speaking with you.
Thanks so much.
It's almost like a fresh start for these people because it's like, OK, there is a way if they're able to pay the bill to actually get this account removed from their credit report.
So that could potentially be significant relief.
Great to be speaking with you.
So medical debt has certainly taken a heavy toll on people's credit reports, credit scores, and their ability to borrow.
Generally, when we speak about medical debt, what we mean are bills, medical bills that people receive from hospitals, doctors, other medical providers that they cannot pay.
In some cases, they're not even aware of the bills because of various glitches.
And after some time passes, those medical providers send those unpaid bills to collections firms.
And when the collection firms receive these bills, what they do is they report those bills as being in collections to the credit reporting firms.
It is usually at this point, in most cases, where medical debt gets added onto credit reports.
For the consumers, what that means is a negative mark, a pretty significant one,
on their credit report that lenders are able to see when those people apply for credit cards, auto loans, mortgages, other types of financing.
It can be grounds for lenders to decide not to approve people
for those loans or to approve them, but at a higher interest rate than they otherwise would.
These negative marks can also impact credit scores, lowering them.
But when there's an unexpected medical emergency or illness that results in many medical bills, there's been a question that's been out there for some time debated within the credit reporting industry, as well as
point brought up by consumer advocates and even regulators of how indicative is unpaid medical debt, these medical bills, how indicative are they of people's ability to pay their debts, like when they're applying for a true loan.
Showing 321–340 of 3,396 · page 17 of 170
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